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Is Now the Perfect Time to Buy Property in Australia?

Unknown business, investing, investors, real estate, real estate market

Ever since I joined Livewire, one of the frequent queries I've received from acquaintances and relatives is, "Is this a good time to purchase real estate?" Regardless of whether it’s their primary residence or an investment property, buying a house is a significant choice.

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 To evaluate whether it’s better to purchase now or wait, I consulted several industry professionals who helped break down and address this significant question by examining the following aspects:

<ul>
 <li>
 Market timing
 </li>
 <li>
 Affordability
 </li>
 <li>
 Price outlook
 </li>
 <li>
 Property types
 </li>
 <li>
 Geographic insights
 </li>
</ul>
<h2>
 1. Market Timing
</h2>

 Based on insights from real estate market analysts,
 
 Cameron Kusher
 
 The recently implemented interest rate reduction has brought stability to the real estate sector, notably in Sydney and Melbourne, where modest price increases have started to occur. Moving forward, he anticipates additional decreases in interest rates will quicken this pace.

<blockquote>
 
 If you can make your purchase now with ample inventory available and less competition from other buyers, even before interest rates decrease further, this approach likely makes the most sense.
 
</blockquote>

 
 Nathan Smith
 
 , mortgage broker and director of Birdie Wealth, notes that many prospective buyers have been sitting on the sidelines for the past 18 months, waiting for the right moment to enter the market.

<blockquote class="--standout">
 
 “The rate cut was certainly that sign, and we have seen a flood of buyers enter back into the market.”
 
</blockquote>

 Despite ongoing global economic instability,
 
 Melinda Jennison,
 
 The president of REBAA and a buyers' agent notes that Australia's real estate market is distinctly influenced by robust population expansion and a considerable shortage of newly constructed homes.


 
 Evan Thornley
 
 The co-founder and CEO of Longview Property Management also concurs that the primary factor behind rising house prices is population growth. He underscores that "essentially, what you purchase is far more significant than the timing of your purchase."

<blockquote>
 
 If you secure a significant piece of property—a 'RODWELL' (Robust Older Dwelling on Well-Located Land)—its value could readily increase twofold within a decade, even if bought amid a minor market uptick.
 
</blockquote>

 He adds further, "'In the meantime, an average property (such as a gleaming modern skyscraper flat) might not provide significant capital appreciation, regardless of how 'inexpensive' it appears at present.' He then explains that shifts in the trend of interest rates have a far stronger impact — driving purchasers to attempt outpacing future price hikes and sellers to delay listing their properties — which leads to a mismatch between supply and demand, consequently propelling prices higher."


 The agreement is evident — accurately predicting the market at the perfect time is almost unachievable, and present circumstances benefit those prepared to act immediately. This counts as a point in favor of taking action now.

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<h2 class="can-not-delete">
 
 2. Affordability
 
</h2>

 As soon as it was evident that rate increases had stopped, consumer confidence rose, and the sentiment got an additional uplift with the reduction of rates. This underscores the high sensitivity of Australian families to alterations in interest rates.

<blockquote>
 
 "Additional decreases in interest rates would boost borrowing ability—with every 25-basis-point adjustment, this capability can go up by approximately 2% to 2.5%. As individuals have greater access to loans and an increasing number of potential purchasers enter the market, we anticipate improved confidence leading to higher property values," explains Kusher.
 
</blockquote>

 He points out that the crucial question is whether increasing costs will negate these improvements in affordability. At present, he feels this outcome is improbable.


 Conversely, Jennison cautions about the possible drawbacks:

<blockquote>
 
 “Lower interest rates tend to lift buyer sentiment and increase borrowing capacity, making people feel more comfortable taking on debt. However, this can lead to increased demand, especially in supply-constrained markets, which can push prices higher and paradoxically worsen affordability over time.”
 
</blockquote>

 Smith highlights that present borrowing criteria involve substantial cushions, with applicants evaluated based on their capacity to manage loan payments at interest rates above 9%. Nevertheless, reduced interest rates might substantially alter purchase feasibility for numerous potential homebuyers.

<blockquote>
 
 A single or double interest rate reduction could boost their financial capability by anywhere from $30,000 to $100,000, which would definitely provide them with the opportunity to purchase their ideal house.
 
</blockquote>

 This rise in borrowing capacity might indicate that individuals who were once unable to afford the market may now actually get a opportunity to purchase.


 Thornley offers an additional viewpoint: although interest rates significantly affect borrowers with substantial mortgages—primarily first-time homeowners—in contrast, those upgrading properties valued at over $1.5 million generally depend more on their accumulated equity. This implies that these purchasers' capacity to buy new homes hinges more on the appreciation of their present property’s value rather than minor fluctuations in interest rates.


 Overall, this seems to be yet another advantage of purchasing now – as lower interest rates will boost lending ability and likely raise property values.

<h2 class="">
 
 3. Forecasted prices for 2025
 
</h2>

 Therefore, what’s the approach to stay ahead of market indicators? Kushner highlights the significance of monitoring key economic factors such as clearance rates and property prices, alongside the quantity of listings and the speed at which homes are being sold.


 Smith points out the significant demand from purchasers, especially in Sydney, who have been awaiting the ideal moment to buy.

<blockquote>
 
 We view 2025 as the chance for them to seize this opportunity. There has been a rise in inquiries regarding pre-approvals and from first-time buyers, leading us to anticipate that this will boost demand, resulting in higher property values.
 
</blockquote>

 Jennison predicts that property markets characterized by limited availability and comparatively higher affordability, where local purchasers aren’t overly strained financially, stand a greater chance of experiencing steady value increases.


 Thornley is straightforward: "Forecasting home values is an unwise pursuit... nonetheless, present signs point towards modest increases with variations between cities. Regardless, it's essential to concentrate on the fundamental aspects of a particular property over the long term."

<blockquote class="--standout">
 
 Once more, it’s about WHAT you purchase (a quality single property) rather than WHEN you purchase it (attempting to predict the market – including city trends).
 
</blockquote>

 Even though there are some drawbacks, this seems to add another point in the "pro" column.


 Given the information presented earlier, it appears that purchasing a property at this juncture might be advisable if you possess the means to do so. However, everyone understands that deciding to buy is merely part of the solution. Several additional elements come into consideration here.

<h2>
 
 4. Property types
 
</h2>

 Kusher thinks that although reduced interest rates will be advantageous for various kinds of properties, homes—especially those in more expensive regions—are likely to experience the most significant increases in value. This is due to the longstanding preference among individuals to purchase a house over other forms of real estate.


 Instead of concentrating on particular kinds of properties, Smith highlights the significance of grasping local demand. He points out that various regions have distinct requirements when it comes to real estate.

<blockquote>
 
 When discussing different property categories, it often boils down to the dynamics of supply and demand. The number of homes available is restricted, while numerous families urgently aspire to enter this sector.
 
</blockquote>

 I believe that standalone houses and bigger townhomes for those looking to downsize will consistently see high demand," he states. He points out that people buying in regional areas often value more space, whereas purchasers in urban centers might lean towards apartment living.


 Thornley further notes that large apartment complexes frequently sell based on stamp duty concessions or tax deductions for wear and tear rather than their potential as solid investments. "The cost of construction has skyrocketed, and the value of the land in these tower blocks is minimal, which means limited opportunities for appreciation. It’s best to steer clear of them. Additionally, student housing will likely face challenges due to decreases in international student numbers, and many cannot secure financing since they typically fall under 40 square meters, thus offering little room for significant gains," he explains.

<blockquote class="--standout">
 
 In conclusion, the sector that consistently excels is the one that capitalizes on true land shortage.
 
</blockquote>

 Jennison also notes that no particular property type excels in every market since their performance differs based on location.

<blockquote>
 There isn't a universal solution because understanding the specific local markets is crucial. The real estate landscape varies across different regions of Australia.
</blockquote>
<h2>
 
 5. Geographic insights
 
</h2>

 In 2024, the Australian real estate landscape presented contrasting scenarios: cities like Sydney, Melbourne, Hobart, and Canberra saw modest increases, whereas Brisbane, Adelaide, and Perth witnessed substantial price hikes reaching into double digits. As we look ahead to 2025, Kusher anticipates that Brisbane, Adelaide, and Perth will maintain their strong performance, primarily due to constrained availability which sustains high pricing in those regions.

<blockquote>
 
 There’s a high chance they will continue to outshine other markets primarily due to the limited supply of properties currently up for sale.
 
</blockquote>

 Smith observes a change in focus among real estate experts and purchasers, showing heightened interest in Sydney and especially Melbourne. Jennison suggests that although alterations in nationwide interest rates affect every city, localized economic elements like employment expansion, construction initiatives, and residential availability play a more crucial role in determining price fluctuations.

<blockquote class="--standout">
 
 We might still witness a two-tiered market dynamic in 2025.
 
</blockquote>

 She reinforces the view that both Brisbane and Adelaide will keep up their pace:

<blockquote>
 
 Brisbane, specifically, is drawing more focus because of the 2032 Olympics and the accompanying surge in infrastructure development. Despite some recent lagging performance, Melbourne might see a resurgence; however, governmental policies and supply factors continue to pose challenges.
 
</blockquote>

 Thornley also points out that all urban marketplaces operate in cycles, with local elements being the primary influencers on geographical demand. He mentions that many rural regions experienced significant growth during the pandemic period when numerous remote employees moved into these locations (take Byron Bay for instance). However, certain rural zones now confront potential risks since workers are returning to metropolitan centers. Additionally, their economic stability often relies significantly on specific industries such as farming, mining, or hospitality. Should these key sectors encounter difficulties, this could lead to fluctuations in real estate prices.

<blockquote>
 “
 
 If you truly comprehend those local factors, sticking with the major cities along the eastern seaboard—such as Sydney, Melbourne, and Brisbane—is still your safest choice. These locations see rising property values due to their varied economic activities and increasing populations over time.”
 
</blockquote>
<h2>
 
 Is it about finding the perfect timing, or securing the ideal property?
 
</h2>

 As the old saying goes, the ideal moment to invest in real estate was two decades ago. However, it genuinely appears that the second-best time would be right now.


 As interest rates decline, borrowing capabilities increase, and a market previously skewed by lack of supply is poised to reach balance (or possibly overcorrect), this appears to be an opportune moment for buyers that may not present itself again anytime soon.


 It might seem unusual to mention this, especially considering that national home values have reached an all-time high, yet for individuals with certain adaptability, whether it be regarding the kind of property or location, there are still numerous choices available.


 Therefore, conduct thorough research, understand your target market, and concentrate on prime locations with superior quality assets. Everything else is essentially beyond your influence.


 
 Are you considering purchasing a property this year? Share your thoughts in the section for comments down below.
 

<h2>
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</h2>
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Is Now the Perfect Time to Buy Property in Australia?

Unknown business, investing, investors, real estate, real estate market

Ever since I joined Livewire, one of the frequent queries I've received from acquaintances and relatives is, "Is this a good time to purchase real estate?" Regardless of whether it’s their primary r…

Star Entertainment's Fate Tied to Prospective US Buyer

Unknown business, investing company news, investors, news, news media

<img data-document-id="cms/api/amp/image/AA1CkFQn" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1CkFQn.jpg"/>


 The Star Entertainment Group is facing an unclear future as it battles substantial financial difficulties. Struggling to keep things stable, the gambling company experienced the breakdown of a $750 million agreement with an Australian investment firm.


 As its situation becomes increasingly unstable, Star is currently contemplating an acquisition proposal from Bally’s Corporation, a leading U.S. gambling enterprise.


 Sky News
 Reports suggest that this possible agreement might be a vital move for the company’s sustainability, yet numerous factors remain unclear as Star maneuvers through this intricate scenario. The next few weeks will decide if this route presents a resolution or leads to an even more severe fiscal downturn.

<h2>
 Struggling for Cash Flow
</h2>

 Star Entertainment lately advised its shareholders about the pact with
 the Australian investment fund
 The Salter Brothers will no longer go ahead with this arrangement. The agreement involved offloading a 50% share of Brisbane’s Queen’s Wharf district to Hong Kong-based investors, along with securing a $250 million bridging loan.


 Given the growing financial difficulties the company is experiencing, they have been presented with an unexpected $250 million proposal from Bally’s Corporation. This offer seeks to acquire a controlling stake of 50.1% in the firm.


 As per Adam Dawes, who serves as a senior investment advisor at Shaw and Partners, Star's liquidity position is quite precarious, with their cash reserves projected to last for just one or two more weeks.

<div class="nordot-blockquote">
 <blockquote>
 
 Dawes cautioned that they truly need to secure a deal.
 
 </blockquote>
</div>

 highlighting the dire situation Star finds itself in.

<h2>
 The Bally’s Deal and Investor Response
</h2>

 The Bally’s Corporation’s offer comes at a time when Star Entertainment is still grappling with liquidity issues. In January,
 Star’s CEO, Steve McCann
 , revealed that the company had just $78 million left in cash, after burning through $107 million over the previous three months.


 In an effort to raise funds,
 Star Entertainment
 has sold its events space in Sydney for $60 million, although it has yet to receive payment.


 While the potential Bally’s deal could provide a much-needed cash infusion, it may not include the Queen’s Wharf stake, as separate documentation with Hong Kong investors is expected to be finalized shortly.


 Major Star investor and billionaire publican Bruce Mathieson has also agreed to invest more than $50 million into the company if the deal moves forward, offering a temporary boost to the company’s financial standing.


 However, Dawes notes that this injection of funds may not be enough to resolve Star’s long-term challenges. The offer from Bally’s would essentially grant the US company control over the casino operator, but it remains uncertain whether Star’s leadership is ready to accept such a drastic step.

<h2>
 Bally’s Vision for the Acquisition
</h2>

 Bally’s Corporation is reportedly interested in securing all of Star’s assets as part of the acquisition. The company’s CEO,
 Robeson Reeves
 , emphasized that Bally’s aims to keep the properties integrated rather than sell them off piecemeal.

<div class="nordot-blockquote">
 <blockquote>
 
 We think that things tend to operate better if they’re one larger organisation – Reeves explained,
 
 </blockquote>
</div>

 suggesting that this unified approach would lead to better operational efficiencies.


 While Bally’s executives have expressed confidence in their vision for Star’s assets, regulatory hurdles remain. Star’s casino license in New South Wales has been deferred until September 30, with an evaluation of the company’s suitability to retain the license expected within the next six months.


 
 Enjoyed this article?
 
 Subscribe to our free Newsletter
 for engaging stories, exclusive content, and the latest news.


 For more news like this, visit
 en.Econostrum.info/au
 .

Star Entertainment's Fate Tied to Prospective US Buyer

Unknown business, investing company news, investors, news, news media

The Star Entertainment Group is facing an unclear future as it battles substantial financial difficulties. Struggling to keep things stable, the gambling company experienced the breakdown of a $75…

Retirees Watch Economy Closely as Trump's Tariffs Rock Financial Markets

Unknown economics, investors, news, politics, retirement

<img data-document-id="cms/api/amp/slideshow/AA1Ck1Wi" data-reference="slideshow"/>

 When retired school counselor Don Herneisen gets together weekly with his buddies for breakfast at their favourite cozy diner, they frequently discuss economic matters. As financial markets experience turbulence during the presidency of
 Donald Trump
 He revealed his newest tariffs earlier this week, so the likelihood of that subject losing traction is minimal.

<img data-document-id="cms/api/amp/image/AA1Ckb8U" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1Ckb8U.jpg">
 
 "There’s political instability, there’s economic volatility, and when you’re retired, you really dislike unpredictability right now," stated Herneisen, aged 77, as he and his spouse took a break at Union Station.
 Kansas City
 ,
 Missouri
 , when I visited my family on Friday.
 
 
 Global stock markets plunged further downward on Friday after
 China
 responded to Trump’s significant tariff hikes in an intensifying trade conflict. These extensive new taxes, added to earlier duties and retaliatory measures globally, are anticipated to drive up costs for common goods as well.
 
 
 Herneisen, residing in Lancaster, Pennsylvania, along with his spouse, Cathy Herneisen—a 74-year-old former Verizon employee—get by on a combination of their pension, Social Security benefits, and an individual retirement account, also known as an IRA. According to him, they haven't started reducing expenses yet; however, she specified that maintaining their current lifestyle still involves certain cuts.
 
 
 “I'm paying more for items, yet my total expenditure remains unchanged," she explained. "I continue to adhere to my grocery budget, which implies reducing purchases of ready-made meals. Consequently, this impacts those running small businesses selling pre-prepared foods.”
 
 
 They reside in a region with republican leanings within a battleground state, yet both opted not to vote for Trump. He has mentioned that Americans might experience "some discomfort" due to tariffs; however, he believes that the ultimate objectives—such as bringing more manufacturing jobs back to the United States—are worthwhile.
 
 
 Chad NeSmith, who works as a portfolio manager at Tobias Financial Advisors located near Fort Lauderdale in Plantation, Florida, mentioned that they have received numerous inquiries from clients over the past few days, with the number of calls growing particularly on Friday.
 
 
 “
 Fear
 "is really gaining momentum, particularly because of the retaliatory tariff imposed by China," he stated.
 
 
 Neill Smith mentioned that many of his clients were primarily seeking clarification about how they should manage their investment portfolios. "We're handling each case individually," he stated.
 
 
 Neill Smith mentioned that typically, retirees tend to hold slightly lower-risk investments in their portfolios, and with bonds having performed quite well amidst market fluctuations, this strategy seems to be paying off.
 
 
 "The overarching message here is that you must understand your capacity for risk and have a solid financial strategy in place before entering any situation. This will allow you to navigate through the current market fluctuations more effectively," he explained.
 
 
 Colleen Power, a 57-year-old payroll specialist hailing from Kansas City, Missouri, remains optimistic that the market will bounce back before her retirement.
 
 
 We have arranged everything so that survival seems likely," she stated. "Generally speaking, yes, I'm certainly concerned about the nation as a whole. However, personally, I’m not overly stressed about it right now.
 
 
 However, Power, who is a Democrat, still finds the circumstances irritating. "Nothing about this is shocking on any level whatsoever, and all I can do is try my hardest at the local level and hope for the best," she stated.
 
 
 Paul Brahim, an adviser with Wealth Enhancement Group in Pittsburgh, stated, "Uncertainty can be terrifying; the unknown is daunting, and individuals keep posing this question repeatedly: 'Will everything work out for me?'"
 
 
 He mentioned that for someone recently retired, who has not yet begun claiming Social Security benefits and relies solely on the income generated from their investments, seeing those asset values drop significantly within mere days can be "terrifying."
 
 
 However, he stated that if they have adequately prepared, there ought to be reserves available. "There should be funds set aside that we can utilize as we permit that investment strategy to recover," he mentioned.
 
 
 Brahim, who leads the Financial Planning Association, an organisation representing certified financial planners, mentioned that the majority of his clientele possess well-diversified investment portfolios. Reflecting on the past year, these investments have yielded positive outcomes. "Putting things into perspective can be quite helpful when trying to alleviate fears," he remarked.
 
 
 I believe it's crucial for us to step back and halt during times of uncertainty prior to making any modifications to our portfolio," he stated. "Allow the situation to stabilize.
 
 
 ___
 
 
 Stengle provided input for this report from Dallas.
 
 
 The Independent embodies numerous values, frequently doing so distinctively. It maintains independence from political parties and forms its own opinions on contemporary matters. Throughout its existence, The Independent has consistently promoted challenges and discussions. Established in 1986 with the aim of introducing a fresh perspective, it has since initiated various campaigns addressing topics such as the legalization of cannabis and the Final Say Brexit initiative.
 
</img>

Retirees Watch Economy Closely as Trump's Tariffs Rock Financial Markets

Unknown economics, investors, news, politics, retirement

When retired school counselor Don Herneisen gets together weekly with his buddies for breakfast at their favourite cozy diner, they frequently discuss economic matters. As financial markets experien…

2 Actively Managed ETFs That Dominated the S&P 500 in the Past Year

Unknown etfs, investing, investing company news, investing news, investors

<img data-document-id="cms/api/amp/image/AA1xZE3Z" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1xZE3Z.jpg"/>

 Even with the surge in popularity of passive investing, there remains an increasing appetite for actively managed exchange-traded funds (ETFs). Passive investment strategies focusing on index-based ETFs certainly have their appeal due to simplicity, effectiveness, and particularly because they keep expenses minimal. As numerous S&P 500 index ETFs continue pushing down their total expense ratios towards zero, now might be one of the best moments ever to adopt a more hands-off strategy.


 In essence, passively managed ETFs can be somewhat unremarkable and generally fail to captivate investors looking for ways to outperform the overall market. Moreover, actively managed ETFs might struggle to compete with their passively managed peers.


 Nevertheless, the costs associated with numerous actively managed ETFs aren’t excessively steep. Given the excitement of possibly outperforming the stock market each year, I believe certain actively managed ETFs deserve attention, particularly those offering accessible entry points.


 Certainly, relying solely on historical stock or fund performance will not help you identify a winning long-term investment. Regarding actively managed ETFs, even those with outstanding returns usually gravitate towards average performances over time. As such, an ETF that excelled last year cannot be counted upon to maintain its strong track record into this year.


 In either case, should you come across a fund whose approach appeals to you and charges fees below 1%, incorporating an active ETF into your investment mix could prove quite beneficial. This article will look at two actively managed ETFs that outperformed the S&P 500 over the past year and assess their prospects as we enter this fresh year.

<div class="keypoints-box">
 <h3 class="keypoints-header">
 Key Points
 </h3>
 <ul class="keypoints-list">
 <li class="keypoints-item">
 
 A number of Cathie Wood’s ARK funds experienced significant growth last year. Will she be able to maintain this superior performance compared to the S&P 500 throughout 2025?
 
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 <li class="keypoints-item">
 
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<h2>
 Next Generation Internet ETF (ARKW)
</h2>

 Cathie Wood's ARK funds began gaining significant momentum last year, particularly with the
 
 Next Generation Internet ARK ETF
 
 (NYSEARCA:ARKW) saw an impressive increase of almost 50% over the previous year, significantly outperforming the S&P 500, which only managed returns slightly above 20%. Clearly, it’s still early days to determine whether Cathie Wood can consistently stay ahead of the S&P 500 for several more years following what could be considered a prolonged pause.


 It’s easy to envision that the impact of disruptive technologies might further boost market performance. With artificial intelligence and other rising technological advancements fueling the technology and growth sectors, I think Wood's portfolios have the potential to keep benefiting from this trend. Certainly, should we move into an era where tech once again distinguishes itself as superior compared to the broader markets,Wood will likely face significant challenges but also opportunities to demonstrate her prowess.


 Given Wood’s proactive strategy and her enthusiasm for purchasing undervalued assets, she might manage to get an edge over some of the more laid-back technology investment options available. Regardless, her upcoming internet-focused fund, bolstered by last year’s profits from Bitcoin, could potentially make significant strides.
 
 Tesla
 
 (
 NASDAQ:TSLA
 ), and
 
 Coinbase
 
 (NASDAQ:COIN) appears to be gaining significant traction.


 We'll have to wait and see if ARKW can manage another year of outperforming the S&P 500. Should the cryptocurrency market remain robust and Woods continue making savvy moves, it seems likely that the fund’s prospects would look favorable. However, unless you're confident in Woods' strategy and can tolerate fluctuations, holding onto ARKW through 2025 might prove challenging.

<h2>
 The ARK Autonomous Technology & Robotics Exchange-Traded Fund (ARKQ)
</h2>

 In my opinion, the
 
 The ARK Autonomous Technology and Robotics Exchange-Traded Fund (ETF)
 
 (ARKQ) stands out as one of the most exciting parts of the ARK basket, given the rise of autonomous robotaxis, physical artificial intelligence (AI), and increased automation in the workplace. If anything, the ARKQ is the most ready for the next chapter in the AI story.


 Just as anticipated, Cathie Wood’s preferred stock, Tesla, stands out as one of the leading holdings within the ETF, accounting for over 15% of the overall portfolio. This significant investment in TSLA is largely responsible for ARKQ outperforming the S&P 500 substantially; in 2024 alone, it surged almost 40%. Should robotics take center stage in 2025, ARKQ seems primed to keep up this growth trend. However, the key uncertainty lies in whether it will achieve fresh record-breaking levels.


 If I had to place my bets on an ARK fund, it would definitely be the ARKQ. Although I remain somewhat skeptical about whether Cathie Wood has made her return, another year of outperforming the markets might once again draw significant attention, much like it did towards the end of 2020 and beginning of 2021. Is 2025 going to mark the resurgence of actively managed ETFs? Only time will tell what impact novel AI-led advancements will have.

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2 Actively Managed ETFs That Dominated the S&P 500 in the Past Year

Unknown etfs, investing, investing company news, investing news, investors

Even with the surge in popularity of passive investing, there remains an increasing appetite for actively managed exchange-traded funds (ETFs). Passive investment strategies focusing on index-based …

Zambia Accelerates Copper Exploration for 2031 Goals

Unknown business, investing, investors, mining, mining industry

<div class="post-content-wrap has-share-float">
 <div class="post-content cf entry-content content-spacious">
 
 
 Cape Town, South Africa —
 
 Zambia has launched a series of strategic initiatives in 2025 to accelerate copper drilling and meet its target of producing 3.1 million tons per annum by 2031. In February 2025, the country introduced the
 Zambia Integrated Mining Information System
 , a digital platform designed to enhance efficiency and transparency in mining license management. The system is expected to streamline the approval process and help Zambia attract more investors and fast-track exploration.
 
 
 In line with efforts by Zambia to enhance copper exploration, the upcoming African Mining Wee conference and exhibition, taking place from October 1-3 in Cape Town, will provide a platform to showcase lucrative investment opportunities within the country’s upstream industry.
 
 
 
 Government Programs
 
 
 
 To create a more conducive environment for copper drilling, Zambia is implementing several government-led initiatives. In February 2025, the country announced a non-compliance monitoring project, which led to the repossession of over 1,000 mining licenses in 2024 alone.
 
 
 These licenses are now being reallocated to new investors to accelerate exploration efforts and help achieve its 2031 production goal. Zambia has also recorded a 79% increase in mining licenses granted in 2024 compared to 2023, according to the Ministry of Mines and Minerals Development.
 
 
 The government – in partnership with the Geological Survey of Finland – is implementing a nationwide high-resolution aerial geophysical survey to map mineral resources and open new exploration basins. Additionally, the government established the Zambia Minerals Investment Corporation Limited, a special-purpose vehicle to facilitate joint venture investments in exploration, production and mineral processing.
 
 
 On January 16, 2025, the nation entered into an accord with Saudi Arabia aimed at boosting human resource growth, advancing technological exchange, and fostering investment in copper extraction and processing activities. Additionally, governmental efforts have been crucial in reviving dormant mining ventures such as those seen at Mopani and Konkola Copper Mines, thereby opening up fresh prospects for mineral discovery.
 
 
 
 Private Sector Contributions
 
 
 
 The private sector is also playing a role in expanding Zambia’s copper drilling efforts. In January 2025,
 Barrick Gold
 stated its intentions to employ a fresh exploration permit in Northern Zambia and proceed with drilling activities at Lumwana, aligning with their dedication to achieving Zambia’s production target for 2031.
 
 
 The UK-based
 Jubilee Metals Group
 Several drilling initiatives are being carried out by the company to foster expansion at its Roan and Sable Refinery locations. Meanwhile, Handa Resources—a partnership between Arc Minerals and Anglo American—commenced drilling activities over three recently sanctioned permits in Zambia back in January 2025.
 
 
 As Africa’s premier mining investment platform, African Mining Week will bring together key stakeholders, government officials and global investors to discuss and optimize opportunities within Zambia’s copper exploration and production industry.
 
 </div>
</div>
Provided by SyndiGate Media Inc. (
Syndigate.info
).

Zambia Accelerates Copper Exploration for 2031 Goals

Unknown business, investing, investors, mining, mining industry

Cape Town, South Africa — Zambia has launched a series of strategic initiatives in 2025 to accelerate copper drilling and meet its target of producing 3.1 million tons per annum b…

3 Top Dividend Stocks for Unending Growth in Passive Income

Unknown investing, investing business news, investing top stocks, investors, stocks

<img data-document-id="cms/api/amp/image/AA1C7Yxm" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1C7Yxm.jpg"/>

 
 Buying high-quality dividend stocks is a great way to collect passive dividend income. The best ones increase their dividends each year, and they can help you more than offset the impact of inflation over the long run.
 


 
 
 Federal Realty Investment Trust
 
 
 
 
 (NYSE: FRT)
 
 ,
 
 
 
 NNN REIT
 
 
 
 
 (NYSE: NNN)
 
 , and
 
 
 
 Essex Property Trust
 
 
 
 
 (NYSE: ESS)
 
 have elite records of growing their dividends. The real estate investment trusts (
 
 
 REITs
 
 
 ) have all delivered 30 or more years of consecutive annual dividend growth and should be able to continue increasing their higher-yielding payouts in the decades ahead, making them great stocks to buy for dividend income that could steadily rise throughout your lifetime.
 


 
 Start Your Mornings Smarter!
 
 Wake up with
 
 Breakfast news
 
 in your inbox every market day.
 
 
 Sign Up For Free »
 
 

<h2>
 
 Dividend royalty
 
</h2>

 
 In August 2024, Federal Realty Investment Trust increased its dividend for the first time since then, continuing its track record to 57 successive years of raising dividends. This makes their streak the longest within the REIT industry, thus qualifying Federal Realty as a
 
 
 Dividend King
 
 
 , a business entity with 50 or more employees
 
 
 years of
 
 
 annual dividend increases. The
 
 
 retail REIT
 
 
 currently has a dividend yield of 4.5%, well above the
 
 S&P 500
 
 's 1.3% yield.
 


 
 One major factor behind Federal Realty’s capacity to continually boost its dividend is its emphasis on quality rather than sheer volume. This corporation manages 102 open-air shopping complexes and mixed-use developments encompassing 27 million square feet of retail space along with 3,100 residential units.
 
 
 A significantly more compact collection compared to the industry frontrunner.
 
 
 It specifically concentrates on acquiring assets in the innermost suburban rings surrounding large metropolitan areas due to their high concentration of extremely wealthy customers.
 


 
 Federal Realty regularly allocates funds for enhancing its property portfolio. This includes finishing renovation initiatives at current locations to draw better-quality renters or incorporate residential spaces. Additionally, they plan to dispose of less desirable assets.
 
 
 recycle that capital
 
 
 This emphasis on excellence has allowed Federal Realty to produce more consistent rental income that has progressively increased over time, even against the challenges faced by numerous retailers.
 

<h2>
 
 Hitting another dividend milestone
 
</h2>

 
 NNN
 
 
 Last year, REIT announced its 35th successive yearly hike in dividends. Fewer than eighty publicly listed firms, along with just two additional REITs, have achieved this feat. The company’s dividend currently offers a yield of 5.5%.
 


 
 NNN REIT similarly concentrates on acquiring retail properties. Nonetheless, it deals with a distinct category of assets: single-tenant buildings.
 
 
 net lease
 
 
 buildings. Net leases supply
 
 
 consistent rental revenue since the occupant manages all operational costs associated with the property, such as regular upkeep, property taxes, and structure insurance. This steady stream of rent ensures a reliable foundation for dividend payments.
 


 
 The firm maintains a comparatively modest dividend payout ratio as a REIT, below 70% of its fundamental earnings.
 
 
 funds from operations
 
 
 this year. That enables it to retain meaningful free cash flow to fund new income-generating retail property investments, to the tune of about $200 million this year. It typically acquires properties from existing retail tenants in
 
 
 sale-leaseback transactions
 
 
 That approach furnishes those retail companies with funds to keep growing their presence, thereby generating potential buyout prospects in the future.
 
 
 NNN
 
 
 REIT.
 

<h2>
 
 Focused on the West Coast
 
</h2>

 
 Essex Properties Trust recently increased its dividend, extending its streak to 31
 
 
 straight
 
 
 years. The
 
 
 residential REIT
 
 
 has raised its payout by a cumulative 516% since its initial public offering in 1994. The landlord's dividend payment currently yields 3.4%.
 


 
 The company focuses on owning apartment communities in coastal markets along the West Coast. These markets benefit from strong and growing demand for rental housing. Meanwhile, the long and complex entitlement process to build new homes tends to constrain supplies. These factors keep occupancy levels high and drive above-average rental growth rates.
 


 
 Essex Properties enhances its growth
 
 
 rate
 
 
 by acquiring new apartment communities and funding development projects. It will also invest in structured financings such as
 
 
 preferred equity
 
 
 and mortgage debt secured by multifamily communities in its core markets to generate additional income. These investments add to its growing rental income, enabling it to continue raising
 
 
 the dividen
 
 
 d.
 

<h2>
 
 Durable dividend growth stocks
 
</h2>

 
 Federal Realty, Essex Property, and
 
 
 NNN
 
 
 REIT have increased their dividends
 
 
 each year for more than
 
 
 three decades.
 
 
 Their focus on a specific property type or market is a key contributor to their success, and their expertise and conservative approach have enabled them to continue growing through
 
 
 a variety of
 
 
 market conditions. As long as they don't deviate from their winning strategies, these REITs should be able to continue supplying investors with a growing stream of passive income in the decades ahead.
 

<h2>
 Should you invest $1,000 in Federal Realty Investment Trust right now?
</h2>

 Before you buy stock in Federal Realty Investment Trust, consider this:


 The
 Motley Fool Stock Advisor
 analyst team just identified what they believe are the
 
 10 best stocks
 
 for investors to buy now… and Federal Realty Investment Trust wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.


 
 
 Consider when
 
 Nvidia
 
 made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation,
 
 you’d have $664,271
 
 
 !*
 
 
 


 
 
 Now, it’s worth noting
 
 
 
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 163%
 
 
 for the S&P 500. Don’t miss out on the latest top 10 list, available when you join
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 .
 
 


 
 See the 10 stocks »
 


 
 *Stock Advisor returns as of April 1, 2025
 


 Matt DiLallo
 The Motley Fool does not hold any shares in the stocks discussed. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a
 disclosure policy
 .

3 Top Dividend Stocks for Unending Growth in Passive Income

Unknown investing, investing business news, investing top stocks, investors, stocks

Buying high-quality dividend stocks is a great way to collect passive dividend income. The best ones increase their dividends each year, and they can help you more than offset the impact of infla…

알쏭달쏭 암호화폐 투자? 업비트가 ‘깜깜이 거래’를 멎게 한다!

Unknown business, investing, investing business news, investors, korean

200여 개의 가상 자산 산업 카테고리를 포함하여 "다양한 포트폴리오로 투자를 할 수 있게 되었습니다."
 
 
 시장의 명확함과 효율성을 높이면서... 섹터와 전략 등을 포함하는 여러 가지 인덱스를 제공합니다.
 
 


 
 주식 시장에서 산업군 구분은 효과적인 투자의 출발점이라고 여겨진다. 이러한 산업군별 분류 덕분에 투자자는 다양한 부문으로 자금을 배분하여 위험을 줄일 수 있고, 개별 주식에 대한 투자가 이루어질 경우 해당 산업의 평균 성과와 대조적으로 검토 가능하다.
 


 
 SK하이닉스의 주식 시장 투자를 검토 중이라면 동일 업계 내 기업인 삼성전자의 성적이나 반도체 업계 전체의 평균치를 참고하는 것이 도움될 수 있습니다. 그러나 단순히 반도체 한 가지 업종에 집중하기 보다는 다양한 섹터로 자금을 배분하여 리스크를 낮추는 것도 좋은 전략입니다. 예컨대 AI나 생명과학 등의 다른 영역에도 관심을 가져보세요.
 


 <img data-document-id="cms/api/amp/image/AA1BgS6g" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1BgS6g.jpg"/>


 
 가상자산 시장에서는 산업군 구분도 가능합니다. Upbit은 2018년에 국내 가상자산 거래소 가운데 처음으로 가상자산 분류 체계(UBCS)를 도입하여 투자자의 기본 정보 소스로서 활용되고 있습니다.
 


 
 예를 들어 렌더토큰(RNDR)에 투자하려면 AI와 유사하게 작동하는 오션프로토콜(OCEAN), 뉴메레르(NMR) 등을 고려해 볼 수 있습니다. 또한 IoT(사물인터넷), 스토리지 등의 다른 범주와도 대조해 보는 것이 좋습니다. 투자자가 어떤 카테고리를 포함하는 자산을 구매하고자 할 때, 업비트의 가상화폐 분류 시스템을 활용하여 쉽게 파악할 수 있습니다.
 


 
 업비트는 지난 6월 신속하게 변동하는 암호화폐 시장을 따라잡기 위해 분류체계를 크게 손보았다. 이용자 관점에서 접근하여 더 이용하기 쉬운 방식으로 재구성하였고, 이로써 업비트가 지원하는 200종이 넘는 모든 암호화폐를 정리한 점이 눈에 띈다.
 


 
 분류 시스템은 주요 세 단계로 구분되며 이는 대분류(5가지), 중분류(15가지), 그리고 소분류(31가지)입니다. 대분류에는 ▲기반시설, ▲스마트 계약 플랫폼, ▲디파이(DeFi), ▲문화 및 엔터테인먼트, ▲밈(Meme) 등이 포함됩니다. 예컨대, 칠리즈(CHZ)의 경우 대분류에서는 '문화와 엔터테인먼트' 부문이며, 중분류에서 보면 '팬 토큰', 그리고 소분류에서는 '스포츠' 분야에 해당합니다.
 


 
 다양한 소스의 정보를 사용하여 두나무는 분류 정확성을 증가시켰습니다. 각각의 프로젝트 백서, 그리고 해당 프로젝트 또는 재단의 홈페이지 및 공식 블로그를 주요 자료로 활용하였고, 또한 믿을 만한 조사기관으로부터 수집된 포털 사이트의 키워드 검색 횟수와 매월 활성 이용자 수(MAU) 등의 시장 관련 지표들도 이용했습니다.
 


 
 업비트는 새로운 분류 시스템 도입과 동시에 이 기반의 '업비트 섹터지수(Upbit Sector Index)'를 론칭했습니다. 이러한 섹터 지수는 이용자의 주요 용도에 따라서 암호화폐들을 그룹핑하고, 동일한 용도를 갖춘 암호화폐들로만 이루어져 있습니다.
 


 
 투자자가 업비트 섹터지수를 활용하면 비슷한 용도로 쓰이는 암호화폐들을 손쉽게 비교하고 분석할 수 있습니다. 또한, 어떤 섹션이 오르거나 내리는지를 보고 수익률도 추적 가능합니다. 이 분류체계는 주간 모니터링을 거쳐 매 달 조정되고, 시장 변화에 따라 겨우마다 수정됩니다. 특정 암호화폐가 포함되거나 제외되는 것은 월 단위로 이루어집니다. 더불어 업비트에서는 다른 여러 가지 인덱스들도 발표하는데, 그 예시로는 테마인덱스, 전략인덱스, 마켓 인덱스 그리고 Fear & Greed 지수가 있습니다. 이러한 모든 정보들은 UBCI 홈페이지에서 찾아볼 수 있습니다.
 


 
 김대현 두나무 최고데이터책임자(CDO)는 "기존 금융 시장과 마찬가지로 가상 자산 시장에서도 시장을 더욱 투명하고 효과적으로 만들기 위해서는 정확한 가치평가와 청사진을 수립하고 적절히 분류해야 한다"면서 "업비트의 가상 자산 분류 방식이 투자자가 자신의 포트폴리오를 구성할 때 위험을 더 잘 관리하는데 기여하길 바란다"라고 밝혔습니다.
 


 생활경제부
 
 ⓒ스포츠경향(
 https://sports.khan.co.kr
 ), 무단으로 내용을 옮기거나 배포하는 것을 금합니다.
 


 <div class="related_art_khan">
 <h3>
 
 주요기사
 
 </h3>
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 “팬 여러분, 재정 지원해주세요” 이젠 김수현 사칭 틱톡 계정까지
 </li>
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 이희진, 윤은혜를 폭행하지 않았다고 말한다: '베복' 왕따 논란에 직접 목소리 내다
 </li>
 <li>
 '마약 사용' 경력의 돈스피커, 석방된 이후 최근 소식은 무엇인가요?
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 이시영, 결혼 8년 후 이별...동일날 업로드한 SNS 이미지
 </li>
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 유족 "조의금을 모두 기부할 계획입니다...휘성을 마지막으로 보낼 수 있어 감사합니다"
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 '폭삭' 아이유, 실제 음주 촬영 "진짜 주량... 분장 아냐"
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 문가비의 아들, 정우성이 유산을 물려줄 가능성이 높다 "확실하다..."
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 "심야 회식 비용도 내가 지불한다" - 서장훈, 700억 부자로서 당당하다 (나불나불)
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 유연석과 이하늬를 뛰어넘을 '탈세왕'이 되는 것인가?
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알쏭달쏭 암호화폐 투자? 업비트가 ‘깜깜이 거래’를 멎게 한다!

Unknown business, investing, investing business news, investors, korean

200여 개의 가상 자산 산업 카테고리를 포함하여 "다양한 포트폴리오로 투자를 할 수 있게 되었습니다." 시장의 명확함과 효율성을 높이면서... 섹터와 전략 등을 포함하는 여러 가지 인덱스를 제공합니다. 주식 시장에서 산업군 구분은 효과적인 투자의 출발점이라고 여겨진다. 이러한 산업군별 분류 덕분에 투자자는 …

Taipan Boy Thohir dan Prajogo Pangestu Buruan Beli Saham saat IHSG Naik-Turun

Unknown business, investing, investing business news, investors, news

, JAKARTA — Sekitar dua minggu setelah bertemu dengan Presiden Prabowo Subianto di Istana Kepresidenan, para konglomerat dalam negeri memulai gerakan mereka dengan mengadakan transaksi saham di pasar modal walaupun Indeks Harga Saham Gabungan (IHSG) tengah menunjukkan fluktuasi yang signifikan.


 Baru-baru ini, pembelian besar-besaran saham telah dijalankan oleh Garibaldi Thohir yang lebih dikenal sebagai Boy Thohir bersama dengan Grup Barito Prajogo Pangestu.


 Kedua konglomerat itu terdaftar sebagai bagian dari elit bisnis nasional yang berpartisipasi dalam pertemuan dengan Presiden Prabowo Subianto pada tanggal 6 dan 7 Maret 2025.


 Secara personal maupun melalui perusahaannya yakni PT Trinugraha Thohir (TNT), Garibardi Thohir mengembangkan kehadiran mereka di lantai bursa dengan membeli saham dari PT Adaro Andalan Indonesia Tbk. (AADI) yang mencapai jumlah keseluruhan 7,3 juta saham.


 Pemimpin utama dari PT Alamtri Resources Indonesia Tbk. (ADRO) menyampaikan bahwa pembelian pada saat fluktuasi IHSG sedang meningkat dilakukan berdasarkan kepercayaan akan dasar-dasar ekonomi nasional serta kinerja operasional perusahaannya.


 Maka Boy menyampaikan bahwa penurunan indeks saham lokal belakangan ini bukanlah alasan bagi para investor dan pemain pasar untuk menahan diri dari ekspansi pada portofolio mereka di bursa efek.

<div class="baca-juga">
 <table>
 <tr>
 </tr>
 </table>
</div>

 Tren pelemahan harga saham-saham idealnya dimanfaatkan oleh para investor untuk melakukan aksi pembelian atau menambah kepemilikan saham. Terlebih, saham dari emiten domestik memiliki kinerja keuangan yang cukup positif.


 Tingginya volatilitas di pasar modal itu tecermin lewat gerak IHSG. Merujuk data RTI Business, IHSG merosot 7,11% dalam sebulan terakhir. Bahkan pada perdagangan Selasa (18/3/2025), IHSG sempat menyentuh level pembukaan perdagangan sementara atau
 
 trading halt
 
 karena ada penurunan sebesar 5% mencapai level 6.146,91 dalam terjun bebas ke bawah.


 Selain membeli saham secara individu, perusahaan di bawah kepemimpinan Boy Thohir yakni PT Alamtri Resources Indonesia Tbk. (ADRO), juga menjalankan program pembelian kembali sahamnya sendiri (
 
 buyback
 
 yang dihasilkan oleh perusahaan.


 Aksi
 
 buyback
 
 Saham tersebut mengikuti aturan Pasal Pengambilan Kembali Saham yang Dimiliki oleh Perusahaan Publik dalam Peraturan Otoritas Jasa Keuangan No. 29 dari tahun 2023. Persetujuan tambahan untuk hal ini pun sudah diberikan oleh para pemilik saham saat Musyawarah Anggota Pemegang Saham Tahunan (MAPST) di tahun 2024.

<div class="tradingview-widget-container">
 <div class="tradingview-widget-copyright">
 
 Adaro Energy Tbk. - TradingView
 
 </div>
</div>

 Pada saat yang sama, Prajoko Pangestu mengampanyekan peningkatan kepemilikannya pada saham PT Barito Renewables Energy Tbk. (BREN), dengan pembelian terakhir sebanyak 1,77 juta saham BREN.


 Berdasarkan data yang tersedia, Prajogo diketahui telah melakukan pembelian sebesar 1,77 juta saham BREN pada tanggal 18 Maret 2025 dengan harga Rp4.987 per saham ketika saham BREN mengalami penurunan hingga 11,79%. Akibatnya, investasi ini membutuhkan dana dari Prajogo senilai Rp8,82 miliar.


 "Transaksinya bertujuan sebagai investasi pribadi," demikian tertulis dalam laporan terbuka oleh Corporate Secretary BREN Merly pada hari Rabu (19/3/2025).


 Prajoko juga sudah rajin membeli saham BREN sebelumnya. Misalnya pada tanggal 4 Maret 2025, dia melakukan pembelian 1,3 juta saham BREN dengan hargaRp6.077 setiap saham. Sementara itu, bulan sebelumnya, tepatnya pada 25 Februari 2025, Prajoko telah mengakuisisi 1,5 juta saham BREN di harga Rp6.272 tiap saham.


 Secara keseluruhan, Prajogo sudah mengakuisisi 4,57 juta saham BREN selama tahun 2025 yang sedang berlangsung. Pembelian saham BREN oleh Prajogo pada tahun ini dilakukan dengan harga antara Rp4.987 hingga Rp6.272 untuk setiap sahamnya.


 Kepemilikan saham Prajogo di BREN pun kian menebal menjadi 135,45 juta atau porsi 0,1% dengan status kepemilikan saham langsung.

<div class="baca-juga">
 <table>
 <tr>
 </tr>
 </table>
</div>

 Selain itu, Prajogo Pangestu tercatat telah menjual sebagian sahamnya di PT Chandra Asri Pacific Tbk. (TPIA) untuk menambah saham beredar alias
 
 free float
 
 saham emiten petrokimia itu di lantai bursa.


 Legal & Corp. Secretary General Manager PT Chandra Asri Pacific Tbk. (TPIA) Erri Dewi Riani melaporkan bahwa Prajogo Pangestu menjual 23.205.400 saham TPIA pada periode 3—7 Maret 2025. Transaksi penjualan itu dilakukan pada harga rata-rata Rp7.217 per saham.


 Apabila dikalkulasi, Prajogo Pangestu mengantongi dana hasil penjualan saham TPIA sebesar Rp167,47 miliar.


 "Objektif dari aktivitas ini adalah meningkatkanصند
 
 free float
 
 ," menulisnya dalam laporan transparansi tersebut, seperti dilaporkan Sabtu (8/3/2025).


 Setelah melakukan transaksi itu, jumlah saham yang dimiliki Prajogo Pangestu secara langsung di TPIA berkurang dari 4.377.679.764 saham (5,06%) menjadi 4.354.474.364 saham (5,03%).

<h2>
 Pertemuan Taipan dengan Prabowo
</h2>

 Seperti diberitakan
 
 Bisnis
 
 , Prajogo Pangestu memberikan tanggapan setelah ikut serta dalam pertemuan dengan Presiden Prabowo bersama sejumlah pengusaha terkemuka di Indonesia.


 "Semua [pesannya] bagus. Indonesia
 
 corporated
 
 ," ujarnya, Jumat (7/3/2025).


 Prajogo pun menyebutkan bahwa Prabowo menekankan pentingnya kerjasama dari seluruh pihak, termasuk para pengusaha.


 Pada saat yang sama, Boy Thohir mengklaim bahwa dirinya sudah memberikan dukungan kepada pasar saham setelah indeks Harga Saham Gabungan (IHSG) baru-baru ini terus merosot.


 Boy menyatakan bahwa perusahaannya beserta beberapa pihak pebisnis di bursa saham sudah melaksanakan beragam tindakan korporasi guna mendorong pemulihan performa indeks harga saham gabungan (IHSG) yang sempat terpuruk karena serangkaian faktor negatif dari persepsi pasar.


 <img data-document-id="cms/api/amp/image/AA1Bgxd4" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1Bgxd4.jpg"/>


 Yang dia lakukan tersebut, menurut Boy, telah diberitahu ke Presiden Prabowo Subianto pada hari kamis (6/3/2025) kemarin malam saat pertemuan dengan tujuh pengusaha besar nasional lainnya.


 Sama seperti yang telah saya sampaikan kepada Bapak Presiden saat bertemu pada hari Selasa lalu bersama dengan beberapa kawan-kawanku.
 
 capital market
 
 Jadi ketika harga saham anjlok, kami pun terpengaruh.
 
 support
 
 , kan ada
 
 buyback
 
 apa saja secara langsung
 
 rebound
 
 ," katanya ketika ditanyai oleh para jurnalis yang bertemu dengannya di Kompleks Istana Presiden, Jakarta, pada hari Jumat, 7 Maret 2025.


 Saudara kandung dari Menteri BUMN Erick Thohir mengatakan bahwa tindakan yang dia lakukan adalah wujud dari gotong royong.


 Di sisi lain, Boy juga menyatakan bahwa para pelaku bisnis dalam negeri akan mendukung berbagai program utama pemerintah Prabowo di setiap lapangan usaha. Ini mencakup mulai dari Program Makanan Bernutrisi Gratis (MBG) dan sebagainya.
 
 sovereign wealth fund
 
 (SWF) baru RI, Daya Anagata Nusantara (Danantara).


 Andalan, Makanan Bernutrisi Gratis, perumahan terus saja kami seluruh pebisnis dan Kadin mendukung.
 
 support
 
 "karena hal tersebut sangat baik bagi Indonesia," jelasnya.

Taipan Boy Thohir dan Prajogo Pangestu Buruan Beli Saham saat IHSG Naik-Turun

Unknown business, investing, investing business news, investors, news

, JAKARTA — Sekitar dua minggu setelah bertemu dengan Presiden Prabowo Subianto di Istana Kepresidenan, para konglomerat dalam negeri memulai gerakan mereka dengan mengadakan transaksi saham di …

Stock Market Woes Are Only Beginning: Discover How We're Undermining Global Economic Growth

Unknown equities, financial markets, investors, news, stocks

<img data-document-id="cms/api/amp/image/AA1CbcgI" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1CbcgI.jpg"/>

 The stock market was slumping after President Donald Trump made his
 tariff announcement
 To put it plainly, things were even more dire than investors had anticipated, and now they must determine the implications for stock prices for the remainder of 2025.


 On Wednesday, during the "Freedom Day" celebration at the White House Rose Garden, President Donald Trump declared reciprocal tariffs. He stated that a base tariff of 10% would apply universally; however, specific nations would also face extra "reciprocal" duties. These new taxes seem to add onto previously mentioned levies for automobile imports and from China. As anticipated, car imports will incur a tax rate of 25%.


 The SPDR S&P 500 exchange-traded fund decreased by 2.2% during post-market hours. It appears that the reciprocal tariffs along with the 10% base tariff might be responsible for this decline. Additionally, the Roundhill Magnificent Seven ETF fell by 2.4%.


 "President Trump has concluded his tariff address at the White House, and according to Wedbush analyst Dan Ives, these new tariffs are 'even worse than what the market had anticipated as the worst-case scenario,' " he notes.


 There is cause for optimism. The S&P 500 has dropped approximately 8% from its recent peaks, encapsulating much negative information. Should conditions improve on Thursday, investors ought to monitor the 5750 mark during an upturn. Surpassing this threshold "would definitely bolster the argument that the most severe part of the correction may have passed," according to experts.
 Jason Browne
 , who leads the Texas-based investment advisory firm Alexis Investment Partners, expresses optimism that Wednesday signifies the market moving beyond "peak uncertainty."


 However, the drawback is also significant, with 5500 possibly serving as the next support level. Regardless, the announcement indicates that volatility is here to stay, according to
 Venu Krishna
 The chief U.S. equity strategist at Barclays has noted several uncertainties following tariff implementations, including potential retaliations, rising inflation levels, shifts in consumer expenditure patterns, and changes in industrial output figures. Recently, Krishna revised downward his forecasted earnings per share for the S&P 500 in 2025 from $271 to $262 and continues to scrutinize various situations that might erase all projected profit increases anticipated for 2025.


 Krishna remains optimistic regarding large technology stocks despite the current climate. The price-to-earnings (PE) multiples for companies like Apple, Amazon.com, Alphabet, Meta Platforms, Microsoft, and Nvidia have dropped to around 24 times their earnings, which represents a decline of approximately 25% from their most recent high point at 32 times. This makes the tech industry an attractive refuge. According to Krishna, as long as technological profits keep expanding, "where better could one seek shelter should circumstances deteriorate?" he questions pointedly.


 However, they aren’t performing well during after-hours trading. Apple has seen a drop of 6.1%, Amazon.com is down by 5.1%, Alphabet has decreased by 3.3%, fell by 4.6%, Microsoft has slipped by 2%, Nvidia’s value has reduced by 4.9%, and Tesla has plummeted by 5.8%.


 Apart from sector rotation, some Wall Street analysts remain cautiously upbeat even with the decline on Wednesday. "We should avoid completely avoiding risks or moving entirely to cash strategies that limit potential gains," states Arnim Holzer, Global Macro Strategist at Easterly EAB Risk Solutions.


 Nevertheless, the likelihood of things going terribly awry remains substantial, as Holzer admits. He characterizes this situation as a "fabricated emergency," implying that it could either be swiftly resolved or escalate further.


 Mutual tariffs provide opportunities for discussions yet they also pave the way for increased suffering and unpredictability, states Adam Hetts, who leads multi-asset strategies globally at Janus Henderson Investors. "The imposition of substantial duties on an individual nation-to-nation level indicates 'a negotiation strategy,' keeping investors edgy indefinitely," he notes. "Despite witnessing this administration’s unexpectedly robust endurance against market distress, the crucial issue remains: How far can their resilience stretch when faced with genuine economic hardship during these talks?"


 Up until now, the impact has primarily affected sentiment indicators; however, this situation could evolve. As Nigel Green, CEO of deVere Group, articulates, "This is how you undermine the global economic powerhouse while professing to boost it." Trump is dismantling the post-World War II framework that contributed significantly to prosperity for both the U.S. and the globe, all executed with an audacious sense of assurance.


 A quality that appears to be missing at present.


 Send your letter to Al Root
 allen.root@dowjones.com

Stock Market Woes Are Only Beginning: Discover How We're Undermining Global Economic Growth

Unknown equities, financial markets, investors, news, stocks

The stock market was slumping after President Donald Trump made his tariff announcement To put it plainly, things were even more dire than investors had anticipated, and now they must determine th…

Saham Ditahan, IHSG Jatuh Drastis: Ini Alasannya

Unknown business, financial markets, investors, news, stocks

<img data-document-id="cms/api/amp/video/BB1lHSrU" data-reference="video"/>

 
 , JAKARTA –
 
 Bursa Efek Indonesia (BEI) menangguhkan sementara transaksi pada hari Selasa (18/3/2025) pukul 11:19:31 WIB.


 Penahanan itu terjadi usai IHSG merosot drastis sebesar 5,02% sampai pada titik 6.146.


 
 Sentimen Internasional dan Dalam Negeri Menekan Indeks Harga Saham Gabungan (IHSG)
 


 Maximilianus Nicodemus, Associate Direktur di Pilarmas Investindo Sekuritas, menyatakan bahwa penurunan Indeks Harga Saham Gabungan (IHSG) disebabkan oleh beberapa faktor negatif, yang berasal dari dalam dan luar negeri.


 Sejumlah hal yang patut dicermati meliputi peningkatan tensi geopolitis, seperti pernyataan Presiden Rusia Vladimir Putin tentang konflik berselanjutnya, dan juga pembatasan bea masuk tambahan dari Uni Eropa terhadap Amerika Serikat, sebut Nico saat memberikan klarifikasi pada wartawan, hari Senin itu.


 Di samping itu, ketakutan akan kemungkinan resesi di Amerika Serikat pun makin bertambah, yang dengan demikian berdampak pada keyakinan para pemodal dalam pasar global.


 
 Keajaiban Ramadhan, Menjaga Kesabaran Selama Berpuasa di Bab 18: Dari Tahmid hingga Syukur
 


 
 Dampak Kondisi Fiskal Indonesia
 


 Secara lokal, Nico mengkritisi performa Anggaran Pendapatan dan Belanja Negara (APBN) yang menunjukkan bahwa pendapatan pajak turun sebesar 30% pada dua bulan awal tahun ini, sedangkan defisitnya menyentuh angka Rp31,2 triliun.


 "Kondisi saat ini menciptakan ketakutan bagi para pemodal tentang kenaikan risiko fiskal di Indonesia. Sebagai akibatnya, sebagian besar pedagang cenderung berpindah investasinya menuju aset yang lebih aman dengan tingkat pengembalian tetap, seperti surat utang," jelasnya.


 
 Pasar Hemat di Kantor Pos, Harga Beras Rp 60 Ribu untuk Setiap 5 Kg dan Minyak Kelapa Rp 14.700 Per Liter
 


 
 Kebijakan Pemerintah Dipertanyakan
 


 Ekonom dari Universitas Paramadina, Wijayanto Samirin, menunjukkan hubungan antara penurunan Indeks Harga Saham Gabungan (IHSG) dengan sejumlah keputusan pemerintah yang dinilai sebagai langkah-langkah tak realistis serta kurang didukung oleh analisis teknis yang memadai.


 "IHSG mengalami penurunan karena performa APBN bulan Februari yang belum memuaskan dan prediksi kondisi fiskal yang sulit hingga tahun 2025. Di samping itu, ketidakpastian dalam keputusan pemerintahan juga memberikan tambahan beban pada pasar," katanya.


 Menurut dia, peningkatan jumlah kasus suap berukuran raksasa di tanah air ini turut menggerogoti keyakinan para pemodal asing.


 Keenggananan semakin bertambah seiring munculnya demonstrasi menentang penyempurnaan UU Tentara Nasional Indonesia dan ancaman pengurangan peringkat kredit negara ini.


 "Masalah-masalah itu menyebabkan para investor menjadi lebih berhati-hati dan memutuskan untuk mengalihkan dana mereka dari bursa saham," tambahnya.


 
 (*)

Saham Ditahan, IHSG Jatuh Drastis: Ini Alasannya

Unknown business, financial markets, investors, news, stocks

, JAKARTA – Bursa Efek Indonesia (BEI) menangguhkan sementara transaksi pada hari Selasa (18/3/2025) pukul 11:19:31 WIB. Penahanan itu terjadi usai IHSG merosot drastis sebesar 5,02% sampai p…

Menaker Yassierli: Eks Karyawan Sritex Resmi Terima Kontrak Baru dari Investor Baru

Unknown business, employees, investing company news, investors, news

<img data-document-id="cms/api/amp/image/AA1B5X0b" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1B5X0b.jpg"/>

 
 
 
 
 ,
 
 
 Sukoharjo
 
 
 - Menteri Ketenagakerjaan (Menaker) Yassierli mengungkapkan eks karyawan PT Sri Rejeki Isman Textile Tbk. (
 Sritex
 ) yang terkena pemutusan hubungan kerja (
 PHK
 ) telah menandatangani kontrak kerja dengan investor baru, Senin, 17 Maret 2025.


 Hal itu disampaikan Yassierli seusai berkunjung ke PT Sritex di Kabupten Sukoharjo, Jawa Tengah, Senin, 17 Maret 2025.


 "Hari ini terkonfirmasi telah dilakukannya penandatanganan kontrak kerja untuk bekerja kembali, eks pekerja Sritex Grup dengan
 investor
 ," ujar Yassierli kepada wartawan.


 Menurut Yassierli, penandatanganan kontrak kerja bagi eks karyawan Sritex dengan investor ini tidak lepas dari peran Tim Kurator untuk membuka kembali operasional PT Sritex grup.


 "Sehingga dengan sendirinya terbuka juga peluang kesempatan bagi eks pekerja Sritex grup untuk bekerja," katanya.


 Yassierli menilai kembalinya beroperasinya Sritex dengan investor baru merupakan kolaborasi berbagai pihak.


 "Alhamdulillah, kemajuan yang menakjubkan ini terjadi. Saya juga sangat berterima kasih karena sebuah kerjasama luar biasa dapat menyaksikan semua ini secara langsung," katanya.


 Namun, Yassierli enggan menyebutkan siapa saja para investor baru yang tertarik untuk menghidupkan kembali operasional aset Sritex setelah kebangkrutan. "Data-nya ada. Kami akan merilis data tersebut segera," ujarnya.


 Mengenai pertanyaan tentang kapan mantan pegawai Sritex tersebut akan memulai pekerjaannya lagi, Yassierli mengarahkan hal itu ke pihak investor.


 "Maka kami melihat kemajuan yang sangat luar biasa. Kontrak tersebut telah selesai. Tentunya untuk memulai akan ada persiapan berkaitan dengan operasional selanjutnya. Kami akan menyerahkannya kepada investor di masa depan," jelasnya.


 Yassierli menyertakan kunjungan mendadak ke Sritex guna mengamati secara langsung serta memverifikasi ketersediaan seluruh hak-hak para pegawai terkait dengan implikasi bangkrutnya kelompok perusahaan Sritex.


 "Menurut laporan yang telah saya terima serta apa yang saya amati sendiri hari ini, semuanya berlangsung dengan lancar dan tenang," ucapnya.


 Menurut Yassierli, hal tersebut juga tak lepas dari peranan aktif dan berkontribusi serikat pekerja atau serikat buruh di dalam Sritex Group.


 Mulai dari pengumuman pemutusan hubungan kerja pada tanggal 26 Februari 2025 yang disampaikan oleh Tim Kurator kepada karyawan-karyawati Grup Sritex, sudah ada usaha-usaha terpadu dan sinergi di antara pihak-pihak termasuk pemerintahan nasional, otoritas lokal, BPJS, tim kurasi tersebut, serta organisasi-organisasi tenaga kerja dalam menghadapi situasi penanganan hak-hak mantan pegawai Sritex Group.


 Saya menghargai seluruh pihak yang sudah sigap mendukung mantan karyawan Grup Sritex, terutama pada tahapan pengajuan Klaim Jaminan Hari Tua, Jaminan Kehilangan Pekerjaan, serta Jaminan Kesehatan yang mencapai sekitar 100%, kata Yassierli.

Menaker Yassierli: Eks Karyawan Sritex Resmi Terima Kontrak Baru dari Investor Baru

Unknown business, employees, investing company news, investors, news

, Sukoharjo - Menteri Ketenagakerjaan (Menaker) Yassierli mengungkapkan eks karyawan PT Sri Rejeki Isman Textile Tbk. ( Sritex ) yang terkena pemutusan hubungan kerja ( PH…

Here’s how a 40-year-old could start investing £100 per week to retire early

Unknown investing, investing economy, investors, personal finance retirement, retirement planning

<img data-document-id="cms/api/amp/image/AA13PhLc" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA13PhLc.jpg"/>

 Retirement can seem a long way off for many people. A financially savvy worker can turn that long-term timeframe to their advantage and start investing sooner rather than later to help fund their retirement.


 For example, if a 40-year-old started today by investing £100 each week in carefully chosen blue-chip shares, I reckon they could grow their wealth and potentially
 retire early
 .

<h2 class="wp-block-heading" id="h-regular-saving-can-help-build-a-sizeable-retirement-fund">
 Regular saving can help build a sizeable retirement fund
</h2>

 Of course, starting at 30 would be even better than starting at 40 – and at 20 would be even better than at 30!


 Unfortunately, though, many of us do not realise that (or have other spending priorities) until it is too late. Even at 40, fortunately, an investor could still make a big difference to their retirement fund if they start investing immediately.


 Putting £100 per week into a
 Stocks and Shares ISA
 or
 SIPP
 and compounding it at 10% annually, after 25 years the investor will have a retirement fund of close to £535k.


 That could help them draw an income (for example, via dividends) and
 retire earlier than otherwise
 .

<h2 class="wp-block-heading" id="h-building-a-quality-portfolio-of-great-shares">
 Building a quality portfolio of great shares
</h2>

 A goal of 10% might not sound too challenging. After all, FTSE 100 insurer
 
 Phoenix
 
 
 Group
 
 (
 LSE: PHNX
 ) currently offers a dividend yield of 10.2% and has been a consistent dividend raiser in recent years. Some other blue-chip shares also offer high yields.


 But there are several things to bear in mind. That compound annual growth rate includes good years as well as bad. It also includes capital gain (or loss), as well as dividends.


 Phoenix has a generous dividend yield, but its share price has fallen 11% in the past five years.


 On top of that, it is always important to diversify across different shares in case one of them disappoints. Over the decades between age 40 and retirement, that is much more likely to happen than it may seem to an investor when they first start investing!


 But with the
 right approach
 and
 investing mindset
 , I think a 10% compound annual growth rate could be achievable.

<h2 class="wp-block-heading" id="h-one-share-to-consider">
 One share to consider
</h2>

 In fact, I do still think Phoenix is a share to consider for its long-term potential.


 The insurance sector is extensive and doesn’t seem poised for significant shrinkage anytime soon, as far as I can tell. Given its approximately 12 million clients and near £300 billion in volume, Phoenix operates a massive enterprise capable of producing substantial surplus funds. This financial cushion is beneficial when supporting sizeable dividend payouts.


 All stocks come with risks, including Phoenix. One aspect is their portfolio of mortgages, which relies on specific valuation assumptions. Should a downturn in the property market lead to significant drops in prices, these assumptions might prove insufficient. This could force Phoenix to reassess the value of its mortgage book, potentially reducing profit margins.


 Looking ahead over the longer term, however, I believe the established enterprise still holds considerable promise.


 The post
 For someone who is 40 years old aiming to retire early, here’s how they might begin by investing £100 each week.
 appeared first on
 The Motley Fool UK
 .

<div class="above-disclaimer-pitch-snippet">
 <h2>
 Should you invest £1,000 in Phoenix Group Holdings Plc right now?
 </h2>
 
 When investing expert Mark Rogers has a stock tip, it can pay to listen. After all, the flagship
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 See the 6 stocks
 
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 More reading
 

<ul>
 <li>
 I enquired of ChaGPT about a leading UK dividend stock for my 2025 ISA — and I was delighted with the result!
 </li>
 <li>
 Is the highest dividend from the FTSE 100, offering a 10.3% yield, worth looking into now?
 </li>
 <li>
 The 2025 Stocks and Shares ISA countdown has begun! It’s time to start planning.
 </li>
 <li>
 A 10% yield! Could this be a rare opportunity, perhaps occurring only once every ten years, to think about purchasing FTSE income stocks such as this one?
 </li>
 <li>
 Aiming for £100 per week in passive income? Think about investing in these UK-based stocks.
 </li>
</ul>

 C Ruane does not hold any positions in the shares mentioned. The Motley Fool UK also has no stake in these shares. Opinions regarding the companies discussed in this piece belong to the author and might diverge from the formal recommendations provided through our service offerings like Share Advisor, Hidden Winners, and Pro. At The Motley Fool, we feel that evaluating multiple perspectives contributes significantly to making well-informed decisions.
 us better investors.

Here’s how a 40-year-old could start investing £100 per week to retire early

Unknown investing, investing economy, investors, personal finance retirement, retirement planning

Retirement can seem a long way off for many people. A financially savvy worker can turn that long-term timeframe to their advantage and start investing sooner rather than later to help fund their re…

Investasi Emas: Apa Yang Lebih Menguntungkan? Bayar Cash atau Kredit?

Unknown financial markets, investing, investing news, investors, money

Emas adalah pilihan populer bagi para investor karena nilainya yang cenderung stabil serta daya tahannya terhadap tekanan inflasi. Akan tetapi, ketika Anda ingin membelinya, ada dua alternatif pokok yang bisa diambil, yakni dengan metode pembayaran langsung atau melalui sistem kredit karena setiap cara tersebut memiliki keuntungan dan tantangan masing-masing.


 Pilihan untuk membeli emas baik secara tunai maupun kredit sebenarnya bergantung pada target investasi serta situasi finansial setiap orang. Dengan memahami perbedaannya, seseorang dapat menetapkan cara mana yang kemungkinan akan memberikan hasil lebih baik dan cocok dengan rencana berinvestasi mereka.

<h2>
 1. Beban ekstra: kredit memiliki harga yang lebih tinggi daripada pembayaran cash
</h2>
<img data-document-id="cms/api/amp/image/AA1BDp14" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1BDp14.jpg"/>

 Apabila Anda membeli emas secara langsung menggunakan uang tunai, hal ini dianggap lebih menguntangkan sebab Anda cukup membayar berdasarkan harga pasar dari emas tersebut. Berbeda ketika Anda melakukan pembelian secara kredit, akan ada beberapa biaya ekstra seperti admin, bunga, dan angsuran yang pada akhirnya meningkatkan jumlah total yang harus dibayarkan menjadi lebih besar.


 Meskipun harganya terus meningkat, keuntungan dari emas kredit mungkin berkurang akibat potongan biaya. Untuk menghindari biaya ekstra, disarankan untuk melakukan pembayaran secara tunai sehingga akan lebih irit.

<h2>
 2. Keownan: lunas secara tunai, kredit yang masih dalam proses pembayaran
</h2>
<img data-document-id="cms/api/amp/image/AA1Ad3rC" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1Ad3rC.jpg"/>

 Manfaat ketika Anda membeli emas dengan uang tunai adalah kepemilikannya dapat langsung dipindahtangankan tanpa ada persyaratan tambahan. Kalian bisa seketika menaruh emas tersebut di lokasi yang aman atau menjual kembali jika dibutuhkan, sehingga langkah ini menjadi lebih mudah serta singkat dalam pelaksanaannya.


 Berbeda dengan pembelian kredit, umumnya emas hanya akan benar-benar menjadi milik Anda secara keseluruhan setelah pelunasan semua angsuran. Apabila terjadi ketidakmampuan membayar, bisa saja emas tersebut dirampungkan oleh lembaga pembiayaan dan hal ini mungkin menjadikan investasi itu tampak kurang bernilai.

<h2>
 3. Resiko perubahan harga: pinjaman dapat mengalami kerugian ketika harganya menurun.
</h2>
<img data-document-id="cms/api/amp/image/AA1AcRWA" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1AcRWA.jpg"/>

 Harga emas sebenarnya dapat naik ataupun turun dari hari ke hari, dan ini berarti bahwa dalam skema kredit Anda terus dikenakan biaya sesuai dengan tarif yang sudah disepakati di awal. Bila nilai emas menurun selama masa angsuran belum usai, ada kemungkinan besar Anda akan membayar jumlah yang lebih tinggi daripada harganya pada saat itu di pasaran.


 Sebaliknya, membeli emas dengan uang tunai pasti memberimu kesempatan untuk menentukan kapan waktunya paling tepat untuk bertransaksi, yakni ketika harganya sedang murah. Pendekatan ini setidaknya bisa membantu kamu mendapatkan nilai terbaik dan sekaligus meningkatkan peluang untung dari investasi tersebut.

<h2>
 4. Aspek finansial: uang tunai relatif lebih aman, sedangkan menggunakan kredit mungkin berisiko.
</h2>
<img data-document-id="cms/api/amp/image/AA1BXEQU" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1BXEQU.jpg"/>

 Meminjam uang untuk membeli emas berarti menambah tanggungan keuangan dalam wujud angsuran yang mesti diselesaikan setiap bulannya. Apabila situasi ekonomi tengah goyah atau timbul biaya tak terduga, membayar angsuran dapat jadi beban tersendiri bagi Anda.


 Sebaliknya apabila Anda membeli emas secara tunai, tentunya tidak akan ada kewajiban membayar utang, sehingga memberikan kebebasan dalam merencanakan finansial. Dengan begitu, Anda dapat lebih berkonsentrasi pada taktik investasi dan tidak perlu khawatir tentang pembayaran angsuran setiap bulan.


 Membeli emas dengan uang tunai maupun kredit tentu punya pro dan kontranya tersendiri. Tetapi, beberapa hal penting harus dipertimbangkan agar Anda dapat menilai apa yang paling memberikan manfaat serta perlindungan bagi diri Anda. Melalui pendekatan yang bijak, emas bisa menjadi instrumen investasi yang sangat membantu untuk mencapai tujuan finansial di kemudian hari!

Investasi Emas: Apa Yang Lebih Menguntungkan? Bayar Cash atau Kredit?

Unknown financial markets, investing, investing news, investors, money

Emas adalah pilihan populer bagi para investor karena nilainya yang cenderung stabil serta daya tahannya terhadap tekanan inflasi. Akan tetapi, ketika Anda ingin membelinya, ada dua alternatif pokok…

Warren Buffett's 90/10 Portfolio: Will This Strategy Hold Up in 2025?

Unknown investing, investment portfolios, investment strategies and advice, investors, warren buffett

<img data-document-id="cms/api/amp/image/AA1ANagF" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1ANagF.jpg"/>

 Warren Buffett
 He ranks among the most successful investors in history, which is why everyone pays attention whenever he shares insights about his investment approach. Throughout his 60-year tenure at the helm of Berkshire Hathaway, Buffett has built his wealth by pinpointing underpriced companies and acquiring them.


 Shareholders of Berkshire Hathaway have seen tremendous gains under Buffett’s leadership, with the company's stock providing an annual return of 19.9% since 1965, as opposed to 10.4% for the S&P 500.
 S&P 500
 .


 It might have been unexpected when Buffett disclosed that his spouse's inheritance would be placed into a trust, with 90 percent of those funds allocated this way.
 S&P 500 index fund
 and the rest allocated to short-term government bonds.


 If you're attempting to determine which asset allocations best suit your needs, it could be beneficial to
 consult with a financial planner
 . DIWIDA’s
 financial advisor matching tool
 Can assist you in locating an advisor nearby.


 Here’s how Buffett commented on the 90/10 approach and if this tactic holds up in today’s world.

<h2>
 Warren Buffett’s 90/10 portfolio
</h2>

 In his 2013 letter to
 Berkshire shareholders
 Buffett promoted the advantages of holding stocks over an extended period and demonstrated that even individuals with minimal knowledge of investing can attain acceptable outcomes. To illustrate this, he shared his guidelines for managing his wife’s estate after his passing.


 My advice for the trustee can’t get simpler: Allocate 10% of the capital into short-term government bonds and the remaining 90% into a highly affordable S&P 500 index fund, such as one offered by Vanguard," Buffett stated. "I am confident that the trust’s long-term performance under this strategy will outshine those achieved by many investors—be they pension funds, institutions, or individuals—who opt for high-fee managers.


 After the release of the letter, Buffett expanded on his recommendations during an interview with CNBC.


 I outlined what I believe the typical individual without expertise in stocks should do. My widow won't have such knowledge," Buffett stated. "I aim to ensure she achieves a reasonable outcome. It’s clear she won’t attain extraordinary returns.


 The rationale behind the 10% allocation to short-term government securities is that during tough times in the financial markets, when she needs to withdraw around 3% or 4% annually, those funds can be sourced from this portion rather than liquidating equities at an unfavorable moment," explained Buffett. "This approach ensures her success and guarantees positive outcomes for anyone following it. This strategy involves minimal costs and invests in numerous excellent companies, thereby requiring little intervention.

<div class="editorial-insight-box">
 
 
 Need an advisor?
 
 
 
 Looking for professional advice on handling your investments or preparing for retirement?
 
 
 DIWIDA’s AdvisorMatch
 I can connect you with a Certified Financial Planner™ who will assist you in achieving your financial objectives.
 
</div>
<h2>
 Does the 90/10 investment approach hold water?
</h2>

 Buffett’s 90/10 investment strategy holds considerable allure, yet it may not be suitable for all investors. Given that Buffett’s wife will probably receive far more wealth than necessary for her livelihood—since nearly all his Berkshire shares are designated for charitable purposes—the situation becomes quite different.
 stock market volatility
 is not expected to affect her lifestyle.


 However, not all investors feel at ease with volatility, according to Ryan Linenger, a Chicago-based partner at Plante Moran Financial Advisors.


 It can be extremely challenging for numerous investors to tolerate the level of fluctuation in a portfolio composed of 90% equities," Linenger stated. "Being invested in a portfolio you cannot remain committed to during market downturns can have negative consequences—often leading to unwise decisions which may significantly diminish the returns an investor ought to earn over the long term.


 Linenger suggested that allocating a significant part of the "growth segment" of a long-term investment portfolio to an S&P 500 index fund could be sensible. However, he believes that investors might gain additional advantages through more extensive diversification.


 Linenger stated that a 90/10 portfolio "would leave out most of the publicly traded firms both within the U.S. and internationally, as well as various sectors of the bond market — thereby shrinking the potential investment options without justification."

<h2>
 90/10 asset allocation: Pros and cons
</h2>
<h3>
 Advantages
</h3>
<ul>
 <li>
 
 Simplicity:
 
 The 90/10 strategy is straightforward to implement and simplifies the process of portfolio rebalancing.
 </li>
 <li>
 
 Low-cost:
 
 Index funds
 Tracks of the S&P 500 are highly affordable, usually charging around $3 for each $10,000 invested, and there are also options available with zero expense ratio.
 </li>
 <li>
 
 Stock market growth:
 
 With 90 percent of your investment portfolio allocated to an S&P 500 index fund, you will reap the rewards of its strong long-term returns.
 stocks
 , maintaining an approximate annual rate of 10 percent over extended durations.
 </li>
 <li>
 
 Diversification:
 
 By opting for a widely diversified index fund, investors avoid the risks associated with attempting to select particular winning or losing stocks.
 </li>
</ul>
<h3>
 Disadvantages
</h3>
<ul>
 <li>
 
 High allocation to stocks:
 
 The primary drawback of a 90/10 investment portfolio is that most of your funds are susceptible to the fluctuations of stock markets.
 </li>
 <li>
 
 Risk for retirees:
 
 Certain retired individuals might feel uneasy about having a significant portion of their investments in stocks. They could prefer a less risky investment portfolio with a greater emphasis on bonds or cash equivalents.
 fixed income investments
 might suit some people better.
 </li>
 <li>
 
 Not suitable for investors with a low risk tolerance.
 
 
 risk tolerance
 
 
 :
 
 Certain investors can't cope with fluctuations in the stock market and might make unwise choices precisely when prices have dropped.
 </li>
</ul>
<h2>
 Bottom line
</h2>

 Buffett’s 90/10 strategy offers a straightforward and inexpensive method for managing a portfolio capable of handling significant ups and downs. However, those who are particularly sensitive to swings in the stock market might want to opt for owning less equity and spreading out investments widely. This approach helps them adhere to their investment plans and ultimately reach their financial goals.
 long-term financial goals
 You might additionally consider
 seek advice from a financial consultant
 for further guidance.


 Editorial Disclaimer: It is recommended that all investors perform their own thorough research into investment strategies prior to making an investment choice. Additionally, it should be noted that previous performance of investment products does not ensure future growth in value.

Warren Buffett's 90/10 Portfolio: Will This Strategy Hold Up in 2025?

Unknown investing, investment portfolios, investment strategies and advice, investors, warren buffett

Warren Buffett He ranks among the most successful investors in history, which is why everyone pays attention whenever he shares insights about his investment approach. Throughout his 60-year tenure…

Europe's Wealth Gap Widens: A Few Places Bucking the Trend

Unknown economic inequality, europe, investing economy, investors, wealth

<img data-document-id="cms/api/amp/video/AA1qguJC" data-reference="video"/>

 Centuries back, amassing great wealth in Europe was closely tied to residing in its major trading hubs and engaging in profitable business sectors.


 However, this is no longer the truth. According to the newest Centi-Millionaire Report from Henley & Partners, when it pertains to extravagant shopping sprees and worldwide travels among ultra-wealthy individuals with assets worth multiple millions, Europe significantly lags behind both Asia and America.


 The study looks into the expansion of ultra-wealthy people whose fortune exceeds $100 million from 2013 to 2023. Over this decade, their numbers have surged by more than 50%, adding approximately 30,000 new members to the elite circle of the extremely affluent.


 While remarkable wealth has surged, this increase hasn't been evenly distributed—indeed, Europe seems to be falling further behind over time. The rise in the number of centimillionaires here has only climbed by 26%, which is just half of the global growth rate.


 It's evident that the tale of centi-millionaires involves dynamic shifts and transformations," stated Juerg Steffen, CEO of Henley & Partners, an organization focused on analyzing private wealth and migration patterns. "From technology-fueled growth spurts in countries like China and the U.S., to the rise of emerging financial centers globally, we're witnessing a significant relocation of immense riches away from Europe.

<img data-document-id="cms/api/amp/image/AA1qKuVO" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1qKuVO.jpg">
 
 This trend isn't likely to cease soon. In continental Europe, London will face the most significant losses.
 fewest centimillionaires
 Added to the continuously expanding list between now and 2040, we can expect Moscow, Zurich, and Madrid to join as well.
 
 
 In the meantime, according to the report, places like Dubai and Shenzhen will serve as breeding grounds for new centimillionaires.
 
 
 Nevertheless, the lesser-known treasures of European prosperity lie within some of the continent’s less flashy areas. Consider places like Monaco, Malta, and Poland, which are anticipated to see an increase of at least 75 percent in their population of millionaires.
 
 
 The phenomenon of affluent individuals leaving Europe can be attributed to multiple factors, such as increased political instability and changes.
 tax policies
 In Italy and the U.K., along with decades of underwhelming trade performance relative to competitors across the world. Certainly, Europe boasts influential tycoons like Bernard Arnault and Mark Mateschitz, whose substantial wealth has significantly expanded over time. However, the U.S. stands distinctively different.
 has benefited
 more from the migration of wealth, greater stock market liquidity, and overall wealth creation.
 
 <h2 class="wp-block-heading">
 Yesteryear
 
 Europe
 
 </h2>
 
 If only Europe could restore its golden era.
 
 
 Not long ago, Britain and France stood among the richest nations in Europe as well as globally. Following the Industrial Revolution, this boom extended across various European economies.
 
 
 Paradoxically, the pattern of wealth migration has shifted somewhat. Currently, an increasing number of individuals are departing from nations such as the U.K., with Brexit exacerbating this situation.
 
 
 The UK might see as many as 500,000 millionaires disappear over the next half-decade, suggests research.
 UBS Wealth report
 Starting from July, Belgium, Germany, and Spain will be some of the locations where Britain’s affluent individuals consider investing their wealth to find more suitable investment opportunities.
 
 
 Currently, there are still some areas where significant fortunes can be accumulated, such as in Paris, which ranks top among European cities for the rise in centimillionaires.
 
 
 The question still stands: What will happen to Europe and its inhabitants if it hinders future wealth generation relative to the rest of the globe?
 
 
 
 A variant of this tale was initially released on
 
 
 
 
 on September 18, 2024.
 
 
 
 The tale was initially showcased on
 
</img>

Europe's Wealth Gap Widens: A Few Places Bucking the Trend

Unknown economic inequality, europe, investing economy, investors, wealth

Centuries back, amassing great wealth in Europe was closely tied to residing in its major trading hubs and engaging in profitable business sectors. However, this is no longer the truth. According t…

Would I buy Pilbara Minerals shares today?

Unknown equities, investing, investing company news, investors, stocks

<img data-document-id="cms/api/amp/image/AA15csYD" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA15csYD.jpg"/>

 The
 ASX lithium share
 
 Pilbara Minerals Ltd
 
 (
 ASX: PLS
 ) has suffered a very painful decline in recent times. It has dropped by 52% in the last year alone, as the chart below shows.


 It's important not to anchor our thoughts back to previous share price levels. Just because it was at $5 a couple of years ago doesn't mean it's destined to get back there any time soon. However, it doesn't need to recover to $5 to make great returns from here.


 A recovery back to $3 would mean capital growth of more than 60%. Let's consider whether the ASX lithium share is capable of producing good returns and whether it's a buy.


 There's one thing that investors need to pay attention to the most, in my view.

<h2 class="wp-block-heading" id="h-volatile-lithium-price">
 
 Volatile lithium price
 
</h2>

 The lithium price is now a fraction of what it was a couple of years ago.


 In the
 FY25 first-half
 , the business reported that its average lithium sold price was US$668 per tonne, down 58% compared to what it achieved in the first half of FY24.


 As a commodity business, the company's production costs don't change much between results. Therefore a fall in the revenue per tonne leads to a significant decline in profit.


 It reported that operating profit (
 EBITDA
 ) fell 89% to $48 million, and it saw a 132% plunge of statutory
 net profit after tax (NPAT)
 to a loss of $69 million. Profit generation is obviously integral for most businesses, including Pilbara Minerals shares.


 However, there was one positive related to the lithium price. Pilbara Minerals experienced a 3% rise of the realised price to US$700 per tonne for the three months to December 2024 compared to the three months to September 2024 where the realised price was US$682 per tonne.


 Any increase in the commodity price is very useful for the business because of the positive effect of operating leverage.

<h2 class="wp-block-heading" id="h-solid-long-term-industry-dynamics">
 
 Solid long-term industry dynamics
 
</h2>

 The elevated Pilbara Minerals share price from a couple of years ago was due to investor optimism on how much lithium demand could grow in the longer-term. While the short-term is challenging, the company still points to a promising long-term outlook.


 The ASX lithium share pointed out in its HY25 result presentation that there were 1.3 million electric vehicle sales in January, representing 18% year-over-year growth.


 Pilbara Minerals cited research that showed electric vehicle (EV) sales are forecast to grow by 19% year over year in 2025. EV sales could increase at a
 compound annual growth rate (CAGR)
 of 17% to 2030.


 Overall, lithium demand is expected to increase by around 2.5x by 2030 at a CAGR of around 16%.


 Pilbara Minerals management said:

<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
 
 [The] Lithium market has historically demonstrated periods of pricing volatility. This pricing volatility has translated to wide variations in investment levels into the industry. This pattern has the potential to continue until the industry is further matured.
 
</blockquote>
<h2 class="wp-block-heading" id="h-my-2-cents-on-pilbara-minerals-shares">
 
 My 2 cents on Pilbara Minerals shares
 
</h2>

 The business is clearly going through a rough period. It's difficult to know what's going to happen next, though it was promising that the latest reported quarter saw an increase in the lithium price.


 If the lithium price can continue increasing, then the Pilbara Minerals share price could be materially undervalued.


 With a lower lithium price, additional global lithium production growth may have slowed enough to materially help the future
 supply and demand
 dynamics, providing support for the lithium price.


 It's a higher risk idea, but I think the ASX lithium share could be an opportunistic buy today. However, a recovery would take a while and I wouldn't bet the house.


 The post
 Would I buy Pilbara Minerals shares today?
 appeared first on
 The Motley Fool Australia
 .

<div class="pitch-snippet">
 <h2>
 Should you invest $1,000 in Pilbara Minerals Limited right now?
 </h2>
 
 Before you buy Pilbara Minerals Limited shares, consider this:
 
 
 Motley Fool investing expert Scott Phillips just revealed what he believes are the
 
 5 best stocks
 
 For investors looking to purchase at this moment... Pilbara Minerals Limited was not among those recommended.
 
 
 The online investment service he has been running for over ten years, Motley Fool Share Advisor, has offered thousands of subscribers stock recommendations that have doubled, tripled, or even greater in value.*
 
 
 Right now, Scott believes there might be five stocks that could make for even better purchases.
 
 
 See The 5 Stocks
 
 *Returns as of 6 March 2025
 
 
</div>

 
 More reading
 

<ul>
 <li>
 These are the 10 most shorted ASX shares
 </li>
 <li>
 3 smart ASX shares to buy and hold for the next decade
 </li>
 <li>
 Why Atlas Arteria, James Hardie, New Hope, and Pilbara Minerals shares are falling today
 </li>
 <li>
 Got $2,000 to invest? These ASX shares could rise 30% to 60%
 </li>
 <li>
 These are the 10 most shorted ASX shares
 </li>
</ul>

 Motley Fool
 contributor
 Tristan Harrison
 has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a
 disclosure policy
 . This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Would I buy Pilbara Minerals shares today?

Unknown equities, investing, investing company news, investors, stocks

The ASX lithium share Pilbara Minerals Ltd ( ASX: PLS ) has suffered a very painful decline in recent times. It has dropped by 52% in the last year alone, as the chart below shows. It's i…

6 Powerful Warren Buffett Quotes Every retiree Should Know

Unknown investors, personal finance retirement, retirement planning, stock market investment advice, warren buffett

<img data-document-id="cms/api/amp/image/AA1A5Nq1" data-reference="image" src="https://img-s-msn-com.akamaized.net/tenant/amp/entityid/AA1A5Nq1.jpg"/>

 Investors who have spent any significant time in the market likely know at least a couple of Warren Buffett’s key stock-picking strategies. It would be prudent to follow his guidance. After all, he has proven track record.
 
 Berkshire Hathaway
 
 regularly outperforms the benchmark
 
 S&P 500
 
 If you adopt his method, you might end up doing the same thing.


 However, what about retirees? Even though the extremely wealthy Buffett can manage with an investment horizon of "forever,” many average individuals cannot. Retirees eventually require drawing upon their investments' worth as a source of livelihood. Moreover, when one ceases receiving earnings from employment, their financial focus transitions from seeking growth to generating income. Has the Sage of Omaha shared any insights suitable for this group?


 
 
 Where should you put your $1,000 investment at this moment?
 
 Our analysis group has just disclosed their thoughts on what they consider to be the
 
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 In reality, certain Buffett strategies are applicable for retirees.

<h3>
 1. "Purchase only those items which you would still feel content holding even if the market closed for ten years."
</h3>

 He has expressed this concept somewhat differently by stating, “If you wouldn’t consider holding onto a stock for 10 years, then you shouldn’t contemplate keeping it for just 10 minutes,” yet the core principle remains unchanged. Essentially, this criterion serves as an acid test to determine if you genuinely have faith in the long-term prospects of the company associated with the stock.


 Investors frequently jump into speculative stocks with the understanding that if circumstances deteriorate, they have the option to exit their positions. When this potential escape route lurks in the back of an investor’s thoughts, it likely isn’t a choice suitable for most retirees to make initially.

<h3>
 2. "My approach to investing involves putting money into enterprises that are exceptionally good, even a novice could manage them successfully. Eventually, someone incompetent might end up at the helm."
</h3>

 This statement stands on its own and is applicable across various types of organizations and their stocks—whether they focus on growth, value, dividends, or others. The question here is whether an entity can maintain its performance regardless of leadership changes, or if your investment relies solely on specific individuals.

<h3>
 3. "The cost you incur is the price; the benefit you receive is the value."
</h3>

 This particular advice can impact anyone, regardless of whether you've retired or still have many working years ahead. The point being made here is that purchasing inexpensive stocks solely due to their low prices is usually unwise. Businesses with high quality are typically valued higher and come with a pricier share cost that you ought to be prepared to cover. Warren Buffett further clarifies this concept by stating, “It’s much smarter to acquire an excellent business for a reasonable sum rather than a mediocre firm for a great deal.”

<h3>
 4. "Be cautious of an investment strategy that receives widespread praise; typically, significant opportunities often evoke little interest."
</h3>

 Here’s another guideline that compels investors across different age groups to candidly assess their motivations. Are your investments aimed at reaching particular financial objectives, or are they more about deriving enjoyment? A significant number of individuals fall into the latter category, possibly even trying to convince themselves otherwise.


 Indeed, although achieving the level of income you desire—and require—is thrilling, your investment portfolio thrives best when it’s dull, with its administration aiming for zero drama. Engaging in dramatic activities often leads to making impulsive errors driven by emotion.

<h3>
 5. "People nowadays who keep cash equivalents feel secure. This confidence is misplaced. They've chosen an extremely poor long-term investment, which offers almost no returns and is guaranteed to lose value over time."
</h3>

 The general idea Buffett seems to be addressing is aimed at individuals who seek growth through investments while holding down a regular job. This concept also holds true for retirees depending on their investment portfolios for income. Essentially, keeping large amounts of money in a savings account with minimal interest rates erodes your purchasing power over time.


 By taking initiative to shift this cash towards investments — be it stocks or perhaps high-interest money market funds at present — you can achieve a notably better return with minimal sacrifice of real liquidity. Many online banks and brokerage accounts currently offer such options.
 around 4%
 Regarding cash-equivalent and nearly liquid deposit accounts, just to provide some context.

<h3>
 Being smarter isn’t necessary; being more disciplined is what sets us apart from others.
</h3>

 In conclusion, theOracle of Omaha provides some optimismby pointing outthat successin investingis within reach for everyone,since effectivestock selectiondoes notdepend on formaltraining,education,experience,oraccess to additionalresourcesand information.The key factor isthe abilityto adhere steadfastlytoa strategygrounded instrueedinvestingprinciples.


 Buffett emphasizes this point by stating, “A fool with a strategy can outperform a genius who lacks one.” Naturally, having a strategy offers a structure for maintaining discipline. In the absence of such a plan, even those who have retired might be tempted to pursue the latest attractive opportunity instead of staying committed to their carefully crafted investment portfolio aimed at meeting particular goals.

<h2>
 The $
 
 22,924
 
 The Social Security benefit many seniors entirely miss noticing.
</h2>

 If you’re similar to many Americans, you might be lagging several years—or even more—behind on saving for retirement. However, some lesser-known “ Social Security tips” may assist in increasing your retirement earnings. For instance: one simple strategy could earn you an additional $
 
 22,924
 
 More every year! After mastering strategies to optimize your Social Security benefits, we believe you can retire with confidence and achieve the peace of mind everyone seeks.
 Just click here to find out how you can learn more about these techniques.


 
 Check out the "Social Security secrets" »
 


 
 James Brumley
 has no holdings in any of the aforementioned stocks. However, The Motley Fool holds positions in and recommends shares of Berkshire Hathaway. Additionally, The Motley Fool has a
 disclosure policy
 .

6 Powerful Warren Buffett Quotes Every retiree Should Know

Unknown investors, personal finance retirement, retirement planning, stock market investment advice, warren buffett

Investors who have spent any significant time in the market likely know at least a couple of Warren Buffett’s key stock-picking strategies. It would be prudent to follow his guidance. After all, he …