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The safest country in the world to be an expat revealed - European hotspot with 'high life expectancy' takes the crown

Unknown europe, living abroad, safety, security, world

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 <li class="">
 
 
 The study looked at personal security, public health, infrastructure and more
 
 
 </li>
 <li class="">
 
 READ MORE: Italy without the crowds - the country's best hidden gems revealed
 
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</ul>

 A new ranking has revealed the world’s safest country to move as an expat and it
 ’s a European country that tops the list.


 The expat experts at
 William Russell
 looked at key factors such as personal security, public health, infrastructure and environmental safety to determine the winner.


 Read on if you're looking for relocation inspiration...

<h2 class="mol-para-with-font mol-style-subhead">
 Iceland
</h2>

 Iceland takes the crown as the safest country in the world to be an expat, due to its 'low
 crime
 rate', 'high life expectancy' and 'high air quality'.


 A William Russell spokesperson explains: 'Iceland’s life expectancy is currently 82.6 years, higher than the EU average of 80.9 years. In terms of accessing healthcare, Icelanders generally report low levels of unmet medical needs.'


 Iceland's air quality is so good that it 'exceeds' the
 World Health Organization
 's guidelines for air quality.


 Although Iceland has 'few dangerous wildlife', William Russell warns prospective expats that '
 earthquakes
 and volcanic eruptions can occur' although they are 'rarely dangerous'.

<img data-document-id="cms/api/amp/image/AA1Bp1Xh" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1Bp1Xh.jpg"/>
<img data-document-id="cms/api/amp/image/AA1Bp3UO" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1Bp3UO.jpg"/>
<h2 class="mol-para-with-font mol-style-subhead">
 Ireland
</h2>

 Second on the list is the Emerald Isle, which makes the grade for its 'strong and stable economy' and 'tolerance of migrants'.


 The country also has a life expectancy of 82.2 years, which is higher than the EU average (80.9 years).


 A William Russell spokesperson adds that Ireland has made progress on infrastructure and public health in recent years.


 However, they say that Ireland does suffer from a 'lack of affordable housing', which could impact prospective expats.

<h2 class="mol-para-with-font mol-style-subhead">
 Austria
</h2>

 Austria places third on the list and is recognised for its 'low crime rates' and 'strong judicial system'.


 Expats can take advantage of Austria's 'incredibly extensive rail system' which stretches for 6,123km/3,804 miles.

<img data-document-id="cms/api/amp/image/AA1BoLnL" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1BoLnL.jpg"/>

 A William Russell spokesperson explains: 'In Austria, the health system has almost universal coverage, and accessibility is considered to be generally good.'


 On the flipside, they warn: '[Austria's] energy infrastructure can be problematic, as, in recent years, the country has been heavily reliant on Russian oil, which is even more of an issue, given the conflict between Ukraine and Russia.'

<h2 class="mol-para-with-font mol-style-subhead">
 New Zealand
</h2>

 New Zealand lands just outside the top three in fourth place due to its 'low crime rates'.


 A William Russell spokesperson says: 'New Zealand is about as safe as it gets. The country has a remarkably low crime rate compared to global averages.'


 New Zealand's universal healthcare and 'friendly' people also helped to land it in the top four.


 However, would-be expats are warned: 'New Zealand’s sea levels are slowly rising, meaning that flooding in coastal areas is becoming much more frequent. As such, homeowners and expats in these areas could face costs related to these environmental challenges.'

<h2 class="mol-para-with-font mol-style-subhead">
 Singapore
</h2>
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<img data-document-id="cms/api/amp/image/AA1BoXvF" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1BoXvF.jpg"/>

 Singapore rounds off the top five for safety due to its 'low crime rates', 'efficient infrastructure' and 'good air quality'.


 However, while Singapore's 'low crime rate' helps boost its safety scores, a William Russell spokesperson warns that this is partly due to the country's 'strict laws'.


 They say: 'You should familiarise yourself with these laws before moving, as jaywalking and littering could land you a hefty fine.'


 While the country's healthcare is high quality, it's not free, so the expat experts advise setting up a 'comprehensive insurance plan' before moving to Singapore.

<div class="art-ins mol-factbox travel">
 <h3 class="mol-factbox-title">
 THE SAFEST COUNTRIES TO BE AN EXPAT
 </h3>
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 <div class="mol-col span6 mol-col-1">
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 1. Iceland
 
 
 2. Ireland
 
 
 3. Austria
 
 
 4. New Zealand
 
 
 5. Singapore
 
 
 6. Switzerland
 
 
 7. Portugal
 
 
 8. Denmark
 
 
 9. Slovenia
 
 
 10. Malaysia
 
 </div>
 </div>
 <div class="mol-col span6 mol-col-2">
 <div class="cleared mol-col-content">
 
 11. Canada
 
 
 12. Czechia
 
 
 13. Finland
 
 
 14. Hungary
 
 
 15. Croatia
 
 
 16. Belgium
 
 
 17. Japan
 
 
 18. Netherlands
 
 
 19. Australia
 
 
 20. Germany
 
 
 Source: William Russell
 
 </div>
 </div>
 </div>
 </div>
</div>
Read more

The safest country in the world to be an expat revealed - European hotspot with 'high life expectancy' takes the crown

Unknown europe, living abroad, safety, security, world

The study looked at personal security, public health, infrastructure and more READ MORE: Italy without the crowds - the country's best hidden gems revealed A new r…

Retiring Abroad: Top Countries Chosen by U.S. Retirees

Unknown living abroad, pensions, retirement, retirement planning, senior citizens

Editor’s note: Subscribe now
 Unleashing the Globe: DIWIDATravel’s Weekly Newsletter
 . Stay updated with destination news along with the newest developments in aviation, cuisine, beverages, and accommodations.


 Attracted by either the pleasant weather or more affordable living costs, an increasing number of older Americans are opting to spend their retirement abroad. They believe this move could align more closely with both their financial goals and personal preferences for lifestyle.


 Although precise figures haven't been released, businesses and groups that help individuals relocate overseas have experienced a significant surge in website visits and inquiries following the election during recent months—evidence some interpret as an indication of "growing momentum" or a developing trend where numerous Americans, particularly those who are retired, are contemplating or even initiating a permanent relocation abroad.


 I don't believe it will simply disappear as it has in all prior elections I've covered," said Kathleen Peddicord, founder and publisher of Live andInvest Overseas, to DIWIDATravel. "This issue isn't likely to vanish. People are raising significant concerns comparing one country with another regarding their residency choices and potential tax obligations. These aren't idealistic queries; they're highly pragmatic.


 Founded in 2008, LIOS releases frequent articles covering topics related to living overseas, including issues like taxation and healthcare. According to Peddicord, website visits surged approximately 250% after the election, and this ongoing engagement has contributed significantly to "our most substantial increase in readership ever."


 Peddicord mentioned that around 80% of the LIOS audience consists of retirees, encompassing both those who have already retired and individuals preparing for retirement. The group releases an annual list each year.
 10 Top Locations for Retirement
 Is one of the publication’s “most-read and eagerly awaited” reports.


 International Living
 , a monthly magazine and website dedicated to life overseas, has experienced a notable rise in inquiries and web traffic. This trend began prior to the election, as reported by Executive Editor Jennifer Stevens to DIWIDATravel. The publication’s insights are supported by data analysis.
 Annual Global Retirement Index
 is influenced by elements such as accommodation, visa policies, cost of living, and healthcare, along with insights provided by over 200 local editors and correspondents.


 During the latest annual conference of the publication, held in Las Vegas in October 2024, Stevens mentioned that she had conversations with numerous readers, such as retired individuals, who expressed increasing worries regarding "the Trump policies causing discomfort for residents within the U.S." They also discussed issues like the current social climate in America and how tariff changes might affect the economy under the newly elected leadership.


 Stevens mentioned that alongside this concern, she observed an enthusiasm among people regarding possible tax cuts and increased disposable income—benefits that might extend beyond U.S. borders as well. "People are exploring methods to broaden their international investments or utilize those funds overseas," she explains.


 The scarcity of money remains a significant concern for numerous American retirees today. The rising expenses related to housing, rentals, and health care are draining their savings at a faster rate compared to earlier generations—indeed, this trend is quite pronounced.
 nearly half of American households
 do not have any savings in a retirement account.


 Meanwhile, more than
 17 million Americans
 A third of those aged 65 or older—about one in three—are deemed economically insecure, with their income levels falling at 200% or higher above the federal poverty line.


 Moving to a country with a much lower cost of living offers an opportunity to “invert your budget, so you could take what you’re currently spending on, say, transportation, and move to a place where you don’t need a car, for instance, and use that budget for discretionary spending,” Sophia Titley, LIOS editor-in-chief, tells DIWIDATravel.


 Aside from their financial situations, which typically revolve around predetermined budgets, retirees must navigate particular requirements when considering relocation overseas. Primarily, they need to determine if they are permitted—or possess the resources—to retire in their chosen country. For instance, certain nations might provide appealing job opportunities for digital nomads—but these may be less accessible for individuals who are no longer employed.


 You should focus on locations where obtaining a residency visa is feasible," Titley advises. "That seems like the most logical starting point. Assess your current situation, financial capabilities, various eligibility criteria, and consider areas that provide residency options for regular individuals.


 An important factor to consider is assessing your eligibility and understanding the expenses related to healthcare and health insurance in your new location. It’s advisable to conduct comprehensive research ahead of time since certain nations, such as Spain and France, mandate having health insurance as part of their visa approval process.


 Peddicord points out that "the positive aspect... is that regardless of where you go, healthcare will be more economical since it costs more in the United States compared to anywhere else—not just for healthcare itself, but also for health insurance."


 Ultimately, retirees enrolled in Medicare – which is a federal health insurance program designed for Americans aged 65 and above (as well as certain younger people with disabilities) – ought to ensure they thoroughly research how relocating overseas could affect their eligibility benefits.


 Medicare generally won’t cover healthcare expenses except in certain cases.
 outside of the US
 However, specialists suggest maintaining coverage if feasible, as it can provide a safeguard and a feeling of security in case of significant health issues or injuries.


 “Maintaining this option keeps things flexible,” says Peddicord. “If needed, you could return to the U.S., where you might have family and a stronger support system during such an ordeal. On the other hand, if you've surrendered your Medicare, rejoining the program isn’t always easy.”


 Although visas, taxation, and health care rank as some of the key factors when relocating overseas, retirees ought to also evaluate various destinations—along with their smaller regional areas—to ensure they match their desired way of life.


 Below are five nations ideal for retirees in 2025. (While this compilation mainly caters to American retirees, it includes useful broad details as well.)

<h3>
 Panama
</h3>
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 This nation in Central America led International Living’s list.
 Annual Global Retirement Index
 As the top choice for retiring in 2025 globally, thanks to its simple visa procedures, high standard of living, and great cost-effectiveness.


 Panama offers "possibly the finest retirement visa program globally," according to Stevens. "They recognized early on that making it simple for international retirees to move there could attract them to spend their wealth within Panama’s borders. As such, obtaining and renewing a visa in Panama is straightforward, offering excellent perks for retirees."


 These perks encompass reduced rates on flights, theater tickets, and various others. The contemporary healthcare system in Panama garners acclaim as well—aside from being cost-effective for medical services, permanent residents who qualify as pensioners (age 60 for men, 55 for women) get a 20% discount on prescriptions.


 
 Key considerations:
 
 In Panama, the bar for its passive income requirement isn’t very high: you need at least a monthly income of US $1,000 from sources like a government initiative, including Social Security, or through payments from a private company. For each additional dependent, this minimum amount increases by an extra $250 every month.


 English proficiency levels
 Are quite minimal throughout the nation, making it particularly beneficial to have at least a basic understanding of Spanish.


 
 How to execute the transition:
 
 The website for the Embassy of Panama explicitly mentions in English
 on its website
 To apply for a retiree visa, often referred to as the Pensionado Visa, certain requirements must be met. Keep in mind that your application needs to be handled by a Panamanian lawyer, and you should submit it within Panama itself.

<h3>
 France
</h3>
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 France is renowned for its exquisite cuisine, premier museums, and stunning beaches along with picturesque landscapes. However, those fondly anticipating their golden years in this cherished European nation might be particularly attracted to another significant perk: an exceptional healthcare system available to all inhabitants, which is predominantly funded by the state.


 Moreover, France’s cost of living is unexpectedly affordable for some. As reported
 Chase Buchanan’s latest data
 The rental cost for a family apartment in France can be as little as approximately $1,100 per month outside of Paris, with grocery costs, public transport, and various other expenditures being notably cheaper compared to those in the U.S.


 "Beyond Paris, there are regions in France that offer remarkably budget-friendly living costs," states Peddicord. She divides her time with her family between Paris and Panama City, often surprising others when she mentions that Paris actually turns out to be more economical than expected.


 She encourages those who aspire to spend their retirement in the City of Light not to dismiss it outright as too expensive. "Even Paris should remain on your radar, provided you invest some time into thorough investigation."


 
 Key considerations:
 
 A significant benefit for American retirees moving to France is their continued ability to contribute to tax-favored U.S. retirement plans such as 401(k)s and IRAs. This advantage is due to the bilateral tax agreement between the U.S. and France, ensuring these accounts remain unaffected.
 taxed at US rates
 For Americans residing in France, rather than possibly facing higher
 French income tax rates
 .


 Nevertheless, there is an important point regarding inheritance tax: In contrast to the US system, where taxes are levied based on the overall estate value, in France, the taxation occurs per beneficiary rather than on the entire estate sum. Additionally, due to mandatory succession laws, certain minimum shares must be allocated to designated beneficiaries—information that retirees owning substantial assets ought to keep in mind.


 France's bureaucratic system can be daunting, particularly for individuals who do not speak French. Unlike in many other European nations, English is not commonly used here, especially beyond the big urban centers.


 
 How to execute the transition:
 
 Ready to say
 oui
 for retirement in France? U.S. citizens have the option to apply for it.


 the
 Long-Stay Visa for Retirement
 (Long Stay Visa for Pensioners). For this choice, you must provide evidence of adequate financial means along with health insurance coverage. You'll submit your application for this visa at the closest French consulate within the U.S., following which you receive what is referred to as the
 carte de séjour visiteur
 (A residential visa) requires your pension to be at least $1,073 for an individual or $1,666 for a couple. This visa remains effective for one year but offers renewal options.

<h3>
 Malaysia
</h3>
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 Malaysia, which
 ranked seventh
 In the 2025 Global Retirement Index published by International Living, it provides an "exceptionally impressive" value for money according to Stevens. This destination is ideal for people aiming to extend their financial resources, along with retirees seeking a pleasant living environment at significantly lower costs compared to what they'd incur in the U.S., as she clarifies. She further adds, "If simplicity is preferred, one could manage almost without spending anything."


 Based on information from International Living, renting a one-bedroom apartment in Kuala Lumpur typically ranges from $300 to $500 per month, with utility expenses adding approximately $40-$60 more each month. In lesser urban areas like Penang and Malacca, which are outside the main city center, you can find even better deals on rent alongside a less hectic lifestyle and active foreign resident groups.


 Malaysia's healthcare system is also top-notch, featuring state-of-the-art facilities, personnel who speak English, and provides high-quality care at reasonable costs. An additional perk for those looking to retire here: Any money you bring into the country is exempt from taxes.


 Moreover, this Southeast Asian nation serves as a vibrant blend of various cultures and culinary traditions, with English being extensively used (official signs are also displayed in English). "In certain aspects, exploring that region might be more straightforward for someone who doesn't know Spanish, compared to visiting Mexico," remarks Stevens.


 
 Key considerations:
 
 Malaysia experiences a consistently hot and wet tropical weather all year long, which might not suit individuals who enjoy experiencing different seasons. Moreover, for retirees planning regular returns to the U.S., flying out of Malaysia can be quite challenging due to lengthy flight durations exceeding 20 hours.


 
 How to make the transition:
 
 Malaysia offers various visa choices tailored particularly for retirees. The most favored one is the
 Malaysia as My Second Home (MM2H) initiative
 , providing a renewable multiple-entry visa. To be eligible, you must be at least 50 years old and satisfy certain financial criteria: deposit around $35,883 into a Malaysian bank account; global banks such as Citibank and HSBC are also acceptable for this requirement. Alternatively, you can demonstrate having a consistent monthly income of roughly $2,350 sourced from a government-issued pension.

<h3>
 Spain
</h3>

 Thanks to superb climate, top-notch healthcare, comparatively affordable living costs, and renowned cuisine, this European nation has long been a favorite destination for retirees over many years.
 InterNations' 2024 Expatriate City Rankings
 The leading positions among the 53 cities were claimed by Spanish cities (specifically Valencia, Málaga, and Alicante). In comparison, Madrid secured the seventh spot, whereas Barcelona was placed at twenty-first.


 Moreover, Spain offers a broad spectrum of choices catering to various lifestyles, ranging from the bustling center of Madrid to quaint towns scattered across the nation’s eastern Mediterranean shoreline, alongside the picturesque Basque Country on Spain’s northwestern Atlantic edge.


 
 What to consider
 
 Spain's taxation system is complex and varies between different autonomous regions. As a basic guideline, if you reside in Spain for over 183 days within a single calendar year, you are deemed a tax resident.


 Spanish proficiency ranks amongst the lowest in Europe, particularly beyond metropolitan areas such as Madrid and Barcelona. While most Spaniards speak Castilian Spanish, certain autonomous communities have their own officially recognized languages; Catalan in Catalonia being one instance, along with Basque, known locally as Euskara, which is used in the Basque region.


 Lastly, don't look for any early bird dinner discounts; Spaniards typically have their supper after 8:30 p.m.


 
 How to execute the relocation:
 
 Spain’s
 non-lucrative visa
 (NLV, also referred to as a retirement visa) is a favored option for Americans. This visa is mainly designed for individuals who have adequate passive income or financial resources so they do not rely on Spain’s social security benefits (the current requirement stands at roughly $2,600 per month for an individual applicant; each extra family member necessitates additional funding).


 You’ll apply
 through your nearest consulate
 (this refers to the procedures for the Los Angeles consulate but provides a step-by-step guide). Additionally, you must present evidence of your insurance coverage in Spain; navigating this part might be somewhat complicated since travel insurance isn’t acceptable here. Expect extensive documentation requirements and long lead times for scheduling appointments, so make sure to prepare well ahead of time.

<h3>
 Mexico
</h3>
<img data-document-id="cms/api/amp/image/AA1Bj4Hi" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1Bj4Hi.jpg"/>

 The country located south of the US frequently places highly on lists for ideal retirement destinations (in 2025, it secured the fourth spot on International Living’s Global Retirement Index). Its closeness to America, lower costs, and relaxed lifestyle make it very appealing. Additionally, Mexico provides a great choice for those considering living overseas but only seasonally.


 In the meantime, bustling English-speaking expatriate communities in most urban areas, along with numerous familiar service providers from the US such as Netflix and Amazon, assist new arrivals in adapting more smoothly.


 Mexico provides numerous tax benefits that particularly appeal to retirees. There are no taxes on inheritances or accumulated wealth, and unlike in many other nations, you achieve tax resident status based on where your main residence or principal place of business is located, rather than the aggregate number of days you spend within the nation.


 
 Key considerations:
 
 Mexico ranks among
 the least peaceful
 According to official data, these countries are located in Latin America. The statistics reveal that there were
 31,062 homicides in 2023
 , approximately 24 out of every 100,000 residents (in the U.S., this rate was around six per 100,000 individuals in 2023, as reported
 Federal Bureau of Investigation
 data).


 While cartel-related violence and drug trafficking dominate headlines in Mexico, petty crimes like theft and pickpocketing are actually the issues most frequently brought up by people.


 Moreover, similar to what occurs in several other nations such as Portugal, an increase in foreign residents along with growing gentrification in particular urban areas has ignited debate and concern.
 growing tensions
 In certain regions that have substantial expatriate communities.


 
 How to go about making the move:
 
 Individuals with valid passports from nations that do not need a visa, such as those from the United States, may stay in Mexico for up to 180 days. However, they are required to obtain a visitor’s permit, also known as an fmm.
 Forma Migratoria Multiple
 (FMM) upon arrival at their point of entry. Remember that the precise number of days permitted is still determined by the immigration officer who processes them.)


 For extended visits, retirees might consider looking into visa options.
 temporary
 and
 permanent residents
 . They are both quite simple; however, candidates need to show they have financial stability.


 To get additional DIWIDA news and newsletters, sign up for an account there.
 DIWIDA

Retiring Abroad: Top Countries Chosen by U.S. Retirees

Unknown living abroad, pensions, retirement, retirement planning, senior citizens

Editor’s note: Subscribe now Unleashing the Globe: DIWIDATravel’s Weekly Newsletter . Stay updated with destination news along with the newest developments in aviation, cuisine, beverages, and acc…

Dreaming of a New Life Abroad? Here Are the Top 10 Most Desirable Countries to Emigrate To (Hint: It's Not Spain or France)

Unknown immigrants, immigration, living abroad, migrants, travel

<ul class="mol-bullets-with-font">
 <li class="">
 
 The number of foreigners living in South Korea increased by 3,896 percent from 1990 to 2020.
 
 </li>
 <li class="">
 
 READ MORE:
 Least utilized rail stations in Britain have been disclosed
 
 </li>
</ul>

 Aspiring to begin a fresh chapter overseas?


 South Korea
 It appears that this location is the global leader for such activities, with Bulgaria topping the list in Europe at No. 1.


 According to the findings from the expat specialists at
 William Russell
 , resulting in a list of the top 10 countries experiencing the largest growth in their expatriate populations since 1990.


 Based on the statistics, South Korea experienced a significant rise in its expatriate community, jumping from approximately 43,000 people in 1990 to over 1.7 million in 2020, marking a growth of 3,896 percent.


 In Colombia, the second-largest rise was observed, as the number of expatriates soared from only 104,000 in 1990 to 1.9 million individuals in 2020, marking an increase of 1,727 percent.

<img data-document-id="cms/api/amp/image/AA1sEyyF" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1sEyyF.jpg"/>
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 South America has become an increasingly appealing destination for expatriates, with Chile ranking third on the list. In 1990, the nation counted only 104,000 foreign inhabitants, which surged to approximately 1.6 million by 2020—a growth rate of 1,430 percent.


 Bulgaria ranks fourth globally and leads Europe due to a significant increase in expatriates from 21,000 in 1990 to 184,000 in 2020 (a rise of 757 percent).


 In Spain, which ranked fifth, the number of expats significantly increased, jumping from approximately 821,000 in 1990 to around 6.8 million in 2020, reflecting a growth rate of 732 percent.


 Serbia (6th place, with 729 percent), Malta (7th place, at 661 percent), Iceland (8th place, scoring 582 percent), Finland (9th place, with 510 percent), and Turkey (10th place, having 420 percent) completed the top ten list.

<img data-document-id="cms/api/amp/image/AA1sEoQN" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1sEoQN.jpg"/>
<div class="art-ins mol-factbox travel">
 <h3 class="mol-factbox-title">
 FASTEST-GROWING EXPAT POPULATIONS
 </h3>
 <div class="ins cleared mol-factbox-body">
 <div class="cleared row mol-cols mol-cols-2">
 <div class="mol-col span6 mol-col-1">
 <div class="cleared mol-col-content">
 
 1. South Korea - 3,896%
 
 
 2. Colombia - 1,727%
 
 
 3. Chile - 1,430%
 
 
 4. Bulgaria - 757%
 
 
 5. Spain - 732%
 
 </div>
 </div>
 <div class="mol-col span6 mol-col-2">
 <div class="cleared mol-col-content">
 
 6. Serbia - 729%
 
 
 7. Malta - 661%
 
 
 8. Iceland - 582%
 
 
 9. Finland - 510%
 
 
 10. Turkey - 420%
 
 
 
 Source: William Russell
 
 
 </div>
 </div>
 </div>
 </div>
</div>

 A representative from William Russell stated: "Although South Korea might not lead globally in terms of the total number of international immigrants, comparing its latest statistics with those from 1990 reveals that the country has experienced the largest shift; over the last three decades, this figure has surged by more than 3,800 percent."


 'Among all the countries we've examined, Colombia has seen the second largest increase in expatriates. Given that it provides cost-effective living accommodations and allows for potential citizenship acquisition within just half a decade, it's not surprising that more foreigners are choosing to settle here.'


 'Chile rounds out our top three spots. Its affordable cost of living coupled with a high standard of living makes it an attractive choice for retired individuals.'


 
 William Russell utilized UN statistics to identify nations experiencing the most rapid increase in their expatriate communities. To learn more, please visit
 www.william-russell.com/blog/growing-expat-populations/#google
 .
 

Read more

Dreaming of a New Life Abroad? Here Are the Top 10 Most Desirable Countries to Emigrate To (Hint: It's Not Spain or France)

Unknown immigrants, immigration, living abroad, migrants, travel

The number of foreigners living in South Korea increased by 3,896 percent from 1990 to 2020. READ MORE: Least utilized rail stations in Britain have been disclosed Aspir…

Retired Expats: Which Countries Offer Longest and Shortest Lifespans?

Unknown life expectancy, lifestyle, living abroad, retirement, senior citizens

<ul class="mol-bullets-with-font">
 <li class="class">
 
 
 The expat insurance firm William Russell discovered locations where those over 60 years old can enjoy a higher quality of life.
 
 
 </li>
 <li class="class">
 
 EXPLORE FURTHER: Intriguing Map Reveals What People Around the World Aspire to Do Professionally
 
 </li>
</ul>

 The nations with the highest and lowest average life expectancies for retired expatriates have been disclosed.


 The study was conducted by expatriate insurance provider William Russell, examining the average life expectancy for individuals aged 60 and above across different countries worldwide.


 The team clarifies: "By concentrating on life expectancy at age 60 instead of at birth, our aim is to solely focus on present health conditions for those who are senior citizens, avoiding predictions about their well-being several decades into the future." This approach aims to highlight potential destinations where one can lead a more healthy lifestyle during retirement.


 <a href="https://www.william-russell.com/blog/longevity-locations/">
 William Russell
 </a>
 Additionally, they examined the average number of healthy years experienced post-retirement across different countries.


 Moreover, both the USA and UK fail to appear among the top 10 healthiest places for retirees.


 Continue reading for the complete ranking and share in the comments below where you're dreaming of relocating to...

<h2 class="mol-para-with-font mol-style-subhead">
 The longest life expectancies
</h2>
<h2 class="mol-para-with-font mol-style-subhead">
 Japan
</h2>
<img data-document-id="cms/api/amp/image/AA1B9roz" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B9roz.jpg"/>

 Japan
 <a href="https://www.dailymail.co.uk/health/article-6795951/Japanese-dont-health-problems-65-year-old-76-does-country-fare.html">
 leads the rankings for longevity past the age of 60, with inhabitants typically reaching an average age of 86.4, having lived an additional 26.4 years since then.
 </a>


 On average, at least 20 of these years are spent in good health.


 William Russell says: ‘Japan
 <a href="https://www.dailymail.co.uk/home/you/article-13010551/wellness-Japanese-health-trends.html">
 boasts a well-established reputation as one of the globe’s healthiest spots
 </a>
 regularly registering some of the longest lifespans annually.


 There are numerous theories explaining why the Japanese enjoy lengthy lifespans and excellent health, often crediting their dietary habits—such as eating plenty of fish and vegetables—as well as traditional cooking techniques that have historically avoided unhealthy methods and additives.

<h2 class="mol-para-with-font mol-style-subhead">
 South Korea
</h2>

 After reaching 60 years old, South Koreans can expect to live an additional 26.2 years, bringing their total life expectancy to 86.2 years, with approximately 19 of those years being healthy. This places South Korea closely following Japan in terms of longevity post-60.

<img data-document-id="cms/api/amp/image/AA1B9roH" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B9roH.jpg"/>

 William Russell states: 'South Korea boasts a nutritious cuisine characterized by an abundance of fresh fruits and veggies, along with fish and poultry.'


 'The nation boasts a subsidized health care system that is readily available to inhabitants, with individuals typically bearing just 20 percent of the cost of their medical services on average.'


 This system is financed through National Health Insurance contributions, set at 5 percent for people who are employed, with the self-employed paying varying rates according to their income.

<h2 class="mol-para-with-font mol-style-subhead">
 Singapore
</h2>

 Singapore completes the top three, where people are projected to live an additional 26.1 years beyond their sixtieth birthday (up to 86.1 years total), with approximately twenty of those years being healthy on average.

<img data-document-id="cms/api/amp/image/AA1B9jBA" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B9jBA.jpg"/>

 William Russell discloses: 'Singapore stands as a highly advanced nation in Southeast Asia that has undergone significant improvements in public health over the past few decades thanks to forward-thinking policy initiatives.'


 These encompass high levies on tobacco and alcoholic beverages, initiatives for promoting an energetic lifestyle and nutritious eating habits, along with ensuring easily reachable public parks for citizens.

<h2 class="mol-para-with-font mol-style-subhead">
 The shortest life expectancies
</h2>
<h2 class="mol-para-with-font mol-style-subhead">
 South Africa
</h2>

 At the bottom of the list for life expectancy is South Africa, where people are projected to live an additional 15.3 years past the age of 60, reaching up to 75.3 years old on average; however, they typically enjoy good health during only about 11 of these years due to various factors.


 William Russell states: 'The nation grapples with immense inequality, leading to varied health results among different communities.'


 Although the apartheid era concluded in the early 1990s, subsequent administrations have failed to implement comprehensive health policies for the broader public, leaving numerous individuals without access to affordable medical care.

<h2 class="mol-para-with-font mol-style-subhead">
 Indonesia
</h2>
<img data-document-id="cms/api/amp/image/AA1B9jBF" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B9jBF.jpg"/>

 In the rankings, Indonesia is positioned slightly higher than South Africa, where people live up to an average of 75.4 years, extending their life from age 60 by 15.4 years. However, out of these additional years, merely 11 years are typically enjoyed in good health.


 William Russell states: 'For many years, Indonesia has faced severe issues due to extremely high levels of air pollution.'


 'Over 90 percent of the nation's residents live in urban areas where the contamination levels surpass those recommended by the World Health Organization.'

<h2 class="mol-para-with-font mol-style-subhead">
 India
</h2>

 India stands at the third-lowest position on the ranking, where people typically live an additional 15.6 years past the age of 60, reaching up to 75.6 years old on average. However, only about 11.5 of these years are enjoyed in good health.


 William Russell states: "India is an extensive nation characterized by significant disparities in wealth between the wealthiest and the most impoverished citizens."


 Differences in lifespan are found not just between wealthy and impoverished individuals but are also perpetuated by the nation’s historical caste system, leading those belonging to lower-ranking castes to frequently have shorter lifespans.


 'Nonetheless, the impact of the caste system might diminish as global connectivity increases, and such factors would probably not affect an expatriate residing in the nation.'

<img data-document-id="cms/api/amp/image/AA1B9oIO" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B9oIO.jpg"/>
<img data-document-id="cms/api/amp/image/AA1B9sOQ" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B9sOQ.jpg"/>
<div class="art-ins mol-factbox travel">
 <h3 class="mol-factbox-title">
 LONGEST AND SHORTEST LIFE SPANS POST-60 YEARS
 </h3>
 <div class="ins cleared mol-factbox-body">
 <div class="cleared row mol-cols mol-cols-2">
 <div class="mol-col span6 mol-col-1">
 <div class="cleared mol-col-content">
 
 THE LONGEST
 
 
 1) Japan - 86.6 years (26.6 years beyond 60)
 
 
 2) South Korea - 86.2 years (26.2 years post-60)
 
 
 3) Singapore - 86.1 years (26.1 years post age 60)
 
 
 4) Australia - 85.7 years (25.7 years post age 60)
 
 
 5) Switzerland - 85.4 years (25.4 years post age 60)
 
 
 6) New Zealand - 85.1 years (25.1 years post age 60)
 
 
 7) Spain - 85 years (25 years following 60)
 
 
 8) France - 84.9 years (24.9 years beyond 60)
 
 
 8) Iceland — 84.9 years (24.9 years post age 60)
 
 
 9) Norway - 84.8 years (24.8 years post age 60)
 
 </div>
 </div>
 <div class="mol-col span6 mol-col-2">
 <div class="cleared mol-col-content">
 
 THE SHORTEST
 
 
 1) South Africa - 75.3 years (15.3 years post-60)
 
 
 2) Indonesia - 75.4 years (15.4 years beyond 60)
 
 
 3) India - 75.6 years (15.6 years post-60)
 
 
 4) Moldova - 76 years (16 years beyond 60)
 
 
 5) Kazakhstan - 76.4 years (16.4 years beyond 60)
 
 
 6) Bulgaria - 76.8 years (16.8 years post-60)
 
 
 6) Georgia - 76.8 years (16.8 years post-60)
 
 
 7) Serbia - 77.2 years (17.2 years post age 60)
 
 
 8) Oman - 77.3 years (17.3 years post-60)
 
 
 9) North Macedonia - 77.4 years (17.4 years beyond 60)
 
 
 Source:
 <a href="https://www.william-russell.com/blog/longevity-locations/">
 William Russell
 </a>
 
 </div>
 </div>
 </div>
 </div>
</div>

 
 It follows the revelation that Costa Rica was the
 <a href="https://www.dailymail.co.uk/travel/article-14464005/expat-friendly-countries-costa-rica-kuwait-mexico.html">
 planet's most welcoming nation for expatriates.
 </a>
 


 Most expatriates (88 percent) report feeling "very welcomed" in Costa Rica, and 83 percent say they feel like they belong there.


 The outcome was derived from a poll conducted by
 <a href="https://www.internations.org/expat-insider/2024/ease-of-settling-in-index-40452">
 InterNations
 </a>
 , an expatriate guide that invited foreigners living in 53 different countries worldwide to assess their adopted homes.


 Expat residents were queried regarding their social interactions, sense of belonging, ease of adapting to the cultural norms, and the hospitability of the indigenous community.

<a href="https://www.dailymail.co.uk/travel/article-14309055/countries-longest-life-expectancy-retired-expats-japan-south-korea-singapore.html">
 Read more
</a>

Retired Expats: Which Countries Offer Longest and Shortest Lifespans?

Unknown life expectancy, lifestyle, living abroad, retirement, senior citizens

The expat insurance firm William Russell discovered locations where those over 60 years old can enjoy a higher quality of life. EXPLORE FURTHER: Intriguing Map Reveals W…

Most and Least Welcoming Countries for Expats: From Charming Locals to Cultural Challenges - International Edition (English)

Unknown culture, living abroad, relocation, travel, world

<ul class="mol-bullets-with-font">
 <li class="">
 
 
 A survey conducted by InterNations among expatriates living in 53 different nations worldwide was carried out.
 
 
 </li>
 <li class="">
 
 EXPLORE FURTHER: As a travel connoisseur, here are some of Europe’s least-known gems you shouldn’t miss
 
 </li>
</ul>

 A recent survey has identified the most welcoming nation for expatriates globally, and a Central American destination leads the rankings.


 The outcome originates from a survey conducted by
 InterNations
 , a survey for expats, where individuals from 53 different countries worldwide shared their opinions about their adopted homes.


 Expat respondents were queried regarding their social interactions, sense of belonging, ease of adapting to the new culture, and the hospitality of the locals.


 Therefore, where are the most welcoming locations for expats to relocate?

<h2 class="mol-para-with-font mol-style-subhead">
 The friendliest...
</h2>
<h2 class="mol-para-with-font mol-style-subhead">
 Costa Rica
</h2>

 Costa Rica
 stands out as the most welcoming nation for expats looking to relocate.


 Most expatriates (88 percent) report feeling "very welcomed" in Costa Rica, and 83 percent say they feel as though they have found a home there.

<img data-document-id="cms/api/amp/image/AA1B0Whb" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B0Whb.jpg"/>

 Over one-third (35 percent) believe that adapting to the local culture is quite easy, as opposed to only 21 percent globally.


 A Canadian expatriate shares with InterNations: "The residents here are typically kind and delightful individuals. One gradually adjusts to embracing the 'Pura Vida' lifestyle in Costa Rica."


 Ninety percent of expatriates consider the locals welcoming, so it comes as no shock that 58% find forming friendships with locals straightforward.

<h2 class="mol-para-with-font mol-style-subhead">
 Mexico
</h2>

 Mexico secures the second spot in the rankings, earning high scores particularly for its welcoming inhabitants.


 Nearly 75 percent (73 percent) of expatriates report being satisfied with their social lives in Mexico, and an impressive 85 percent say they feel welcomed there.


 According to 67 percent of expatriates, making local friends is straightforward, whereas 31 percent mention that most of their friendships are with Mexicans—significantly above the worldwide average of 17 percent.


 An American expatriate shares with InterNations: "Here, social relationships appear to be significant for individuals, hence their enthusiasm in forming new friendships, which often include expatriates."

<img data-document-id="cms/api/amp/image/AA1B0I8A" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B0I8A.jpg"/>
<img data-document-id="cms/api/amp/image/AA1B0MEj" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B0MEj.jpg"/>
<h2 class="mol-para-with-font mol-style-subhead">
 The Philippines
</h2>

 Over forty percent of expatriates (41%) residing in the Philippines, which holds the third position on the list, mention that their primary friendships are with locals.


 Nearly 70 percent (specifically 69 percent) of expatriates find it easy to make local friends in the Philippines, and about 68 percent are satisfied with their social lives in this Southeast Asian nation.


 A UK expatriate tells InterNations: "I adore the liberated and casual way of life here. People are always ready for a conversation."


 About eight out of ten expatriates feel welcomed in the country (85 percent), and nearly four-fifths (78 percent) report feeling at home in the Philippines.

<h2 class="mol-para-with-font mol-style-subhead">
 The least friendly...
</h2>
<h2 class="mol-para-with-font mol-style-subhead">
 Kuwait
</h2>

 Kuwait is ranked as the most unfriendly nation for expatriates. Just one-quarter of expats report feeling welcomed (26 percent), with nearly half stating they do not feel at home (49 percent).

<img data-document-id="cms/api/amp/image/AA1B0OTv" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B0OTv.jpg"/>

 Approximately half (47 percent) of the respondents find it challenging to adapt to the local culture, whereas merely 22 percent express satisfaction with their social life in Kuwait.


 Over half (53 percent) of the expatriates who were polled admit that they only befriend other foreigners living in the Middle Eastern nation.


 This might be due to the fact that 61 percent of expatriates find it challenging to form friendships with locals in Kuwait.

<h2 class="mol-para-with-font mol-style-subhead">
 Norway
</h2>

 Norway is nearly at the bottom of the rankings. Many expatriates struggle to form local friendships in this Scandinavian nation, as evidenced by 67 percent finding it challenging to do so. Additionally, 49 percent express dissatisfaction with their social lives.


 In Norway, fewer than half of the residents (49 percent) report feeling at home, whereas 40 percent perceive the locals as unwelcoming.


 Expat individuals often struggle with adapting to the local customs in Norway, even when they possess good language abilities.


 An expatriate from Kenya told InterNations: "Despite my proficient Norwegian language abilities, I am unable to form friendships with Norwegians."

<img data-document-id="cms/api/amp/image/AA1B0Fl9" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B0Fl9.jpg"/>
<img data-document-id="cms/api/amp/image/AA1B0Rk9" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B0Rk9.jpg"/>
<h2 class="mol-para-with-font mol-style-subhead">
 Germany
</h2>

 In Germany, the situation isn't much better, as it places third from last when it comes to friendliness, with only 32 percent of expats feeling welcomed.


 Less than 40 percent (39 percent) of expatriates find locals welcoming in Germany, whereas 65 percent mention difficulties in forming friendships with people from the area.


 A Czech expatriate tells InterNations: "Forming friendships with Germans can be challenging since they often stick to their group of friends from early childhood or school days."

<div class="art-ins mol-factbox travel">
 <h3 class="mol-factbox-title">
 THE MOST WELCOMING NATIONS FOR INTERNATIONAL RESIDENTS
 </h3>
 <div class="ins cleared mol-factbox-body">
 <div class="cleared row mol-cols mol-cols-2">
 <div class="mol-col span6 mol-col-1">
 <div class="cleared mol-col-content">
 
 1. Costa Rica
 
 
 2. Mexico
 
 
 3. The Philippines
 
 
 4. Indonesia
 
 
 5. Brazil
 
 
 6. Thailand
 
 
 7. Panama
 
 
 8. Colombia
 
 
 9. Kenya
 
 
 10. Greece
 
 
 11. Spain
 
 
 12. Oman
 
 
 13. Vietnam
 
 
 14. Egypt
 
 
 15. Portugal
 
 
 16. UAE
 
 
 17. Cyprus
 
 
 18. Bahrain
 
 
 19. China
 
 
 20. Australia
 
 
 21. New Zealand
 
 
 22. Qatar
 
 
 23. South Africa
 
 
 24. Malaysia
 
 
 25. Saudi Arabia
 
 
 26. India
 
 
 27. Hong Kong
 
 </div>
 </div>
 <div class="mol-col span6 mol-col-2">
 <div class="cleared mol-col-content">
 
 28. USA
 
 
 29. Ireland
 
 
 30. Singapore
 
 
 31. Belgium
 
 
 32. Malta
 
 
 33. Italy
 
 
 34. France
 
 
 35. Japan
 
 
 36. South Korea
 
 
 37. Poland
 
 
 38. Luxembourg
 
 
 39. Canada
 
 
 40. Turkey
 
 
 41. Netherlands
 
 
 42. UK
 
 
 43. Chile
 
 
 44. Hungary
 
 
 45. Denmark
 
 
 46. Switzerland
 
 
 47. Czechia
 
 
 48. Sweden
 
 
 49. Austria
 
 
 50. Finland
 
 
 51. Germany
 
 
 52. Norway
 
 
 53. Kuwait
 
 
 Source:
 InterNations
 
 </div>
 </div>
 </div>
 </div>
</div>
Read more

Most and Least Welcoming Countries for Expats: From Charming Locals to Cultural Challenges - International Edition (English)

Unknown culture, living abroad, relocation, travel, world

A survey conducted by InterNations among expatriates living in 53 different nations worldwide was carried out. EXPLORE FURTHER: As a travel connoisseur, here are some of…

Retirees Seek Better Lifestyles: Relocating Abroad Offers Lower Costs and Improved Living

Unknown living abroad, retirement, retirement planning, senior citizens, social security

<ul>
 <li>
 Financial advisors suggest that as older adults look to cut down on living costs and enhance their standard of living, moving overseas might be an attractive option.
 </li>
 <li>
 As of December 2023, over 450,000 retired individuals were collecting Social Security benefits abroad, which is an increase from less than 250,000 beneficiaries back in December 2003.
 </li>
 <li>
 Retirees might cut costs on accommodation and medical expenses when relocating abroad but should take various aspects into account prior to making such a move.
 </li>
</ul>
<img data-document-id="cms/api/amp/image/AA1pYR4u" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1pYR4u.jpg"/>

 Seniors looking to
 reduce expenses
 while enhancing their overall well-being might consider the notion of
 settling abroad
 appealing, financial experts say.


 To that extent, about one-third of retirees have moved either within their own country or abroad following their retirement, as reported by studies.
 new survey
 , which surveyed over 6,600 adult participants in the U.S. during early August.


 Several leading causes for retirees relocating included
 lower cost of living
 The survey revealed preferences for a more comfortable way of living or improved weather conditions.


 Although numerous senior citizens from America prefer settling in more affordable domestic locations, some are deciding to enjoy their retirement overseas instead.


 More than
 450,000 retirees
 were receiving Social Security benefits abroad as of December 2023, based on recent data from the Social Security Administration. This represents an increase from fewer than
 250,000 retirees
 in December 2003.


 As each year passes, we see an increase in this trend," stated certified financial planner Leo Chubinishvili from Access Wealth in East Hanover, New Jersey. "I believe this growth will persist.


 Despite
 cooling inflation
 , increased expenses continue to be a driving factor
 significant changes
 Regarding retirement plans, a 2024 survey conducted by Prudential Financial revealed.


 In the meantime, approximately 45% of American households are forecasted to
 come up short financially during retirement
 By exiting the labor force at 65 years old, based on a Morningstar model that examined expenditures, investments, life expectancy, and various other elements.


 However, certain retirees can make their savings last longer by residing in places where the cost of living is lower.
 lower cost of housing
 , healthcare and additional costs, based on their requirements, according to Chubinishvili.

<img data-document-id="cms/api/amp/video/AA1pYzAL" data-reference="video"/>
<h4>
 A lot of people who relocate seek cultural exchange.
</h4>

 CFP Jane Mepham, who founded Austin, Texas-based firm, mentioned that some retirees are driven to relocate internationally for the opportunity of "cultural exchange."
 Elgon Financial Advisors
 , where her expertise lies in international planning.


 She mentioned, 'There’s an element of adventure.' People are really eager to explore different places.


 Nevertheless, retiring abroad does necessitate
 advance planning
 For instance, you must comprehend visa regulations, residency conditions, local statutes, international taxation, and various logistical aspects.


 Additionally, you should investigate whether you can join the healthcare system of your new country or if you will need to buy private insurance. Medicare does not provide coverage outside the U.S., as mentioned by Mepham.

<h4>
 Consider your 'life priorities'
</h4>

 "Many individuals might find living overseas to be a cost-effective choice, contingent upon their lifestyle preferences," according to CFP.
 
 Jude Boudreaux
 
 , partner and senior financial planner with The Planning Center in New Orleans, who works with several expat clients.


 However, elements like closeness to elderly parents or grandchildren might significantly influence this choice, noted Boudreaux, who additionally serves as a member of 'sPid
 Financial Advisor Council
 .


 According to the survey, 36% of retirees who relocated aimed to be nearer to their families, which is just marginally less than the 37% searching for a reduced cost of living.

<img data-document-id="cms/api/amp/video/BB1mvRnR" data-reference="video"/>

 However, your retirement plans, such as deciding to reside overseas, might alter subsequently based on your situation, he mentioned.


 Boudreaux stated that everyone bases their decisions on personal life priorities, and having clarity on this aspect assists individuals in making sound choices.


 
 
 REGISTER NOW!
 
 Participate in the complimentary, online 'Women and Wealth' event on September 25th to gain insights from financial professionals who can assist in securing your financial future — be it as you return to work, embark on a new career path, or simply aim to enhance your understanding of personal finances. Sign up now.
 
 
 here
 
 
 .

Retirees Seek Better Lifestyles: Relocating Abroad Offers Lower Costs and Improved Living

Unknown living abroad, retirement, retirement planning, senior citizens, social security

Financial advisors suggest that as older adults look to cut down on living costs and enhance their standard of living, moving overseas might be an attractive option. As of December 2023, ov…

Expatriate Reveals 7 Overlooked Truths About Relocating Overseas in Search of Greener Pastures

Unknown challenges, lifestyle, living abroad, relocation, travel

<ul>
 <li>
 
 Relocating overseas for work or studies is frequently looked up to by those who stay back.
 
 </li>
 <li>
 
 This journey is often seen as one marked by monetary prosperity, thrilling adventures, and self-improvement, yet it isn’t without its fair share of obstacles.
 
 </li>
 <li>
 
 SANTIJAYA.co.ke outlines seven seldom-discussed hard truths about moving abroad that people often overlook.
 
 </li>
</ul>

 Expatriate life is frequently idealized as an adventure marked by monetary prosperity, thrilling encounters, and self-improvement.

<img data-document-id="cms/api/amp/image/AA1zceT2" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1zceT2.jpg"/>

 Although these elements hold true for numerous individuals, the experience is also fraught with a set of challenges that often go unmentioned.


 Rachan Hegde, an individual from India who relocated to the UK in 2021, disclosed seven powerful insights into moving abroad. Her experiences ranged from coping with isolation to managing monetary challenges.

<h2>
 1. Feelings of Isolation and Nostalgia Are Genuine
</h2>

 At first glance, living overseas seems alluring with its higher salaries, increased prospects, and a more luxurious way of life.


 Nonetheless, the lack of nearby relatives, dear companions, and known environments might adversely affect someone’s mental health.


 No quantity of video chats can substitute for an earnest chat with a parent in the kitchen or a vibrant family supper on a Sunday evening.

<blockquote>
 She began, saying that it would strike you more intensely if you've never been away from home or come from an extremely tight-knit family.
</blockquote>
<h2>
 2. Relocating for Incorrect Motives Can Result in Disappointment
</h2>

 A lot of people abandon lucrative career paths in their own countries seeking the appeal of foreign employment, but often end up in positions well beneath their qualifications.


 Likewise, students frequently opt for overseas institutions without adequate investigation, often attracted by their reputation rather than the standard of education or job opportunities they offer.


 If the relocation lacks careful planning, the early enthusiasm may swiftly diminish, resulting in disappointment and remorse.


 Enthusiasm, preparation, and pragmatic aspects ought to be the principal elements in making such choices.

<blockquote>
 She disclosed that she would never pursue studies in a field she isn’t passionate about, regardless of where it might place her on the world map.
</blockquote>
<h2>
 3. The Quest for Genuine Homemade Cuisine
</h2>

 Those accustomed to savoring homemade dishes might find adapting to international fare quite difficult.


 Although international eateries serving foreign cuisine are widespread overseas, these establishments frequently adapt their menus to suit local preferences, which can make them seem less genuine.


 The expense associated with enjoying customary meals, only to discover they are disappointing, is a common experience for many expats.

<img data-document-id="cms/api/amp/image/AA1zcaDs" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1zcaDs.jpg"/>
<h2>
 4. Generating Income in a Robust Currency Is Accompanied by Significant Costs
</h2>

 A common misconception regarding life overseas is that increased wages necessarily equate to greater financial liberty.


 Although salaries might be greater, the costs are also elevated.


 Rental costs for a single room in a shared house in the outskirts of UK cities typically range from £600 to £800 (approximately KSh 97,500 to 130,000) monthly, with rents in London exceeding £1,000 (around KSh 162,000).


 Include travel costs, parking fees, and everyday essentials, and the expense of maintaining day-to-day life rapidly diminishes one's income.

<h2>
 5. Social Circles Narrow, and Weekends Turn More Tranquil
</h2>

 Forming new friendships as an adult can be difficult enough, and it grows even more complicated when you're in a foreign land.


 Unlike the natural social dynamics found in college or at home, forming friendships as an adult living abroad demands intentional effort.


 Many expatriates find their social circles shrinking and their weekends surprisingly free.


 Those used to active social lives may find this transition particularly difficult.

<h2>
 6. The Sun Fades into a Remote Recollection
</h2>

 Struggling with seasonal depression is common in nations experiencing extended cold seasons.


 In locations such as the UK, daylight may vanish as early as 4 pm during the winter months, making it an everyday annoyance to bundle up with several layers just to go outdoors.


 The dull, chilly days may seem endless, causing a yearning for the comfort of home.


 Nevertheless, the vibrant and lovely summers do provide some comfort.

<h2>
 7. The Early Enthusiasm Fades Away
</h2>

 Seeing famous monuments such as the London Eye or the Eiffel Tower for the first time takes your breath away.


 However, with time, these views turn into an everyday occurrence, causing the initial enthusiasm to wane.


 What initially seemed like an exhilarating escapade ultimately transforms into merely routine existence.

<h2>
 Despite the Challenges, It’s Still Worth It
</h2>

 Although relocating overseas presents various challenges, it remains an invaluable experience to undertake.


 It provides autonomy, opportunities for advancement, and essential life skills in resilience, adaptability, and setting personal limits.


 Nonetheless, it is essential to tackle the transition with grounded expectations, understanding that along with the benefits, there will be challenges to address.


 For those thinking about taking the plunge, the main factor is being well-prepared—financially, emotionally, and mentally.


 Even though the external world might appear brimming with possibilities, capitalizing on these chances demands resilience, perseverance, and a receptive attitude.

Expatriate Reveals 7 Overlooked Truths About Relocating Overseas in Search of Greener Pastures

Unknown challenges, lifestyle, living abroad, relocation, travel

Relocating overseas for work or studies is frequently looked up to by those who stay back. This journey is often seen as one marked by monetary prosperity, thrilling adventures, …