하나증권, 공모주 청약 한도 2배 증가 '111 서비스' 론칭

<div> <img data-document-id="cms/api/amp/image/AA1CbQQK" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1CbQQK.jpg"/> </div> <p> [DIWIDA |= 이하나 기자] </p> <p> 하나증권은 공모주 청약 혜택을 강화한 ‘111 공모주 우대 서비스’를 새롭게 선보였다고 3일 밝혔다. </p> <p> 이번에 출시된 서비스는 고객이 등록 계좌에 111만 원 이상을 예치하고 3개월 이상 유지할 경우, 서비스 해지 시까지 공모주 일반 청약 한도의 200%까지 우대 혜택을 받을 수 있는 것이 특징이다. </p> <p> 기존에는 거래 실적이나 평균 잔고 등에 따라 일부 고객만 청약 한도 우대를 받을 수 있었으나, 이번 서비스 도입으로 보다 많은 고객이 혜택을 누릴 수 있게 됐다. </p> <p> 하나증권은 서비스 출시를 기념해 오는 6월 30일까지 이벤트도 진행한다. 해당 기간 내 ‘111 공모주 우대 서비스’에 등록한 고객 전원에게는 최소 1천 원부터 최대 111만 원까지 랜덤으로 주식 투자 지원금이 지급된다. </p> <p> 이벤트의 자세한 정보는 하나증권 웹사이트와 모바일 트레이딩 시스템인 '원큐프로' 앱의 이벤트 섹션을 통해 확인 가능합니다. </p> <p> 조대현 하나증권 WM그룹장은 "실질적 이익을 원하는 공모주 투자 고객들을 위해 이번 새로운 서비스를 마련했습니다."라면서, "향후에도 계속해서 고객들이 좀 더 쉽게 투자를 할 수 있도록 지원할 여러 가지 프로그램을 소개해 나갈 계획입니다."라고 밝혔다. </p>

하나증권, 공모주 청약 한도 2배 증가 '111 서비스' 론칭

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[DIWIDA |= 이하나 기자] 하나증권은 공모주 청약 혜택을 강화한 ‘111 공모주 우대 서비스’를 새롭게 선보였다고 3일 밝혔다. 이번에 출시된 서비스는 고객이 등록 계좌에 111만 원 이상을 예치하고 3개월 이상 유지할 경우, 서비스 해지 시까지 공모주 일반 청약 한도의 200%까지 우대 혜택을 받을 수 있는 것이 특징이다. 기존에는 거…

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Islamic Finance Must Adapt for Deeper Inclusion – International Edition

Most young individuals mention customer service and usability when listing why they remain loyal to their present bank. The predominant answers encompass the conveniences provided by mobile banking services, accessibility to digital credits, and confidence in the institution's reliability and standing. Fewer youths select their banks due to compliance with Islamic financing guidelines. For banks—be they full-scale Islamic entities or standard banks providing Islamic finance via specific windows—the above observation offers a chance to adjust their product offerings and promotional activities towards meeting contemporary banking preferences and shifting client demands. Over recent times, Islamic finance has become a significant element within the worldwide financial domain, showcasing its capability to foster enduring economic progress. Islamic finance reached maturity around fifteen years after being introduced in Kenya. Its influence persists, fueled by increasing desire among consumers for moral and Sharia-adherent monetary solutions. Presently, Kenya hosts three pure-play Islamic banks along with several mainstream banks such as KCB Sahl and NBK Amana, which provide Islamic finance items through specialized sections. Customer engagement with these systems has grown substantially throughout the years. Today, Islamic banks draw clients not just from customary Muslim demographics but also from those outside Islam looking for virtuous fiscal choices. Nevertheless, achieving success amidst today’s intricate and fiercely contested financial market necessitates adapting Islamic banking practices beyond historical norms. Our observations regarding youthful clientele across different types of banking suggest changing motivations behind choosing where to deposit one’s finances. Older cohorts typically prioritize safeguarding assets securely; however, millennials focus instead on simplicity, technological advancement, and tailored interactions. To make Islamic banking appealing broadly, bridging the technology divide becomes crucial. Investment should target intuitive smartphone apps, seamless online transaction frameworks, and creative loan schemes fitting entrepreneurial aspirations and educational pursuits. Additionally, educating young adults concerning Islamic economics remains essential using cutting-edge communication tactics involving social networks, prominent personalities, and interactive web materials. Lastly, forward-thinking lenders ought to foresee requirements particular to emerging borrowers by introducing permissible small loans aimed specifically at budding business owners and scholars requiring immediate funding devoid of usury components. Embracing progressive enhancements ensures Islamic banks maintain relevance as conscientious contenders within the industry realm. The author serves as the Chief of Islamic Finance at KCB SAHL Bank. Content supplied courtesy of SyndiGate Media Inc. Syndigate.info ).

Islamic Finance Must Adapt for Deeper Inclusion – International Edition

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Most young individuals mention customer service and usability when listing why they remain loyal to their present bank. The predominant answers encompass the conveniences provided by mobile banking se…

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返済不要の奨学金ファンド始動 4千人に支給目指す 三菱UFJ信託

<img data-document-id="cms/api/amp/image/AA1C7BLQ" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1C7BLQ.jpg"/> <p> 三菱UFJ信託銀行の新社長に1日付で就任した窪田博氏が朝日新聞の取材に応じ、運用益を奨学金として学生に支給するファンドの運用を4月から始めたと明らかにした。早ければ1年後から支給を始め、4年後には約4千人の学生を対象としたいという。 </p> <p> 現在、学生の半数ほどが奨学金を受給しているとされる。ただ、貸与型が主流で、学生は卒業後に長期にわたって返済する必要があり、大きな負担となっている。 </p> <p> そこで三菱UFJ信託銀は、個人や企業から資金を集めて株や債券で運用し、利益の一部を返済義務のない給付型奨学金として学生に支給するファンドを立ち上げた。 </p>

返済不要の奨学金ファンド始動 4千人に支給目指す 三菱UFJ信託

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三菱UFJ信託銀行の新社長に1日付で就任した窪田博氏が朝日新聞の取材に応じ、運用益を奨学金として学生に支給するファンドの運用を4月から始めたと明らかにした。早ければ1年後から支給を始め、4年後には約4千人の学生を対象としたいという。 現在、学生の半数ほどが奨学金を受給しているとされる。ただ、貸与型が主流で、学生は卒業後に長期にわたって返済する必要があり、大きな負担となっている。 そこで三菱…

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ISA 2025: The Future Shaper for Global Capital Markets and Economies

<p> The Securities and Exchange Commission (SEC) has indicated that the Investments and Securities Act of 2025 is a transformative measure with significant potential to boost growth in Nigeria’s capital market and overall economy. </p> <p> Dr. Emomotimi Agama, the Director-General of the SEC, made this statement during an interview in Abuja regarding several key points from the ISA 2025. He emphasized that the new legislation represents a significant revolution across various aspects because it grants the SEC the chance to maintain its Category A membership within the International Organization of Securities Commission. </p> <p> Religion states this is important as it enables other nations to compare the Nigerian Securities and Exchange Commission (SEC) and its capital market against those of other regions. This comparison can attract more foreign investment and investors to the Nigerian capital market, thereby expanding the market’s reach within Nigeria. </p> <p> The Director-General of the SEC mentioned that one of the key features of the updated law is the expansion of possibilities for fundraising within the Nigerian capital market. Additionally, this legislation includes regulations for online foreign exchange activities, in which many Nigerians participate, along with introducing laws pertaining to the governance of digital assets in Nigeria. </p> <p> He stated, "This development is significant because within Nigeria’s youth populace, numerous individuals participate in this sector. Therefore, offering clear guidelines along with establishing a proper legal foundation is crucial for progress. Additionally, the introduction of the Legal Entity Identifier into Nigerian legislation addresses issues related to derivative transactions." </p> <p> The legal framework effectively encompasses the commodities ecosystem, regulating various aspects from the spot market through the derivatives market to the secondary market. Additionally, this legislation eliminates constraints imposed by state and local governments on raising capital and fostering development within their jurisdictions. This is significant for our objectives. </p> <p> The head of the SEC highlighted that the stipulations of this legislation are extensive and foundational in establishing a vibrant, robust, and solid capital market. This market will play a crucial role in advancing the country's economic growth and supporting President's aim to achieve a one-trillion-dollar economy. </p> <p> Dr. Agama emphasized that the core purpose of this legislation is to foster a vibrant, inclusive, and robust capital market for economic growth. He further stated that the Commission is dedicated to advancing both the capital market and Nigeria’s overall economy. </p> <p> He stated, "The capital market possesses sufficient strength to supply the essential financing requirements across different economic sectors. This is among the most robust markets imaginable; we boasted one of the highest returns on investment globally over the past year. Considering the current progress in bank recapitalization efforts within the capital market, you would concur that our marketplace remains resilient." </p> <p> Currently, the Nigerian stock market has enabled banks to raise approximately 2.4 trillion naira, which is unprecedented in our nation’s history. It is our duty to promote growth, encourage transactions, and ease capital mobility, tasks we’ve accomplished effectively through this initiative. Additional organizations are also planning to raise funds. Not long ago, the Ministry of Finance Incorporated managed to secure 250 billion naira for housing development in Nigeria. </p> Provided by SyndiGate Media Inc. Syndigate.info ).

ISA 2025: The Future Shaper for Global Capital Markets and Economies

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The Securities and Exchange Commission (SEC) has indicated that the Investments and Securities Act of 2025 is a transformative measure with significant potential to boost growth in Nigeria’s capital…

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India's Business Correspondent Sector Set to Reach ₹147 Billion by FY2025, Reports Show

<img data-document-id="cms/api/amp/image/AA1CnfKc" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1CnfKc.jpg"/> <div class="content count-br"> <p> <p> New Delhi [ India ], April 6 (ANI): India The business correspondent (BC) segment of the company is projected to surpass ₹147 billion by the fiscal year 2025, demonstrating a remarkable 19 percent compounded annual growth rate (CAGR), according to a report released by BLS E-Services. </p> <p> According to the report from the digital services company, growth is fueled by the extension of the Pradhan Mantri Jan Dhan Yojana (PMJDY), greater adoption of Basic Savings Bank Deposit Accounts (BSBDAs), and rising support for Direct Benefit Transfer (DBT) programs that distribute subsidies and social benefits directly into recipients' accounts. </p> <p> Bank Business Correspondents are appointed agents who provide crucial financial services in underprivileged and distant regions. </p> <p> Operating under a commission-driven structure, BCs act as an extension of traditional banking entities, facilitating the final leg of service distribution. financial services They receive either a set fee or a share of the transaction amount, based on the specific service offered. </p> <p> The report indicates that the sector expanded from Rs 47 billion in fiscal year 2018 to Rs 102 billion in fiscal year 2023. </p> <p> The report further stated that as rural families embrace formal financial services , transaction volumes have surged, especially in regions where physical bank branches are still sparse. </p> <p> Boasting more than 1.35 million BC agents active worldwide, India According to the PMJDY report, these financial intermediaries are helping millions of individuals—particularly those in rural areas—to gain access financial services From cash deposits, withdrawals, and money transfers to paying bills, using Aadhaar-linked services, and offering microfinance loans, Business Correspondents have emerged as crucial intermediaries connecting traditional banks with underbanked communities,” stated Shikhar Aggarwal, Chairman of BLS E-Services. </p> <p> The document went on to state that the increase in Basic Savings Bank Deposit Accounts under PMJDY has also played a crucial role in boosting the sector's growth. </p> <p> According to the report, the figure is projected to surpass 550 million by FY2025, up from 380 million accounts in 2020. </p> <p> Many of these accounts belong to people living in rural areas, with most transactions—like disbursements under Direct Benefit Transfer (DBT), cash withdrawals, and money transfers—being carried out via Business Correspondents (BCs) utilizing Aadhaar for verification. </p> <p> As stated by Lokanath Panda, COO of BLS E-Services, "The Business Correspondent (BC) sector is anticipated to expand with an annual growth rate of 19% from fiscal year 2022 through 2025, increasing revenues from INR 102.9 billion to INR 147.4 billion. Major factors fueling this expansion consist of the widening reach into rural areas by BCs, the rise in BSBDA accounts and savings, higher transaction numbers, along with greater acceptance of governmental direct benefit transfer programs." </p> <p> The report noted that the technological integration has further reinforced the BC model. </p> <p> Services like UPI, Aadhaar-enabled Payment Systems (AePS), RuPay, and IMPS, together with mobile banking apps, have enhanced security and accessibility for financial transactions, reaching even the farthest regions of the nation. </p> <p> Based on NPCI statistics, more than 520 million AePS transactions are handled each month, largely due to the significant contribution of Business Correspondents. (ANI) </p> </p> </div> Provided by Syndigate Media Inc. ( Syndigate.info ).

India's Business Correspondent Sector Set to Reach ₹147 Billion by FY2025, Reports Show

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New Delhi [ India ], April 6 (ANI): India The business correspondent (BC) segment of the company is projected to surpass ₹147 billion by the fiscal year 2025, demonstrating a rema…

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Kapan Bank Mulai Beroperasi Pasca-Lebaran? Ini Dia Jadwal Lengkap BCA, BRI, BNI, Mandiri, BSI, dan BI

<p> <strong> DIWIDA </strong> - Beberapa bank telah mengatur ulang jam kerja mereka selama masa liburan Lebaran Idul Fitri tahun 2025. </p> <p> Berikut adalah jadwal kerja bank pasca liburan Idul Fitri. </p> <p> Berlaku bagi bank milik negara dan juga swasta. </p> <p> <strong> Bank Central Asia (BCA) </strong> </p> <p> 28 Maret: Sebagian unit masih beroperasi. </p> <p> 29-30 Maret: Akses layanan Weekend Banking tidak tersedia. </p> <p> 31 Maret - 2 April: Seluruh cabang libur. </p> <p> 3 April: Pelayanan terbatas bagi B2B Pertamina di beberapa kantor cabang. </p> <p> 5 April: Sebagian unit beroperasi. </p> <p> 6 April: Weekend Banking berhenti beroperasi. </p> <p> 7 April: Sebagian unit beroperasi. </p> <p> 8 April: Semua layanan kini telah pulih sepenuhnya. </p> <p> <strong> Bank Rakyat Indonesia (BRI) </strong> </p> <p> BRI akan tetap membuka beberapa kantor cabangnya dengan layanan terbatas. </p> <p> Pada 28 Maret, 184 cabang BRI akan tetap beroperasi. </p> <p> Sedangkan pada 30 Maret, 2 April, dan 4 April 2025, sebanyak 104 cabang akan memberikan layanan terbatas. </p> <p> Layanan Weekend Banking akan tersedia di 66 cabang pada 5-6 April 2025. </p> <p> Bank Negara Indonesia (BNI) </p> <p> Mayoritas kantor cabangan BNI akan tutup dari tanggal 28 Maret sampai 7 April 2025. </p> <p> Tetapi, sejumlah unit akan tetap beroperasi dengan layanan terbatas antara jam 09.00 sampai 12.00 menurut waktu lokal. </p> <p> Operasional BNI direncanakan untuk kembali ke kondisi normal pada tanggal 8 April 2025. </p> <p> <strong> Bank Mandiri </strong> </p> <p> Bank Mandiri akan menghentikan seluruh aktivitas operasionalnya mulai tanggal 28 Maret sampai dengan 7 April 2025. </p> <p> Akan tetapi, sebagian unit akan tetap beroperasi dengan fasilitas terbatas mulai pukul 08.00 sampai 15.00 waktu lokal. </p> <p> <strong> Bank Syariah Indonesia (BSI) </strong> </p> <p> Sebagian besar fasilitas BSI akan mengalami penutupan antara tanggal 28 Maret sampai dengan 7 April 2025. </p> <p> Walau begitu, masih ada 448 cabang yang tetap beroperasi dengan pelayanan terbatas saat musim libur. </p> <p> Pada masa istirahat Idulfitri tahun 2025, para pemegang akun disarankan agar menggunakan fasilitas perbankan daring seperti mobile banking dan internet banking. </p> <p> <strong> Bank Indonesia (BI) </strong> </p> <p> Semua aktivitas bank milik pemerintah Indonesia ini bakal dihentikan dari tanggal 28 Maret sampai dengan 7 April pada tahun 2025. </p> <p> PT BUMN Industri (Persero) atau BI akan menjalankan operasinya secara normal mulai tanggal 8 April 2025, sejalan dengan aturan dalam Surat Keputusan Bersama (SKB) tiga menteri terkait Hari Libur Nasional dan Cuti Bersama Tahun 2025. </p> <p> <strong> (Tribunnews) </strong> </p> <p> <strong> Artikel ini sebelumnya dipublikasikan di Tribunnews.com dengan judul Jadwal Pelayanan Perbankan Sesudah Lebaran Tahun 2025 untuk BRI, BI, BCA, BNI, BSI, dan Mandiri </strong> </p>

Kapan Bank Mulai Beroperasi Pasca-Lebaran? Ini Dia Jadwal Lengkap BCA, BRI, BNI, Mandiri, BSI, dan BI

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DIWIDA - Beberapa bank telah mengatur ulang jam kerja mereka selama masa liburan Lebaran Idul Fitri tahun 2025. Berikut adalah jadwal kerja bank pasca liburan Idul Fitri. Berlaku bagi bank m…

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Peluang Terakhir Menukarkan Uang Baru via PINTAR BI, Jangan Lewatkan Tanggalnya!

<img data-document-id="cms/api/amp/image/AA1B2G9V" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B2G9V.jpg"/> <p> <strong> .CO.ID - </strong> Mendekati hari raya Idul Fitri, banyak orang mencari uang kertas dan coin yang masih baru guna diberikan sebagai bingkisan kepada keluarga dan kerabatnya. </p> <p> Bank Indonesia (BI) sekali lagi mengaktifkan layanan pertukaran uang baru tahun 2025 yang dapat diakses secara daring lewat website PINTAR BI. https://pintar.bi.go.id. </p> <p> Pendaftaran untuk menukar uang baru di periode akhir akan dimulai pada hari Minggu, tanggal 23 Maret 2025, tepatnya pukul 09.00 waktu Indonesia Bagian Barat (WIB). </p> <p> Warga yang berkeinginan untuk memperoleh dana segar harus melakukan pendaftaran awal pada website PINTAR BI guna menghindari kekosongan slot. </p> <p> Fasilitas ini khusus berlaku untuk periode pertukaran mulai tanggal 24 hingga 27 Maret 2025 di tempat yang telah ditentukan sebelumnya. </p> <p> Untuk tidak kehilangan kesempatan, ikuti langkah-langkah registrasi tukar uang baru PINTAR BI di bawah ini. </p> <p> <strong> Proses pendaftaran pertukaran uang baru melalui sistem PINTAR BI </strong> </p> <p> Akibat dari jumlah yang banyak dimintai dan batasannya terbatas, belum tentu setiap individu dapat secara langsung menerima mata uang baru tersebut. Karena alasan ini, sangat diperlukan pengetahuan tentang proses registrasi tukar menukar dengan mata uang baru PINTAR BI guna mempersiapkan diri sebelum periode pembelian diawali. </p> <p class="bacajuga-inside"> <strong> Simpan Jadwal Buka Tutup Kantor Bank Indonesia Saat Cuti Bersama Lebaran Idul Fitri Tahun 2025 </strong> </p> <p> Selanjutnya, proses menukar uang baru di Bank Indonesia dilakukan seperti ini: </p> <p> <strong> 1. Kunjungi situs web PINTAR BIصندصند </strong> </p> <p> - Buka situs http://pintar.bi.go.id , pada peramban HP atau laptop </p> <p> - Sediakan KTP untuk proses pendaftaran </p> <p> - Pilhlah opsi jasa "Tukar Uang Rupiah Lewat Kas Keliling". </p> <p> <strong> 2. Tentukan tempat dan waktu </strong> </p> <p> - Tetapkan kota, tempat, serta tanggal pertukaran uang baru yang dapat diakses </p> <p> - Pastikan untuk menentukan waktu yang cocok dengan agenda pribadi setiap orang </p> <p> - Pada tahap selanjutnya, klik tombol lanjutan sesudah memilih tempat dan waktu. </p> <p> <strong> 3. Isi data diri </strong> </p> <p> - Sisipkan nama, NIK (sesuai Kartu Tanda Penduduk/KTP), nomor telepon seluler, serta alamat surel </p> <p> - Pastikan informasi yang dimasukkan akurat untuk memastikan registrasi berjalan lancar </p> <p> - Tekan terus setelah melengkapi seluruh informasi. </p> <p class="bacajuga-inside"> <strong> Proses Pertukaran Uang Baru 2025 oleh Bank Indonesia: Simak Ketentuan dan Jadwal sebelum Idul Adha </strong> </p> <p> <strong> 4. Tentukan nominal uang yang akan di tukarkan </strong> </p> <p> - Tentukan denominasi mata uang mengikuti batas tertinggi sebesar Rp 4,3 juta tiap individu dengan detil sebagai berikut: </p> <ul> <li> Uang Pecahan Besar (UPB) sebesarRp 2 juta, yang terbagi menjadi Rp 50.000 (sebanyak 30 lembar) serta Rp 20.000 (berjumlah 25 lembar). </li> <li> Uang Pecahan Kecil (UPK) sebesar Rp 2,3 juta, yang terbagi menjadi Rp 10.000 (sebanyak 100 lembar), Rp 5.000 (200 lembar), Rp 2.000 (100 lembar), serta Rp 1.000 (100 lembar). </li> </ul> <p> - Tekan tombol konfirmasi pemesanan apabila semuanya telah terisi dengan benar. </p> <p> <strong> 5. Simpan evidence dan hadir di tempat </strong> </p> <p> - Jangan lupa untuk mengunduh dan menyimpan bukti pemesanan yang dikirim ke email </p> <p> - Pastikan untuk menghadiri tempat pertukaran pada waktu yang ditentukan sambil membawa KTP aslinya serta bukti pemesanan yang telah Anda unduh. </p> <p> - Berikan kembalian uang mengikuti denominasi yang diminta. </p> <p class="bacajuga-inside"> <strong> <span> Tonton: </span> Bank Indonesia Menyiapkan Dua Alat Baru Untuk Placements di Sektor Sumber Daya Alam </strong> </p> <p> Berikut adalah informasi pentingnya: karena batasan dalam pengumpulan uang lama yang ditukar sangat ketat, kami menyarankan agar publik segera mengisi formulir registrasi setelah layanan diluncurkan pada tanggal 23 Maret 2025 jam 09.00 Waktu Indonesia Bagian Barat. </p> <p> Artikel ini sudah dipublikasi di Kompas.com denganjudul <em> Pendaftaran Tukar Uang Baru PINTAR BI Kembali dibuka pada 23 Maret 2025 </em> </p>

Peluang Terakhir Menukarkan Uang Baru via PINTAR BI, Jangan Lewatkan Tanggalnya!

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.CO.ID - Mendekati hari raya Idul Fitri, banyak orang mencari uang kertas dan coin yang masih baru guna diberikan sebagai bingkisan kepada keluarga dan kerabatnya. Bank Indonesia (BI) sekali …

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Jadwal Resmi Buka Bank BRI selama Liburan Idul Fitri 2025

<img data-document-id="cms/api/amp/image/BB1hek2x" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1hek2x.jpg"/> <p> <strong> DIWIDA.CO.ID - </strong> Tulis jadwal kerja bank BRI saat liburan Idulfitri atau mudik Lebaran tahun 2025. Saat memasuki periode cuti panjang seperti hari Suci Nyepi serta Idulfitri, berbagai lembaga keuangan akan mengubah waktu operasional mereka. </p> <p> Mendekati hari raya Idulfitri tahun 2025, Bank Rakyat Indonesia (BRI) akan mengatur ulang jam kerja sesuai dengan masa cuti bersama yang dimulai dari tanggal 28 Maret sampai 7 April 2025. Dalam rentang waktu itu, kebanyakan pelayanan perbankan di gerai-gerainya akan ditutup. </p> <p> Namun, jangan khawatir para pelanggan karena BRI akan memberikan pelayanan terbatas pada tanggal 30 Maret, 2 April, serta 4 April tahun 2025 tersebut. </p> <p> Jasa ini dirancang secara eksklusif untuk para pelanggan utama yang berkolaborasi dengan BRI. Untuk hari itu sendiri, pelayanannya akan disesuaikan menurut aturan yang dibuat oleh BRI sejalan dengan permintaan dari partner kerjasamanya. </p> <p> Perhatikan perubahan jadwal layanan BRI selama masa liburan hari raya Nyepi serta Idulfitri tahun 2025. </p> <h3> <strong> Jam Operasional </strong> </h3> <p> <strong> <img data-document-id="cms/api/amp/image/AA1Audlu" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1Audlu.jpg"/> </strong> </p> <p> Pelayanan yang dibatasi oleh BRI hanya akan berlangsung pada 30 Maret, serta 2 dan 4 April 2025, seperti diambil dari akun resmi X @BankBRI_ID. </p> <ul> <li> Untuk tanggal 30 Maret serta 2 April 2025, waktu operasional berlaku dari pukul 08.00 hingga 12.00. </li> <li> Untuk tanggal 4 April 2025, waktu operasional berlaku dari pukul 08.00 hingga 15.00. </li> <li> Jasa layanan terbatas ini khusus tersedia bagi para nasabah utama yang bekerja sama dengan kami, misalnya Pertamina, ASDP, HM Sampoerna, serta Jasa Raharja dan perusahaan lainnya. </li> <li> Selain layanan terbatas, layanan weekend banking terus berjalan pada tanggal 30 Maret 2025, serta 5 dan 6 April 2025. </li> <li> Layanan terbatas serta weekend banking Tidak bisa dipakai untuk operasi RTGS, sistem kliring, serta penyaluran bantuan. </li> </ul> <p> Dengan demikian, para pelanggan biasa BRI memiliki kesempatan untuk merasakan Weekend Banking untuk cabang tertentu. </p> <p> Di samping itu, para pelanggan masih bisa menjalankan transaksi perbankan lewat fasilitas digital seperti BRI Mobile, Internet Banking, serta ATM yang tetap berfungsi sepenuhnya sepanjang masa liburan. </p> <p> Nasabah bisa mendapatkan detail tentang kantor cabang yang masih terbuka atau layanan apa saja yang ada dengan mengunjungi website resmi BRI atau dengan menelepon layanan konsumennya. </p> <p> Anda dapat memperoleh berita terkini mengenai jasa serta promosi dari BRI melalui Sabrina WhatsApp pada nomor 0812 1214 017. </p> <p class="bacajuga-inside"> <strong> <span> Tonton: </span> Lebih dari 1,7 Juta Mobil Keluar Dari Jabotabek Mulai Hari Ke-10 Sebelum HUT sampai Hari Terakhir Sebelum Idul Adha </strong> </p>

Jadwal Resmi Buka Bank BRI selama Liburan Idul Fitri 2025

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DIWIDA.CO.ID - Tulis jadwal kerja bank BRI saat liburan Idulfitri atau mudik Lebaran tahun 2025. Saat memasuki periode cuti panjang seperti hari Suci Nyepi serta Idulfitri, berbagai lembaga ke…

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What's Next for a 70-Year-Old With No Emergency or Retirement Savings?

<img data-document-id="cms/api/amp/image/BB1m9srW" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/BB1m9srW.jpg"/> <p> <strong> Question: </strong> I'm 70 years old and have not set aside any funds for emergencies or retirement. Who should someone in my situation seek guidance from? Are there steps I can take? </p> <p> <strong> Answer: </strong> Many certified financial planners and other experts in finance typically assist individuals who possess significant wealth, which might make it challenging for others seeking guidance. However, there’s an upside: numerous options allow folks to obtain high-quality, free (you heard correctly) or highly affordable financial counsel. </p> <p> <strong> Encountering problems with your current financial advisor or searching for a new one? Send your queries or issues via email. picks@ . </strong> </p> <div class="paywall"> <ol class="articleList"> <li> <strong> Think of a financial advisor who volunteers their services for free. </strong> Certain advisors provide their services free of charge to individuals possessing minimal resources. If you're looking for a financial advisor who operates under a pro bono arrangement, consider visiting the XY Planning Network’s Find an Advisor platform where you can look up "pro bono." Additional avenues consist of checking out The Financial Planning Association, exploring the Foundation for Financial Planning’s Pro Bono Planner Match website, as well as examining initiatives offered through the CFP Board’s Pro Bono Program. </li> <li> <strong> Consult with a certified financial advisor. </strong> You can locate listings for AFCs on the website. AFCPE website According to certified financial planner Andrea Clark from The Table Financial Planning, AFCs possess both counseling and coaching certifications. These qualifications enable them to help clients make intricate financial choices by providing essential education, information, tools, and resources—regardless of an individual's past financial situation or present monetary standing. Additionally, these professionals act as fiduciaries, ensuring they prioritize your welfare over their own interests. Fees for services provided by AFCs may vary; they often charge anywhere from $25 to $250 per hour based on an hourly rate model. </li> <li> <strong> Look locally. </strong> "You may want to contact your nearby community action agency—nonprofits focused on promoting self-reliance, often serving those with lower incomes—as they frequently offer free financial advisory services. Additionally, you could explore educational sessions provided at your local library that discuss managing cash flow and accessing resources during retirement," according to Clark. Financial Empowerment Centers (FECs) can be found in multiple urban areas as well. "The FECs provide individualized financial advice free of charge and assist with planning budgets, managing debts, and establishing financial objectives," explains Mark Struthers, a certified financial planner from Sona Wealth Advisors. </li> <li> <strong> Check these other places. </strong> Consumers have additional avenues available to them, as detailed below. this as outlined in the guide, along with this one . </li> </ol> <p> Be aware that there are steps you can take on your own to address your circumstances. "It's important to avoid accumulating credit card debt and establish an emergency fund, even if it covers just one month of necessary expenditures. As much as possible, seek employment, whether full-time or part-time, to boost your Social Security benefits. Additionally, ask the advisor handling your finances to clarify whether extra earnings could lead to partial taxation of your Social Security payments, ensuring you understand how this impacts your overall figures," advises certified financial planner Alonso Rodriguez Segarra at Advise Financial. </p> <p> If part-time positions appeal to you, websites such as FlexJobs, Indeed, ZipRecruiter, and the AARP’s Job Board offer numerous job listings with various openings. These platforms let you narrow down options based on particular interests or locations within your ZIP code, plus many roles allow for fully remote working, so you have the flexibility to operate from virtually anywhere. </p> <p> Given your current stage of life without any savings or retirement accounts, it's crucial to look into every possible avenue. As certified financial planner Ryan Haiss from Flynn Zito Capital Management points out, "Engaging with a professional advisor might assist you in assessing various income streams, like optimizing your Social Security earnings and investigating choices should you have equity tied up in your main home." </p> <p> <strong> Encountering problems with your current financial advisor or searching for a new one? Send your queries or issues via email. picks@ . </strong> </p> <p> <em> By sending your questions via email to The Advisor, you consent to having them published anonymously on this platform; they might also be featured anonymously across various other media and channels. </em> </p> </div>

What's Next for a 70-Year-Old With No Emergency or Retirement Savings?

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Question: I'm 70 years old and have not set aside any funds for emergencies or retirement. Who should someone in my situation seek guidance from? Are there steps I can take? Answer: Man…

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