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BNK금융, 미얀마 지진 구호금 1억원 전달

Unknown banking, economics, finance news, korea national news, korean

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 BNK금융그룹은 지난 3월 28일 미얀마에서 발생한 대규모 강진으로 피해를 입은 사상자와 이재민을 돕기 위해 1억원 상당의 성금을 기부하고 각종 금융지원과 구호활동을 추진한다고 3일 밝혔다.


 먼저 BNK금융그룹은 BNK캐피탈의 지역 법인을 통해 지진으로 어려움을 겪는 고객들을 위해 즉각적인 재정 지원에 나설 계획입니다. 이번 조치에는 피해 지역 주민들의 이자를 줄이고, 대출상환 기간 연장 및 면제를 포함하여 부채 구조 개선이 이루어질 것입니다.


 금융 지원 이외에 인도주의적인 측면에서의 금융이 아닌 다른 형태의 지원 또한 병행하여 진행된다.


 BNK금융지주는 5천만 원, BNK캐피털도 동일하게 5천만 원을 포함해 총 1억 원의 성금을 제공하기로 결정했습니다. 사회공헌의 날 행사에서는 그룹 내 모든 직원들이 옷 등의 물건을 기증하고 이를 이번 사건으로 고통 받는 지역주민들에게 배포하려고 합니다.


 BNK금융지 계열사 BNK부산은행은 온사회공헌재단을 통해 긴급의료봉사를 위한 1000만원을 기부할 예정이다.


 주재원을 포함해 현지직원 400여명이 근무하고 있는 BNK캐피탈 미얀마 현지법인 관계자는 "강진 피해로 가족은 물론 삶의 터전을 잃은 현지 피해 주민들은 망연자실한 상태라며 한국 본사 및 지주사와 협의해 금융지원은 물론 인도적 차원의 비금융지원도 적극 추진하겠다"는 입장을 밝혔다.


 BNK 금융그룹의 대표는 계열사가 위치한 나라에서 발생한 큰 지진으로 인해 전세계적으로 애도의 메시지와 도움의 제스처가 계속되고 있다고 말했습니다. 그녀는 BNK 캐피털 미얀마 지역 법인 및 관련 기관을 통해서 빠른 재건과 피해자들을 돕기 위한 노력을 아끼지 않겠다고 밝혔습니다.

BNK금융, 미얀마 지진 구호금 1억원 전달

Unknown banking, economics, finance news, korea national news, korean

BNK금융그룹은 지난 3월 28일 미얀마에서 발생한 대규모 강진으로 피해를 입은 사상자와 이재민을 돕기 위해 1억원 상당의 성금을 기부하고 각종 금융지원과 구호활동을 추진한다고 3일 밝혔다. 먼저 BNK금융그룹은 BNK캐피탈의 지역 법인을 통해 지진으로 어려움을 겪는 고객들을 위해 즉각적인 재정 지원에 나설 계획입니다. 이번 조치에는 피해 지역 주…

Islamic Finance Must Adapt for Deeper Inclusion – International Edition

Unknown banking, finance news, financial services, fintech, islam

Most young individuals mention customer service and usability when listing why they remain loyal to their present bank. The predominant answers encompass the conveniences provided by mobile banking services, accessibility to digital credits, and confidence in the institution's reliability and standing. Fewer youths select their banks due to compliance with Islamic financing guidelines.
For banks—be they full-scale Islamic entities or standard banks providing Islamic finance via specific windows—the above observation offers a chance to adjust their product offerings and promotional activities towards meeting contemporary banking preferences and shifting client demands. Over recent times, Islamic finance has become a significant element within the worldwide financial domain, showcasing its capability to foster enduring economic progress.
Islamic finance reached maturity around fifteen years after being introduced in Kenya. Its influence persists, fueled by increasing desire among consumers for moral and Sharia-adherent monetary solutions. Presently, Kenya hosts three pure-play Islamic banks along with several mainstream banks such as KCB Sahl and NBK Amana, which provide Islamic finance items through specialized sections.
Customer engagement with these systems has grown substantially throughout the years. Today, Islamic banks draw clients not just from customary Muslim demographics but also from those outside Islam looking for virtuous fiscal choices. Nevertheless, achieving success amidst today’s intricate and fiercely contested financial market necessitates adapting Islamic banking practices beyond historical norms.
Our observations regarding youthful clientele across different types of banking suggest changing motivations behind choosing where to deposit one’s finances. Older cohorts typically prioritize safeguarding assets securely; however, millennials focus instead on simplicity, technological advancement, and tailored interactions.
To make Islamic banking appealing broadly, bridging the technology divide becomes crucial. Investment should target intuitive smartphone apps, seamless online transaction frameworks, and creative loan schemes fitting entrepreneurial aspirations and educational pursuits.
Additionally, educating young adults concerning Islamic economics remains essential using cutting-edge communication tactics involving social networks, prominent personalities, and interactive web materials.
Lastly, forward-thinking lenders ought to foresee requirements particular to emerging borrowers by introducing permissible small loans aimed specifically at budding business owners and scholars requiring immediate funding devoid of usury components. Embracing progressive enhancements ensures Islamic banks maintain relevance as conscientious contenders within the industry realm.
The author serves as the Chief of Islamic Finance at KCB SAHL Bank. Content supplied courtesy of SyndiGate Media Inc.
Syndigate.info
).

Islamic Finance Must Adapt for Deeper Inclusion – International Edition

Unknown banking, finance news, financial services, fintech, islam

Kapan Bank Mulai Beroperasi Pasca-Lebaran? Ini Dia Jadwal Lengkap BCA, BRI, BNI, Mandiri, BSI, dan BI

Unknown banking, business, finance news, financial services, news

DIWIDA
 
 - Beberapa bank telah mengatur ulang jam kerja mereka selama masa liburan Lebaran Idul Fitri tahun 2025.


 Berikut adalah jadwal kerja bank pasca liburan Idul Fitri.


 Berlaku bagi bank milik negara dan juga swasta.


 
 Bank Central Asia (BCA)
 


 28 Maret: Sebagian unit masih beroperasi.


 29-30 Maret: Akses layanan Weekend Banking tidak tersedia.


 31 Maret - 2 April: Seluruh cabang libur.


 3 April: Pelayanan terbatas bagi B2B Pertamina di beberapa kantor cabang.


 5 April: Sebagian unit beroperasi.


 6 April: Weekend Banking berhenti beroperasi.


 7 April: Sebagian unit beroperasi.


 8 April: Semua layanan kini telah pulih sepenuhnya.


 
 Bank Rakyat Indonesia (BRI)
 


 BRI akan tetap membuka beberapa kantor cabangnya dengan layanan terbatas.


 Pada 28 Maret, 184 cabang BRI akan tetap beroperasi.


 Sedangkan pada 30 Maret, 2 April, dan 4 April 2025, sebanyak 104 cabang akan memberikan layanan terbatas.


 Layanan Weekend Banking akan tersedia di 66 cabang pada 5-6 April 2025.


 Bank Negara Indonesia (BNI)


 Mayoritas kantor cabangan BNI akan tutup dari tanggal 28 Maret sampai 7 April 2025.


 Tetapi, sejumlah unit akan tetap beroperasi dengan layanan terbatas antara jam 09.00 sampai 12.00 menurut waktu lokal.


 Operasional BNI direncanakan untuk kembali ke kondisi normal pada tanggal 8 April 2025.


 
 Bank Mandiri
 


 Bank Mandiri akan menghentikan seluruh aktivitas operasionalnya mulai tanggal 28 Maret sampai dengan 7 April 2025.


 Akan tetapi, sebagian unit akan tetap beroperasi dengan fasilitas terbatas mulai pukul 08.00 sampai 15.00 waktu lokal.


 
 Bank Syariah Indonesia (BSI)
 


 Sebagian besar fasilitas BSI akan mengalami penutupan antara tanggal 28 Maret sampai dengan 7 April 2025.


 Walau begitu, masih ada 448 cabang yang tetap beroperasi dengan pelayanan terbatas saat musim libur.


 Pada masa istirahat Idulfitri tahun 2025, para pemegang akun disarankan agar menggunakan fasilitas perbankan daring seperti mobile banking dan internet banking.


 
 Bank Indonesia (BI)
 


 Semua aktivitas bank milik pemerintah Indonesia ini bakal dihentikan dari tanggal 28 Maret sampai dengan 7 April pada tahun 2025.


 PT BUMN Industri (Persero) atau BI akan menjalankan operasinya secara normal mulai tanggal 8 April 2025, sejalan dengan aturan dalam Surat Keputusan Bersama (SKB) tiga menteri terkait Hari Libur Nasional dan Cuti Bersama Tahun 2025.


 
 (Tribunnews)
 


 
 Artikel ini sebelumnya dipublikasikan di Tribunnews.com dengan judul
 Jadwal Pelayanan Perbankan Sesudah Lebaran Tahun 2025 untuk BRI, BI, BCA, BNI, BSI, dan Mandiri

Kapan Bank Mulai Beroperasi Pasca-Lebaran? Ini Dia Jadwal Lengkap BCA, BRI, BNI, Mandiri, BSI, dan BI

Unknown banking, business, finance news, financial services, news

DIWIDA - Beberapa bank telah mengatur ulang jam kerja mereka selama masa liburan Lebaran Idul Fitri tahun 2025. Berikut adalah jadwal kerja bank pasca liburan Idul Fitri. Berlaku bagi bank m…

KCB Bank Seeks Talents: Managerial Roles and More Open for Kenyan Professionals in March 2025

Unknown banking, business, employment, job opportunities, jobs and careers

Kenya Commercial Bank (KCB) is inviting eligible Kenyan citizens to apply for various job openings in March 2025.

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 The bank announced job vacancies, encompassing senior management roles within its subsidiaries throughout the East African territory.


 With over 12,000 employees, the bank strives to attract, cultivate, develop, and keep top talent while supporting their growth and skill enhancement.

<h2>
 What positions can one apply for at KCB Bank?
</h2>

 KCB mentioned that the accessible job openings are both inside and outside the nation. The roles include:

<h3>
 1. Digital Finance Services Director, Expansion
</h3>

 The person holding this position will be tasked with nurturing and expanding the value of digital products across all Anglophone international operations, specifically in Uganda, Tanzania, and South Sudan.


 Requirements:

<ul>
 <li>
 Hold a Bachelor's degree from an accredited institution
 </li>
 <li>
 At least five years of professional experience in the industry
 </li>
 <li>
 Experience in sales management within the financial services or fintech industry
 </li>
 <li>
 People management
 </li>
</ul>
<h3>
 2. Universal Banker at Moyale Branch
</h3>

 This person will oversee the execution of all bank offerings to ensure both the expansion and upkeep of these investment accounts within their designated office location.


 Requirements:

<ul>
 <li>
 A Bachelor's Degree obtained from an accredited institution.
 </li>
 <li>
 A minimum of four years' overall banking experience, including at least one year in sales, one year in customer service, and another year in credit analysis.
 </li>
</ul>
<h3>
 3. Surveillance and Performance Coordinator
</h3>

 The person in this role will implement, configure, and manage various monitoring tools like Instana, SolarWinds, ManageEngine, and i2000. This work facilitates early identification and swift resolution of problems.


 Requirements:

<ul>
 <li>
 A Bachelor’s degree in Information Technology, Computer Science, or a similar field.
 </li>
 <li>
 Certification in ITIL Foundation for professional qualifications.
 </li>
 <li>
 Having a master’s degree is seen as beneficial.
 </li>
 <li>
 Five years of work experience in the same or related role
 </li>
</ul>
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<h3>
 4. Manager, Growth – International Francophone
</h3>

 The candidate will be responsible for the incubation and scaling to value of digital products across and within all Francophone international businesses (DRC, Rwanda, Burundi).


 Requirements:

<ul>
 <li>
 Bachelor’s degree in any field from a recognized university Management is Required
 </li>
 <li>
 Professional Qualifications: Being a member of a relevant professional body is viewed as beneficial.
 </li>
 <li>
 Having a Master’s Degree in Business Administration (MBA), Marketing, or a related field would be beneficial.
 </li>
 <li>
 A minimum of five years' experience is necessary.
 </li>
</ul>
<h3>
 5. Manager, Growth – Wealth & VAS, Digital Finance Solutions
</h3>

 The person in this role will oversee the development, implementation, and expansion of digital solutions across various sectors including insurance, investment banking, asset management, wealth management, and other non-banking affiliates.


 Requirements:

<ul>
 <li>
 A Bachelor's Degree from an accredited institution
 </li>
 <li>
 Professional Qualifications: Membership in a Relevant Professional Organization would be beneficial.
 </li>
 <li>
 Master’s degree in Business Administration (MBA), Marketing, or a Related Field
 </li>
 <li>
 A minimum of five years of pertinent experience is necessary.
 </li>
</ul>
<h3>
 6. Senior Relationship Manager for Chinese Corporate Banking
</h3>

 This person will serve as the primary liaison for a specific group of Chinese clients within Corporate Banking. Their role includes fostering business development, overseeing the expansion and enhancing the profit margins of the Chinese market segment, and maximizing income generation.


 Requirements:

<ul>
 <li>
 Proficient in both written and spoken Chinese.
 </li>
 <li>
 A degree from an accredited university.
 </li>
 <li>
 Having a master’s degree in business administration along with professional certifications such as CPA, ACCA, and AKIB would be beneficial.
 </li>
 <li>
 At least seven (7) years of experience in the Financial Services/Banking industry, with at least five (5) years specifically in Chinese relationship management roles.
 </li>
</ul>
<h2>
 How to submit an application for KCB positions
</h2>

 The banking institution stated that candidates should upload the necessary paperwork online to the hiring supervisor by Friday, March 21 at the latest.


 KCB mentioned that the position is accessible to all eligible and keen applicants, also inviting individuals with disabilities to submit their applications.

KCB Bank Seeks Talents: Managerial Roles and More Open for Kenyan Professionals in March 2025

Unknown banking, business, employment, job opportunities, jobs and careers

Kenya Commercial Bank (KCB) is inviting eligible Kenyan citizens to apply for various job openings in March 2025. The bank announced job vacancies, encompassing senior management roles within its s…

[深度] 日本告別負利率時代一周年：銀行成贏家苦了消費者

Unknown banking, business, economic policy, economics, investing economy

【彭博】-- 在日本採取歷史性加息行動約一年之後，該國大型銀行的利潤飆升至紀錄高位，消費者則因物價上漲而被迫勒緊褲腰帶，與此同時，借貸成本上升加劇了圍繞政府可以如何控制支出的政治鬥爭。


 日本央行行長植田和男在一年前終結了全球最後的負利率政策及其大規模刺激計畫，底氣來自年度薪酬協議的創紀錄漲幅。這種薪資漲幅表明，消費者能夠幫助推動物價和經濟上行，支持通膨趨勢。

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 在進行了17年來的首次加息後，日本央行又在短短幾個月內加息了兩次，為1989年 —— 「泡沫經濟」頂峰時期 —— 以來最快步伐。經濟學家預計，日本央行本周將按兵不動，之後會再次加息，很可能是在7月。


 長期以來，日本央行一直認為，忍痛適應更高的物價，換取薪資、消費和經濟成長形成一個持久循環，是值得的。經濟學家和決策者看到了越來越多這個循環開始的跡象，但面對食物漲價的消費者卻不相信。


 「物價上漲速度仍然比我的工資快得多，」已婚、育有兩個孩子的50歲職員Masashi Fujii說。「而且加息對我的儲蓄沒有任何影響。」

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 持續的通膨正在加快日本的變化。企業更願意將成本的成長轉嫁給客戶。對未來會更貴的預期促使越來越多散戶投資者尋找謀養老錢的新門路，而不是依賴日益微薄的退休金。對股東更加友好的公司治理，也讓習慣於停滯的某些經濟部門更加關注利潤。


 目前而言，最大的贏家是銀行。貸款利率勢將幫助日本三大銀行在截至3月的財政年度實現創紀錄的利潤。在之前不景氣的那些年裡，它們都削減了成本。


 三井住友金融集團估計，日本加息將在截至本月的一年中為其帶來900億日圓（6.05億美元）的額外收益。它說，利率每提高25個百分點，每年就會產生1,000億日圓的額外收益。與此同時，它仍然只向儲戶支付0.2%的利息。

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 銀行股自去年3月初以來上漲了約29%，而代表大盤的東證指數僅持平。對於投資組合多元化較差的中小銀行而言，短期情況沒有那麼好，因為它們所持債券價值縮水之弊，可能會超過利率上升之利。


 由於美國和日本的利差巨大（日本現在利率仍僅為0.5%），原本有望從日本央行加息中獲得提振的日圓起初繼續走弱。在2024年，日本政府最終花了1,000億美元來支撐本幣匯率。


 現在，越來越多投資者相信日本可能會進一步加息，並在對川普關稅政策的擔憂下尋找避風港，日圓匯率又回到了首次加息前的水平，略低於1美元兌150大關。


 不過，日圓疲軟（約為13年前價值的一半）帶來了大量外國遊客，提振了酒店、餐飲和零售業。與此同時，其也加快了通膨，因為日本的大部分食品和燃料都依賴進口。

<img data-document-id="cms/api/amp/image/AA1B5aku" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B5aku.jpg"/>

 由於購買力下降，居民被迫
 節衣縮食、買打折商品
 。日本央行在考慮政策時關注的是核心通膨，但消費者感受到的是4%整體通膨率 ——  包括新鮮食品價格 —— 的影響。1月份薪資數據顯示，儘管薪水漲了，但實際薪資同比下降了1.8%。4月食品價格還料將進一步上漲。


 2024年最後一個季度的經濟成長數據顯示，實際消費持平，這表明正成長周期尚未完全顯現。


 「日本央行加息是在傷口上撒鹽，」日本央行前執行理事門間一夫說。他指的是那些背著消費貸款和按揭貸款、已然難以招架通膨的相對低收入人群。


 「富人並不太在意物價上漲，而且他們的資產會成長，因為利率上升會帶來更高的回報率，」他說。「這種差距的擴大將是政治不穩定因素。」

<img data-document-id="cms/api/amp/image/AA1B5hXF" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B5hXF.jpg"/>

 在公共廣播公司NHK的最新民調中，對首相石破茂這屆內閣的支持率下滑8個百分點至36%，調查顯示，通膨是選民希望他解決的頭幾號問題之一。


 而對於石破茂來說，夏季大選前的這一局面可不是好事。如果他想讓執政黨有比去年10月大選時更好的表現，就必須證明，他的少數派政府能為選民做更多事情。


 原文標題
 Banks Boom And Shoppers Scrimp a Year After BOJ’s Rate Pivot


 --聯合報導 Lisa Du、Erica Yokoyama、Toru Fujioka.


 更多類似的故事可以在這裡找到。


 ©2025 L.P.

[深度] 日本告別負利率時代一周年：銀行成贏家苦了消費者