News.Life

Afterpay Day 2025: Save Big on Tech, Fashion & Home — Up to 75% Off!

Unknown commerce, e commerce, online shopping, personal finance shopping, shopping

<p>
 Get ready for Afterpay Day as an array of enticing deals fills up your shopping carts. This major online shopping extravaganza begins soon.
 <strong>
  Thursday 20 March
 </strong>
 starting at 8 am and continuing until midnight
 <strong>
  Sunday 23 March
 </strong>
 That indicates you have just a few hours to seize big Afterpay Day discounts on your preferred brands, including Reebalk and The Iconic as well as Sephora and Dyson. These deals cover everything from sports equipment to various items.
 technology
 , homewares, or
 grooming
 This year's Afterpay Day sales event is brimming with discounts, exclusive offers, and online shopping bargains for numerous premium brands.
</p>
<div class="mom-expand__wrapper">
 <div class="mom-expand__content">
  <div class="wp-block-yoast-seo-table-of-contents yoast-table-of-contents">
   <h2>
    Table of contents
   </h2>
   <ul>
    <li>
     Best Afterpay Day Sales
     <ul>
      <li>
       Top Fashion Offers for Afterpay Day
      </li>
      <li>
       Top Technology Offers for Afterpay Day
      </li>
      <li>
       Top homeware bargains for Afterpay Day
      </li>
      <li>
       Top Health and Beauty Offers for Afterpay Day
      </li>
      <li>
       Top Afterpay Day Vacation Offers
      </li>
     </ul>
    </li>
    <li>
     What is Afterpay and How Does it Work?
    </li>
    <li>
     What is Afterpay Day?
     <ul>
      <li>
       What date will Afterpay Day be in 2025?
      </li>
     </ul>
    </li>
   </ul>
  </div>
 </div>
</div>
<div class="mom-expand__toggle-wrapper">
 View all
</div>
<h2 class="wp-block-heading" id="Best-Afterpay-Day-Sales">
 Best Afterpay Day Sales
</h2>
<p>
 If you're looking for fresh outfits, gadgets, or essential items, the Afterpay Day sale promises to offer the top discounts available online. We've compiled a list of the best Afterpay Day deals for 2025 from our preferred retailers to help maximize your savings. However, keep in mind that the Afterpay Day sales cater not only to fashion enthusiasts; plenty of excellent bargains await across various sectors.
</p>
<img data-document-id="cms/api/amp/image/AA1BqiwJ" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1BqiwJ.jpg"/>
<h3 class="wp-block-heading" id="Best-Fashion-Deals-for-Afterpay-Day">
 Top Fashion Offers for Afterpay Day
</h3>
<p>
 If you're planning to refresh your wardrobe this year, Afterpay Day is an ideal moment to make your move. This extended sale period offers significant discounts at various fashion stores, allowing you to grab excellent bargains from popular fashion labels for a short duration. Here are the top Afterpay Day fashion deals for 2025.
</p>
<ul class="wp-block-list">
 <li>
  Adidas – Save up to 40% on chosen designs
  <ul class="wp-block-list">
   <li>
    $72 discount on Samba OG sneakers in Grey (Now $108)
   </li>
   <li>
    $54 discount on Samba OG Sneakers in Preloved Ink (Now $126)
   </li>
   <li>
    Save $40 on Gazelle Indoor Sneakers in Magic Beige (Now priced at $160)
   </li>
   <li>
    $40 discount on Adicolor 3-Stripe Cargo pants (Currently $60)
   </li>
   <li>
    Save $20 on Aeroready Designed to Move Woven Sport Shorts (Now priced at $30)
   </li>
   <li>
    $48 discount on Duramo 10 Running Shoes (Price now $72)
   </li>
   <li>
    $22 discount on Adicolor Classics 3-Stripe Tee (Price now $33)
   </li>
  </ul>
 </li>
 <li>
  Aje – 25% off on chosen designs
 </li>
 <li>
  Converse – Selected styles up to 30% off
  <ul class="wp-block-list">
   <li>
    Save $60 on the Converse Weapon Mid in Light Blue (Priced at $140 Now)
   </li>
   <li>
    $40 discount on Converse Run Star Trainer Evil Eye Low Top Egret (Currently priced at $100)
   </li>
  </ul>
 </li>
 <li>
  Cotton On – Save up to 40%
 </li>
 <li>
  Ecco – Save 25% on everything
 </li>
 <li>
  The Iconic – Up to 30% discount on chosen fashions
 </li>
 <li>
  InStitchu – Choose from various suit sets, dress shirts, and tuxedos
 </li>
 <li>
  New Balance – 30% discount on chosen models
  <ul class="wp-block-list">
   <li>
    Save $69 on 9060 Shoes in Slate Grey (Now priced at $161)
   </li>
   <li>
    $48 discount on 574 Core Shoes in Black (Now $112)
   </li>
   <li>
    $48 discount on 574 Core Shoes in Navy (Now priced at $112)
   </li>
   <li>
    $57 discount on FuelCell Propel v5 (Now priced at $133)
   </li>
   <li>
    $24 discount on Space Dye 1/4 Zip (Now priced at $56)
   </li>
   <li>
    $45 discount on 480 shoes (Now priced at $105)
   </li>
   <li>
    $48 discount on 327 sneakers in Moonbeam shade (Now priced at $112)
   </li>
   <li>
    Save $69 on the 1906R Shoes in Arid Stone (Now priced at $161)
   </li>
   <li>
    $30 discount on Athletics French Terry Crew (Price now $70)
   </li>
  </ul>
 </li>
 <li>
  Platypus – Select designs now up to half price
 </li>
 <li>
  Reebok – 25% discount on all items
 </li>
 <li>
  Strand – Save up to 50% on all items
 </li>
 <li>
  Step One – Purchase One, Receive One at No Cost for First-Time Buyers
 </li>
 <li>
  Timberland – 25% discount on select styles
 </li>
 <li>
  Up to 51% Off from Under Armour
 </li>
 <li>
  Vans – 25% discount on select styles
 </li>
</ul>
<img data-document-id="cms/api/amp/image/AA1BqrKY" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1BqrKY.jpg"/>
<h3 class="wp-block-heading" id="Best-Tech-Deals-for-Afterpay-Day">
 Top Technology Offers for Afterpay Day
</h3>
<p>
 Regardless of whether you're looking for a brand-new set
 headphones
 , a bonkers
 smart TV
 Or perhaps you're looking for a new cooking pot; the folks organizing the Afterpay Day sale have you covered. During this sales event, you'll discover significant reductions at popular technology and retail stores like Dyson and David Jones. Below are the top tech offers available during Afterpay Day 2025.
</p>
<ul class="wp-block-list">
 <li>
  Amazon – Huge Grin Festival
 </li>
 <li>
  Anker – Save up to 50%
 </li>
 <li>
  Up to 60% Off for Catch bezpoصند
 </li>
 <li>
  Cygnet – Save up to $50
 </li>
 <li>
  Save up to $600 on select Dyson items
 </li>
 <li>
  GHD – Save up to 30% on all items
 </li>
 <li>
  Harvey Norman – Up to $1,700 off on chosen items
 </li>
 <li>
  Save on chosen items at JB Hi-Fi
 </li>
 <li>
  Kogan – Upto 65% discount on chosen items
 </li>
 <li>
  Samsung – Save as much as $2,000 on chosen items
 </li>
 <li>
  Scorptec – Up to 70% discount on chosen items
 </li>
</ul>
<img data-document-id="cms/api/amp/image/AA1Bqbfg" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1Bqbfg.jpg"/>
<h3 class="wp-block-heading" id="Best-Homewares-Deals-for-Afterpay-Day">
 Top Homeware Offers for Afterpay Day
</h3>
<p>
 If you're looking for impressive savings on new appliances, bedding sets, or home goods, Afterpay Day is your prime opportunity to take advantage of these offers. This yearly event features many top national retailers providing significant reductions across their current inventory. Below are some of the most compelling deals we've come across up until now.
</p>
<ul class="wp-block-list">
 <li>
  Bed Threads – Save up to 30% on chosen items
 </li>
 <li>
  Ecosa – Save 30% on chosen mattresses and bed frames
 </li>
 <li>
  Emma – Save up to 55% on mattresses
 </li>
 <li>
  Eva Home – Save up to $300 on mattresses, pillows, frames
 </li>
 <li>
  Home Furnishings - Up to 75% off all items
 </li>
 <li>
  Koala – Save up to 25% on all items
 </li>
 <li>
  Ms. Amara – Save up to 40% on all items
 </li>
 <li>
  Sheet Society – 20% discount on Leo Washed Cotton
 </li>
 <li>
  Sheridan – Save up to 40% on all items
 </li>
 <li>
  Sleep Republic – Save 15% on Mattresses
 </li>
</ul>
<img data-document-id="cms/api/amp/image/AA1BqiwP" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1BqiwP.jpg"/>
<h3 class="wp-block-heading" id="Best-Health-and-Beauty-Deals-for-Afterpay-Day">
 Top Health and Beauty Offers for Afterpay Day
</h3>
<p>
 Getting a great night's rest is wonderful, but premium beauty items can also work wonders. During Afterpay Day 2025, numerous cosmetic brands and beauty stores will be providing deals and reductions. Below are our best recommendations for snagging bargains during the Afterpay Day event this time around.
</p>
<ul class="wp-block-list">
 <li>
  Adore Beauty – Save up to 40% on cosmetics
 </li>
 <li>
  Priceline – Up to 50% off on chosen items
 </li>
 <li>
  Bare Sundays – Up to 50% off on chosen items
 </li>
 <li>
  Sephoria offers 15% off all items; for purchases over $140, you can enjoy a discount of 20%.
 </li>
 <li>
  Shaver Shop – Up to 50% off on chosen items
 </li>
 <li>
  Skinstitut – 30% discount on all items
 </li>
</ul>
<img data-document-id="cms/api/amp/image/AA1BqglD" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1BqglD.jpg"/>
<h3 class="wp-block-heading" id="Best-Afterpay-Day-Travel-Deals">
 Top Afterpay Day Vacation Offers
</h3>
<p>
 Looking to escape? Plotting your upcoming grand expedition? Grab significant savings on your next journey.
 travel
 Experience or vacation through these retailers and service providers. During Afterpay Day 2025, journey days take center stage with choices such as Webjet and Luxury Escapes providing excellent offers throughout the event.
</p>
<ul class="wp-block-list">
 <li>
  Adrenaline – Use code AFTERPAYDAY10 for a 10% discount site-wide
 </li>
 <li>
  Booking.com – Save Hundreds on Selected Reservations
 </li>
 <li>
  Experience Oz – Get discounts of up to 20% on selected offers
 </li>
 <li>
  Red Balloon offers a 20% discount on their gift vouchers. Apply the code AFTERPAY20 during checkout.
 </li>
</ul>
<h2 class="wp-block-heading" id="What-is-Afterpay-and-How-Does-it-Work?">
 What Is Afterpay and How Does It Function?
</h2>
<p>
 If you've been wondering about 'Afterpay Day,' here’s what it means: It's all about discounts galore! This buy-now-pay-later service lets you shop for products from leading brands both online and at physical stores. You can choose to pay in four interest-free installments spread out over six weeks (or biweekly periods). However, the real advantage lies in how you use this opportunity.
</p>
<p>
 If you want to make payments early you can do so through the Afterpay app to manage your spending and payment method. And when we say no interest, we mean no interest. If you pay on time, there are no account-keeping fees, meaning your Afterpay account is entirely free. After all, the business makes money off the retailers, not customers. If you do find yourself missing a payment, don’t stress. Afterpay only charges a $10 missed payment fee which will give you another seven days to get your affairs sorted.
</p>
<p>
 It's crucial to keep in mind that although Afterpay provides an infusion of funds enabling you to purchase what you desire immediately, it isn't exactly classified as a traditional loan. Unlike loans with stringent approval criteria, getting accepted for Afterpay is surprisingly straightforward; there's no need to fill out new card forms since approvals happen instantly online. This means you can start shopping more quickly than usual.
</p>
<p>
 As usual, manage your finances wisely. Proceed cautiously and avoid spending beyond what you can afford. Should you encounter difficulties, reach out to Afterpay right away for assistance. Their team is eager to establish a repayment plan that will support you during financially tough times.
</p>
<h2 class="wp-block-heading" id="What-is-Afterpay-Day?">
 What is Afterpay Day?
</h2>
<p>
 Afterpay Day is a biannual saving event offered by Afterpay.
 Australian-born buy-now, pay-later giant
 Over three days, you'll have special access to significant discounts and Afterpay Day offers from beloved stores, enjoying savings of up to 70 percent from leading retailers both online and at physical locations nationwide. Furthermore, the
 Afterpay
 The payment method allows you to shop more intelligently by breaking down your payments into four fortnightly installments spread out over six weeks, with no added interest.
</p>
<p>
 "During Afterpay Day, which continues to be one of Australia’s most eagerly awaited shopping occasions, customers can find remarkable deals across numerous popular brands," stated Kevin Azzopardi, the ANZ Trade and Partner Marketing Director at Afterpay.
</p>
<p>
 As Australians seek methods to shop more wisely, we're excited to offer substantial discounts on clothing, cosmetics, technology, vacations, and much more.
</p>
<h3 class="wp-block-heading" id="When-is-Afterpay-Day-2024?">
 What date will Afterpay Day be in 2025?
</h3>
<p>
 As stated earlier, Afterpay Day 2025 begins on Thursday, March 20th at 8 AM and continues through to midnight on Sunday, March 23rd. In this event, significant savings can be found with participating major brands such as Dyson, David Jones, and Webjet. Over 5,000 stores will take part, providing discounts of up to 70 percent off, available for both online browsing and in-person shopping, allowing Australians multiple opportunities to make purchases while saving money.
</p>

Afterpay Day 2025: Save Big on Tech, Fashion & Home — Up to 75% Off!

Unknown commerce, e commerce, online shopping, personal finance shopping, shopping

Get ready for Afterpay Day as an array of enticing deals fills up your shopping carts. This major online shopping extravaganza begins soon. Thursday 20 March starting at 8 am and continuing u…

10 Surprising Things That Might Be Costing You Money Unnecessarily

Unknown expenses, money, personal finance, personal finance shopping, saving money

<p>
 Many individuals shell out cash on items they believe fall outside their budget.
</p>
<p>
 Perhaps it's a coffee purchased on your commute to work that you could easily prepare at home, or maybe a fresh pair of shoes you did not actually require, acquired simply because they were discounted.
</p>
<p>
 Here are 10 items that specialists indicate might be an unnecessary expense.
</p>
<p>
 <b>
  Regular tech upgrades:
 </b>
 A marketing specialist named Bodo Lang from Massey University mentioned that many individuals squander funds by frequently “updating” their cellphones every one or two years. He explained, "Generally, the distinctions between older and newer versions are slight, so unless your current mobile device malfunctions or becomes inadequate, it’s advisable to keep using it for an extended duration—around three to five years."
</p>
<p>
 <b>
  Subscriptions:
 </b>
 If you find yourself with many unused subscriptions, it could swiftly turn into an unnecessary expense. These may include apps long since forgotten, several streaming services gathering dust, or recurring vitamin shipments you never needed. Recently, ASB introduced a novel “card tracker” tool designed to help individuals monitor and assess these subscriptions. According to the bank, one-third of ASB’s clientele spends over $100 monthly on such subscription-based costs.
</p>
<p>
 People find online subscriptions quite appealing due to the low upfront costs," Lang stated. "Nonetheless, these expenses add up significantly over one or even five years. Streaming services for music and movies illustrate this point well. The urge to stay informed, get fit, or be entertained through these specific means isn’t an essential requirement; rather, it’s a preference.
</p>
<p>
 <b>
  Extended warranties:
 </b>
 If you purchase a new device, you might be offered the option to buy an extended warranty.
</p>
<p>
 Rebecca Styles, who leads the investigation team at Consumer NZ, stated that individuals frequently spend large sums of money—hundreds of dollars—for coverage they already possess through consumer legislation.
</p>
<p>
 According to the Consumer Guarantees Act (CGA), both manufacturers and sellers must ensure that the items they provide meet a standard of reasonable quality and are suitable for their intended use. Generally, most devices, particularly those that are expensive, should function effectively for several years beyond what’s typically covered under the maker's warranty,” she explained.
</p>
<p>
 If your item develops an issue within a reasonable timeframe after purchase, you're entitled to get it fixed or, should repairs not be feasible, exchanged — this applies regardless of whether the maker’s guarantee period has lapsed.
</p>
<p>
 <b>
  A few treatments for colds and flus:
 </b>
 Belinda Castles, a research writer for Consumer NZ, stated that certain claims made by cold and flu treatments were not supported by evidence.
</p>
<p>
 "Many over-the-counter medications provide little benefit beyond a placebo effect. Instead, the most effective action is to consult with your physician for a medical certificate advising you to take some time away from work. This minimizes the risk of spreading the illness," she stated.
</p>
<p>
 Castle stated that paracetamol and ibuprofen were the optimal choice for those not feeling well, adding that these options are more economical compared to medications formulated specifically for colds.
</p>
<p>
 Nasal sprays might assist with stuffiness, however, relying on them beyond a few days can lead to adverse reactions.
</p>
<p>
 <b>
  Some "green" products:
 </b>
 It’s important to verify the certifications when you’re spending extra money on something claiming to be eco-friendly. According to Abby Damen from Consumer NZ, numerous consumers are willing to pay more for “sustainable” goods. "However, our evaluation of items at supermarkets and cosmetic products revealed many unsupported ‘eco’ assertions that companies failed to substantiate. Avoid being charged extra due to unfounded environmental promises.”
</p>
<p>
 <b>
  Wasting money on power:
 </b>
 Keeping your electric towel warmer running continuously may rack up about $3 per week. Although this might not significantly impact your expenses, exploring ways to reduce your electricity costs likely would—make sure to review periodically for potential savings opportunities.
</p>
<p>
 Based on your energy usage patterns, you might benefit from a time-of-use plan, which provides lower rates during off-peak hours. If you haven’t changed plans in the past couple of years, you may be paying an extra $300 to $500 annually. Try using Powerswitch or MoneyHub; they make it surprisingly simple to compare options,” advised investment consultant Jeremy Sullivan.
</p>
<p>
 <b>
  Card surcharges:
 </b>
 If you tap or wave your card for purchases, you might be losing up to 2% per transaction. Whenever possible, opting to insert or swipe may prove more financially savvy.
</p>
<p>
 <b>
  Lotto tickets:
 </b>
 Sullivan mentioned that individuals are squandering their cash on purchasing Lotto tickets. He stated, "The likelihood of hitting the jackpot? It’s one in 38 million. Actually, the real risk lies in considering it as part of your strategy rather than seeing it purely for fun."
</p>
<p>
 <b>
  Travel insurance you possess currently:
 </b>
 When traveling, if you've made your reservations using your credit card, you might discover that you already possess travel insurance and won’t require an additional one. According to Sullivan, individuals ought to verify their coverage details. “Credit cards such as ANZ Platinum or Westpac Mastercard come with built-in travel insurance—yet numerous folks end up spending over $150 for a standalone policy anyway. A prime example of overlooking the small print.”
</p>
<p>
 <b>
  Avoiding negotiations on your mortgage rate:
 </b>
 Sullivan advised individuals to advocate for themselves and seek improved interest rates from their banks when they were due to refix their home loans. "New Zealanders tend to be unusually courteous towards banks. Simply requesting a better offer from your bank could decrease your mortgage rate by 0.25 percent to 0.5 percent—saving you significant sums over the years. There’s no need for intense negotiation; simply make the request."
</p>
<p>
 Lang stated that what an individual required or lacked was personal and distinctive to each person.
</p>
<p>
 Essential items are generally considered necessities. Items that fulfill these requirements usually emphasize functionality more so than emotion or symbolism. These essentials often remain consistent over periods of time and among different cultural groups. Additionally, they're mostly not optional; lacking them can lead to significant repercussions. Consider things like sustenance, housing, medical care, learning opportunities, and fundamental attire.
</p>
<p>
 Desires, conversely, are typically influenced by cultural elements, societal fads, marketing strategies, and personal identity. These desires are usually subjective and can vary greatly; they frequently mirror one’s way of life, social standing, or emotional aspirations... Often these desires are driven by ambition, symbolism, or routine.
</p>
<p>
 The way people perceive their desires and requirements may be influenced by companies. Numerous costly buys like automobiles or kitchen gadgets, which offer no clear additional functionality compared to alternatives, often reflect consumer preferences more than actual necessities.
</p>
<p>
 However, even within budget-friendly product ranges, customers frequently purchase items driven more by desires rather than necessities. Consider anti-aging skincare lotions. According to research conducted by Consumer NZ, sunscreens perform much better at maintaining youthful and healthy-looking skin when contrasted with costly beauty creams. Nevertheless, shoppers are swayed by high prices, alluring marketing, and appealing packaging.
</p>
<p>
 Register for Ngā Pitopito Kōrero
 ,
 <b>
  A daily newsletter handpicked by our editorial team, sent directly to your inbox each weekday.
 </b>
</p>
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10 Surprising Things That Might Be Costing You Money Unnecessarily

Unknown expenses, money, personal finance, personal finance shopping, saving money

Many individuals shell out cash on items they believe fall outside their budget. Perhaps it's a coffee purchased on your commute to work that you could easily prepare at home, or maybe a fresh pair…

Self-Made Millionaire Reveals: Here’s Where Most Americans Fritter Away Their Money

Unknown expenses, personal finance, personal finance saving spending, personal finance shopping, saving money

<img data-document-id="cms/api/amp/image/BB1igT3l" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1igT3l.jpg"/>
<p>
 If there's one thing I've learned on my journey from being $300,000 in debt to becoming
 a self-made millionaire
 , it's this: I wasn't broke because I didn't make enough money at the time — I
 <em>
  felt
 </em>
 broke because I overspent on things that weren't aligned with my health and
 wealth goals
 .
</p>
<p>
 Yes, I spend money on things I like. I love a good K-pop concert and a well-deserved vacation. But I also know that swapping unnecessary spending in some areas frees up money for things that truly matter, like
 investing
 ,
 financial security
 and experiences that
 bring real joy
 .
</p>
<p>
 Here are six points I believe Americans might consider
 spend far too much money on
 —that I also used to overindulge in! Instead, this is how I handle things nowadays.
</p>
<p>
 <em>
  <strong>
   DON'T MISS:
  </strong>
 </em>
 <em>
  <strong>
   Ways to Begin a Side Business for Additional Income
  </strong>
 </em>
</p>
<h4>
 1. Bulk grocery shopping (that ends up in the trash)
</h4>
<p>
 Buying in bulk can save you money, but only if you actually eat everything you buy. Let's be real. How many times have you bought the mega pack of spinach only to throw half of it away a week later?
</p>
<p>
 You're not getting a deal if you toss half of what you paid for in the garbage.
</p>
<p>
 I now buy produce weekly because I found myself not being able to finish the bag of avocados or kiwis, even though they were cheaper per item at the bulk price.
</p>
<p>
 When purchasing additional supplies for my pantry, I only get things that I will consume within the coming month, and I pay close attention to use-by dates.
</p>
<h4>
 2. Seasonal decorative home accessories
</h4>
<p>
 I get the urge to head to TJ Maxx and purchase a new wreath and some festive throw pillows for each holiday. However, rather than splurging on decor items that might quickly fall out of style, consider putting your money into classic, top-notch home basics. Then, refresh your space with minor, budget-friendly touches such as candles or fresh blooms.
</p>
<p>
 I switch out photos and keepsakes from concerts in the picture frames periodically.
 various sections of my house
 To keep it feeling new, without needing to change with the seasons, I've received numerous praises for my revolving collection of Broadway playbills.
</p>
<h4>
 3. Children's toys
</h4>
<p>
 Many children get more entertainment from the box than from the actual toy. It’s not uncommon for parents to shell out hundreds, even thousands of dollars, on toys that end up being discarded by their kids after just a few weeks.
</p>
<p>
 Simple is better. Switch out toys periodically rather than acquiring new ones, and value activities more than possessions.
</p>
<p>
 If the children require toys, consider having family members contribute. Since I am an aunt with no children of my own, I'm glad to occasionally purchase toys for my nieces and nephews, allowing their parents to use that money for other necessities instead.
</p>
<h4>
 4. Footwear that adversely affects your foot health
</h4>
<p>
 I'm guilty of having bought multiple pairs of shoes that look amazing but felt like medieval torture devices. I stopped buying shoes that don't fit, don't support my feet or that I'll only wear once.
</p>
<p>
 A few high-quality pairs of comfortable, well-made shoes will take you further, than a closet full of painful ones.
</p>
<p>
 Shoes are a great item to apply the $1 rule: If a high-quality pair of shoes costs $100 and you can wear them 100 times, then I think it's a worthy splurge — more so than a pair of discount shoes you'll only wear a few times
</p>
<h4>
 5. High-end skincare products
</h4>
<p>
 The beauty industry convinces people they need a 12-step routine with $80 serums, when most of it is marketing hype.
</p>
<p>
 I learned this the hard way when I got sucked into the K-beauty trend of buying all sorts of serums and masks, only to go back to my slightly less glamorous routine of pharmacy brand face wash and moisturizer.
</p>
<p>
 Stick to simple, dermatologist-approved products that actually work. Your skin (and your wallet) will thank you.
</p>
<h4>
 6. Overpriced athleisure
</h4>
<p>
 My $15 warehouse leggings and free t-shirts are just as good as the $100 Lululemon ones. People love to justify expensive activewear by saying it motivates them to work out, but wearing a fancy outfit doesn't do push-ups for you.
</p>
<p>
 Ironically, I've found that I have better workouts when I wear less expensive clothing because they tend to breathe better, since they're often looser and made of natural fiber than shiny material. When I wear the stuff I don't care that much about, I am more focused on the exercise itself, than how I look.
</p>
<p>
 Buy workout gear for function, not fashion. Focus on quality and comfort over brand names.
</p>
<h4>
 Save more money by reprioritizing
</h4>
<p>
 Ultimately, I'm not saying it makes sense to give up everything fun or live like a monk. But if you want to build wealth, start questioning if these short-term dopamine hits are really saving you money in the long run.
</p>
<p>
 Every dollar you don't waste is a dollar that you don't have to work for, whether that's growing your investments, paying off debt or funding a life that brings you a sense of peace.
</p>
<p>
 <em>
  <strong>
   Bernadette Joy
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  is the author of "
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  " and a personal finance expert and investor dedicated to helping you beat burnout and reach financial independence.
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  You can find her on
 </em>
 <em>
  Instagram
 </em>
 <em>
  ,
 </em>
 <em>
  YouTube
 </em>
 <em>
  and
 </em>
 <em>
  LinkedIn
 </em>
 <em>
  .
 </em>
</p>
<p>
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Self-Made Millionaire Reveals: Here’s Where Most Americans Fritter Away Their Money

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